MapfreCHIX:MAPE 71 EV-to-FCF is 10.71 as of Jun. 30, 2026, which is 66% above its 10-year median of 6.44. GuruFocus rates CHIX:MAPE with a GF Score™ of 71/100 and a GF Value™ of €2.49 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 396 Insurance companies, Mapfre ranks worse than 56.31% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Mapfre's Enterprise Value is €15,244 Mil.
Mapfre's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €1,424 Mil. Therefore, Mapfre's EV-to-FCF for today is 10.71.
The historical rank and industry rank for Mapfre's EV-to-FCF or its related term are showing as below:
CHIX:MAPe'
s EV-to-FCF Range Over the Past 10 Years
Min: -87.67 Med: 6.44 Max: 48.56
Current: 10.78
During the past 13 years, the highest EV-to-FCF of Mapfre was 48.56. The lowest was -87.67. And the median was 6.44.
CHIX:MAPe's EV-to-FCF is ranked worse than 56.31% of 396
companies
in the Insurance industry
Industry Median: 9.305
vs CHIX:MAPe: 10.78
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
As of today (2026-06-30), Mapfre's stock price is €4.184.
Mapfre's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.365. Therefore, Mapfre's PE Ratio (TTM) for today is 11.46.
Mapfre (CHIX:MAPe) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Mapfre's share price for today is €4.184.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Mapfre's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.365.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Mapfre EV-to-FCF Related Terms
Mapfre EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Mapfre's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:MAPE vs BRK.A, AIG, HIG: EV-to-FCF Comparison
For the Insurance - Diversified subindustry, Mapfre's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mapfre EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Mapfre's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Mapfre's EV-to-FCF falls into.
Mapfre's current Enterprise Value is €15,244 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Mapfre's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €1,424 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mapfre (CHIX:MAPE) has a EV-to-FCF of 10.71 as of Jun. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mapfre and its competitors. This is 66% above median its historical median of 6.44. According to the industry distribution chart, Mapfre ranks #223 out of 396 companies in the Insurance industry, placing it in the top 56.3%.
Is Mapfre's EV-to-FCF too high?
Mapfre's current EV-to-FCF of 10.71 is 66% above median its 10-year median of 6.44. The Insurance industry median EV-to-FCF is 9.31. Mapfre's value of 10.71 is 15.1% above this industry median. Based on the distribution chart, Mapfre ranks #223 out of 396 companies in the Insurance industry, which is below the industry midpoint. Overall, Mapfre has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mapfre's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Mapfre ranks #223 out of 396 companies for EV-to-FCF. This places Mapfre in the lower half of its industry. The industry median EV-to-FCF is 9.31. Mapfre's value of 10.71 is 15.1% above this benchmark. While the company's 10-year median is 6.44 vs. the industry median of 9.31, Mapfre has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.31, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mapfre's current EV-to-FCF of 10.71 is 15.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mapfre and its competitors. For the Insurance industry, the median EV-to-FCF is 9.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mapfre's current EV-to-FCF is 10.71, which is 66% above median its own 10-year median of 6.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mapfre stock overvalued right now?
Based on GuruFocus' analysis, Mapfre (CHIX:MAPE) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.49, compared to a current price of €4.18 — trading 68% above its estimated fair value. The current EV-to-FCF is 10.71, which is 66% above median its 10-year median of 6.44 and 15.1% above the Insurance industry median of 9.31. Mapfre's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Mapfre (CHIX:MAPE), the current EV-to-FCF is 10.71 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mapfre (CHIX:MAPE) Overvalued in 2026?
Based on GuruFocus' analysis, Mapfre stock appears to be overvalued.
The current stock price of €4.18 is trading 68% above its estimated GF Value™ of €2.49.
GuruFocus considers Mapfre to be Significantly Overvalued.
Key valuation signals for CHIX:MAPE:
EV-to-FCF: 10.71 (66% above median its 10-year median of 6.44)
GF Value™: €2.49 vs. price of €4.18 (68% above fair value)
Industry Position: 15.1% above the Insurance median (#223 of 396)
No single metric tells the full story. See the CHIX:MAPE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mapfre SA engaged in insurance activity in its various lines of business, both life and non-life, finance, securities investment, and services. It has Insurance business units in Iberia, Brazil, Latam north, Latam south, North America and Eurasia also Assistance unit, Global risks unit and Reinsurance unit around the world. Key revenue comes from Iberia. Mapfre also provides health and other non-life insurance policies.
71GF Score
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