Metro Bank HoldingsCHIX:MTROL -2.30%48 EV-to-FCF is 0.14 as of Jul. 09, 2026, which is 82% below its 10-year median of 0.76. GuruFocus rates CHIX:MTROL with a GF Score™ of 48/100 and a GF Value™ of £0.68 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,191 Banks companies, Metro Bank Holdings ranks better than 84.13% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Metro Bank Holdings's Enterprise Value is £-168.2 Mil.
Metro Bank Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was £-1,174.0 Mil. Therefore, Metro Bank Holdings's EV-to-FCF for today is 0.14.
The historical rank and industry rank for Metro Bank Holdings's EV-to-FCF or its related term are showing as below:
CHIX:MTROl'
s EV-to-FCF Range Over the Past 10 Years
Min: -4.91 Med: 0.76 Max: 28.45
Current: 0.12
During the past 13 years, the highest EV-to-FCF of Metro Bank Holdings was 28.45. The lowest was -4.91. And the median was 0.76.
CHIX:MTROl's EV-to-FCF is ranked better than 84.13% of 1191
companies
in the Banks industry
Industry Median: 6.57
vs CHIX:MTROl: 0.12
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Metro Bank Holdings (CHIX:MTROl) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Metro Bank Holdings's PE Ratio (TTM) for today is calculated as:
Metro Bank Holdings's share price for today is £1.696.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Metro Bank Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.077.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Metro Bank Holdings EV-to-FCF Related Terms
Metro Bank Holdings EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Metro Bank Holdings's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Metro Bank Holdings EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Metro Bank Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Metro Bank Holdings EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Metro Bank Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Metro Bank Holdings's EV-to-FCF falls into.
Metro Bank Holdings's current Enterprise Value is £-168.2 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Metro Bank Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was £-1,174.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Metro Bank Holdings (CHIX:MTROL) has a EV-to-FCF of 0.14 as of Jul. 09, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Metro Bank Holdings and its competitors. This is 82% below median its historical median of 0.76. According to the industry distribution chart, Metro Bank Holdings ranks #189 out of 1191 companies in the Banks industry, placing it in the top 15.9%.
Is Metro Bank Holdings' EV-to-FCF too high?
Metro Bank Holdings' current EV-to-FCF of 0.14 is 82% below median its 10-year median of 0.76. The Banks industry median EV-to-FCF is 6.57. Metro Bank Holdings' value of 0.14 is 97.9% below this industry median. Based on the distribution chart, Metro Bank Holdings ranks #189 out of 1191 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Metro Bank Holdings has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Metro Bank Holdings' EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Metro Bank Holdings ranks #189 out of 1191 companies for EV-to-FCF. This places Metro Bank Holdings in the top 16% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.57. Metro Bank Holdings' value of 0.14 is 97.9% below this benchmark. While the company's 10-year median is 0.76 vs. the industry median of 6.57, Metro Bank Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metro Bank Holdings's current EV-to-FCF of 0.14 is 97.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Metro Bank Holdings and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metro Bank Holdings's current EV-to-FCF is 0.14, which is 82% below median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metro Bank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Metro Bank Holdings (CHIX:MTROL) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.68, compared to a current price of £1.70 — trading 149.4% above its estimated fair value. The current EV-to-FCF is 0.14, which is 82% below median its 10-year median of 0.76 and 97.9% below the Banks industry median of 6.57. Metro Bank Holdings' overall GF Score™ is 48/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Metro Bank Holdings (CHIX:MTROL), the current EV-to-FCF is 0.14 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Metro Bank Holdings (CHIX:MTROL) Overvalued in 2026?
Based on GuruFocus' analysis, Metro Bank Holdings stock appears to be overvalued.
The current stock price of £1.70 is trading 149.4% above its estimated GF Value™ of £0.68.
GuruFocus considers Metro Bank Holdings to be Significantly Overvalued.
Key valuation signals for CHIX:MTROL:
EV-to-FCF: 0.14 (82% below median its 10-year median of 0.76)
GF Value™: £0.68 vs. price of £1.70 (149.4% above fair value)
Industry Position: 97.9% below the Banks median (#189 of 1191)
No single metric tells the full story. See the CHIX:MTROL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Metro Bank Holdings PLC is a holding company. The firm through its subsidiary engages in deposit-taking and lending activities with a focus on retail and small and medium-sized commercial customers in the United Kingdom. It engages in offering bank accounts, saving accounts, borrowing services, insurance, and mortgage services for personal and business banking.
48GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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