Nerdwallet (FRA:6OI) EV-to-FCF: 4.32 (As of Jul. 21, 2026) — 61% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:6OI Nerdwallet Inc FRA:6OI
74 GF Score
Price €8.00
GF Value €14.24
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Nerdwallet EV-to-FCF?

Nerdwallet FRA:6OI 74 EV-to-FCF is 4.32 as of Jul. 21, 2026, which is 61% below its 10-year median of 11.03. GuruFocus rates FRA:6OI with a GF Score™ of 74/100 and a GF Value™ of €14.24 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 339 Interactive Media companies, Nerdwallet ranks better than 74.34% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Nerdwallet's Enterprise Value is €454.9 Mil. Nerdwallet's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €105.3 Mil. Therefore, Nerdwallet's EV-to-FCF for today is 4.32.

The historical rank and industry rank for Nerdwallet's EV-to-FCF or its related term are showing as below:

FRA:6OI' s EV-to-FCF Range Over the Past 10 Years
Min: -213.3   Med: 11.03   Max: 139.85
Current: 4.22

During the past 7 years, the highest EV-to-FCF of Nerdwallet was 139.85. The lowest was -213.30. And the median was 11.03.

FRA:6OI's EV-to-FCF is ranked better than
74.34% of 339 companies
in the Interactive Media industry
Industry Median: 10.22 vs FRA:6OI: 4.22

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-21), Nerdwallet's stock price is €8.00. Nerdwallet's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.798. Therefore, Nerdwallet's PE Ratio (TTM) for today is 10.03.


Nerdwallet  (FRA:6OI) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Nerdwallet's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=8.00/0.798
=10.03

Nerdwallet's share price for today is €8.00.
Nerdwallet's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.798.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Nerdwallet EV-to-FCF Related Terms


Nerdwallet EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Nerdwallet's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nerdwallet EV-to-FCF Chart

Nerdwallet Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial -55.85 -89.97 24.41 18.33 7.76

Nerdwallet Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.52 11.27 8.12 7.76 5.10

FRA:6OI vs CARS, MAX, SSTK: EV-to-FCF Comparison

For the Internet Content & Information subindustry, Nerdwallet's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nerdwallet EV-to-FCF vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Nerdwallet's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Nerdwallet's EV-to-FCF falls into.


FRA:6OI
74GF Score
Nerdwallet Inc FRA:6OI
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nerdwallet EV-to-FCF Calculation

Nerdwallet's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=454.868/105.299
=4.32

Nerdwallet's current Enterprise Value is €454.9 Mil.
Nerdwallet's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €105.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 4.32 mean?
Nerdwallet (FRA:6OI) has a EV-to-FCF of 4.32 as of Jul. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nerdwallet and its competitors. This is 61% below median its historical median of 11.03. According to the industry distribution chart, Nerdwallet ranks #87 out of 339 companies in the Interactive Media industry, placing it in the top 25.7%.
Is Nerdwallet's EV-to-FCF too high?
Nerdwallet's current EV-to-FCF of 4.32 is 61% below median its 10-year median of 11.03. The Interactive Media industry median EV-to-FCF is 10.22. Nerdwallet's value of 4.32 is 57.7% below this industry median. Based on the distribution chart, Nerdwallet ranks #87 out of 339 companies in the Interactive Media industry, which is above the industry midpoint. Overall, Nerdwallet has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nerdwallet's EV-to-FCF compare to CARS and MAX?
According to the Interactive Media industry distribution chart, Nerdwallet ranks #87 out of 339 companies for EV-to-FCF. This puts Nerdwallet in the upper half of its industry. The industry median EV-to-FCF is 10.22. Nerdwallet's value of 4.32 is 57.7% below this benchmark. While the company's 10-year median is 11.03 vs. the industry median of 10.22, Nerdwallet has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Interactive Media company?
The median EV-to-FCF among Interactive Media companies is 10.22, based on 339 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nerdwallet's current EV-to-FCF of 4.32 is 57.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nerdwallet and its competitors. For the Interactive Media industry, the median EV-to-FCF is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nerdwallet's current EV-to-FCF is 4.32, which is 61% below median its own 10-year median of 11.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nerdwallet stock overvalued right now?
Based on GuruFocus' analysis, Nerdwallet (FRA:6OI) is currently considered Significantly Undervalued. The stock's GF Value™ is €14.24, compared to a current price of €8.00 — trading 43.8% below its estimated fair value. The current EV-to-FCF is 4.32, which is 61% below median its 10-year median of 11.03 and 57.7% below the Interactive Media industry median of 10.22. Nerdwallet's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Nerdwallet (FRA:6OI), the current EV-to-FCF is 4.32 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nerdwallet (FRA:6OI) Overvalued in 2026?

Based on GuruFocus' analysis, Nerdwallet stock appears to be undervalued. The current stock price of €8.00 is trading 43.8% below its estimated GF Value™ of €14.24. GuruFocus considers Nerdwallet to be Significantly Undervalued.

Key valuation signals for FRA:6OI:

  • EV-to-FCF: 4.32 (61% below median its 10-year median of 11.03)
  • GF Value™: €14.24 vs. price of €8.00 (43.8% below fair value)
  • GF Score™: 74/100 with 1 warning sign
  • Industry Position: 57.7% below the Interactive Media median (#87 of 339)

No single metric tells the full story. See the FRA:6OI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nerdwallet Business Description

Other Exchanges NRDS:USA
Address 19 South B Street, Suite 9, San Mateo, CA, USA, 94401
Nerdwallet Inc is a company that provides consumer-driven advice about personal finance through its platform by connecting individuals and small and mid-sized businesses (SMBs) with providers of financial products. The Company's platform comprises three primary components: Editorial and Content Publishing, Marketplace and Referral Services, and Financial Services. It operates in the United States, Canada, and the United Kingdom.
74GF Score

Get the complete analysis for FRA:6OI

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.00
Price
€14.24
GF Value