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Swiss Re AGCHIX:SRENZ +0.27%65 EV-to-FCF is 17.68 as of Jul. 23, 2026, which is 77% above its 10-year median of 10.01. GuruFocus rates CHIX:SRENZ with a GF Score™ of 65/100 and a GF Value™ of CHF106.05 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 394 Insurance companies, Swiss Re AG ranks worse than 74.11% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Swiss Re AG's Enterprise Value is CHF43,634 Mil.
Swiss Re AG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was CHF2,468 Mil. Therefore, Swiss Re AG's EV-to-FCF for today is 17.68.
The historical rank and industry rank for Swiss Re AG's EV-to-FCF or its related term are showing as below:
CHIX:SRENz'
s EV-to-FCF Range Over the Past 10 Years
Min: 5.33 Med: 10.01 Max: 27.4
Current: 17.68
During the past 13 years, the highest EV-to-FCF of Swiss Re AG was 27.40. The lowest was 5.33. And the median was 10.01.
CHIX:SRENz's EV-to-FCF is ranked worse than 74.11% of 394
companies
in the Insurance industry
Industry Median: 9.705
vs CHIX:SRENz: 17.68
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Swiss Re AG's PE Ratio (TTM) for today is calculated as:
Swiss Re AG's share price for today is CHF131.90.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Swiss Re AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF12.533.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Swiss Re AG EV-to-FCF Related Terms
Swiss Re AG EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Swiss Re AG's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Swiss Re AG's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Re AG EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Re AG's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Swiss Re AG's EV-to-FCF falls into.
Swiss Re AG's current Enterprise Value is CHF43,634 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Swiss Re AG's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was CHF2,468 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swiss Re AG (CHIX:SRENZ) has a EV-to-FCF of 17.68 as of Jul. 23, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Swiss Re AG and its competitors. This is 77% above median its historical median of 10.01. Over the past decade, Swiss Re AG's EV-to-FCF has ranged from 5.33 to 27.40. According to the industry distribution chart, Swiss Re AG ranks #292 out of 394 companies in the Insurance industry, placing it in the top 74.1%.
Is Swiss Re AG's EV-to-FCF too high?
Swiss Re AG's current EV-to-FCF of 17.68 is 77% above median its 10-year median of 10.01. Over the past 10 years, this metric has ranged from a low of 5.33 to a high of 27.40. The Insurance industry median EV-to-FCF is 9.71. Swiss Re AG's value of 17.68 is 82.2% above this industry median. Based on the distribution chart, Swiss Re AG ranks #292 out of 394 companies in the Insurance industry, which is below the industry midpoint. Overall, Swiss Re AG has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swiss Re AG's EV-to-FCF compare to RGA and EG?
According to the Insurance industry distribution chart, Swiss Re AG ranks #292 out of 394 companies for EV-to-FCF. This places Swiss Re AG in the lower half of its industry. The industry median EV-to-FCF is 9.71. Swiss Re AG's value of 17.68 is 82.2% above this benchmark. Historically, Swiss Re AG's own EV-to-FCF has ranged from 5.33 to 27.40 over the past decade. While the company's 10-year median is 10.01 vs. the industry median of 9.71, Swiss Re AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.71, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Re AG's current EV-to-FCF of 17.68 is 82.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Swiss Re AG and its competitors. For the Insurance industry, the median EV-to-FCF is 9.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Re AG's current EV-to-FCF is 17.68, which is 77% above median its own 10-year median of 10.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Re AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Re AG (CHIX:SRENZ) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF106.05, compared to a current price of CHF131.90 — trading 24.4% above its estimated fair value. The current EV-to-FCF is 17.68, which is 77% above median its 10-year median of 10.01 and 82.2% above the Insurance industry median of 9.71. Swiss Re AG's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Swiss Re AG (CHIX:SRENZ), the current EV-to-FCF is 17.68 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Re AG (CHIX:SRENZ) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Re AG stock appears to be overvalued.
The current stock price of CHF131.90 is trading 24.4% above its estimated GF Value™ of CHF106.05.
GuruFocus considers Swiss Re AG to be Modestly Overvalued.
Key valuation signals for CHIX:SRENZ:
EV-to-FCF: 17.68 (77% above median its 10-year median of 10.01)
GF Value™: CHF106.05 vs. price of CHF131.90 (24.4% above fair value)
Industry Position: 82.2% above the Insurance median (#292 of 394)
No single metric tells the full story. See the CHIX:SRENZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Re is a reinsurer that has three core divisions: P&C reinsurance, life and health reinsurance, and corporate solutions. Swiss Re was founded in 1863 when the general manager of Helvetia sought to stem the flow of reinsurance premiums outside Switzerland. Moritz Grossmann argued he could cut the premiums paid to foreign firms, still make a profit, and pay mid-single-digit dividends. Swiss Re is now the second-largest reinsurer in the world by market capitalization, with 80 offices around the world and approximately 15,000 employees. While the business did lose its way in the early part of the millennium, led by an investment banker who heavily invested in securitizations, Swiss Re has recently focused on establishing quality within its three core divisions.
65GF Score
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