Northeast BankFRA:73K -0.84%68 EV-to-FCF is 431.85 as of Jul. 05, 2026, which is 7397% above its 10-year median of 5.76. GuruFocus rates FRA:73K with a GF Score™ of 68/100 and a GF Value™ of €90.32. The stock has 7 warning signs investors should review. Among 1,196 Banks companies, Northeast Bank ranks worse than 99.41% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Northeast Bank's Enterprise Value is €1,303.7 Mil.
Northeast Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €3.0 Mil. Therefore, Northeast Bank's EV-to-FCF for today is 431.85.
The historical rank and industry rank for Northeast Bank's EV-to-FCF or its related term are showing as below:
FRA:73K'
s EV-to-FCF Range Over the Past 10 Years
Min: -103.06 Med: 5.76 Max: 6580.74
Current: 500.4
During the past 13 years, the highest EV-to-FCF of Northeast Bank was 6580.74. The lowest was -103.06. And the median was 5.76.
FRA:73K's EV-to-FCF is ranked worse than 99.41% of 1196
companies
in the Banks industry
Industry Median: 6.565
vs FRA:73K: 500.40
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Northeast Bank's PE Ratio (TTM) for today is calculated as:
Northeast Bank's share price for today is €118.00.
Northeast Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €10.047.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Northeast Bank EV-to-FCF Related Terms
Northeast Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Northeast Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Northeast Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northeast Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Northeast Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Northeast Bank's EV-to-FCF falls into.
Northeast Bank's current Enterprise Value is €1,303.7 Mil.
Northeast Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Northeast Bank (FRA:73K) has a EV-to-FCF of 431.85 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Northeast Bank and its competitors. This is 7397% above median its historical median of 5.76. According to the industry distribution chart, Northeast Bank ranks #1189 out of 1196 companies in the Banks industry, placing it in the top 99.4%.
Is Northeast Bank's EV-to-FCF too high?
Northeast Bank's current EV-to-FCF of 431.85 is 7397% above median its 10-year median of 5.76. The Banks industry median EV-to-FCF is 6.57. Northeast Bank's value of 431.85 is 6478.1% above this industry median. Based on the distribution chart, Northeast Bank ranks #1189 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Northeast Bank has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Northeast Bank's EV-to-FCF compare to OCFC and AGBK?
According to the Banks industry distribution chart, Northeast Bank ranks #1189 out of 1196 companies for EV-to-FCF. This places Northeast Bank in the lower half of its industry. The industry median EV-to-FCF is 6.57. Northeast Bank's value of 431.85 is 6478.1% above this benchmark. While the company's 10-year median is 5.76 vs. the industry median of 6.57, Northeast Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northeast Bank's current EV-to-FCF of 431.85 is 6478.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Northeast Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northeast Bank's current EV-to-FCF is 431.85, which is 7397% above median its own 10-year median of 5.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northeast Bank stock overvalued right now?
Northeast Bank (FRA:73K) has a current EV-to-FCF of 431.85. The stock's GF Value™ is €90.32, compared to a current price of €118.00 — trading 30.6% above its estimated fair value. The current EV-to-FCF is 431.85, which is 7397% above median its 10-year median of 5.76 and 6478.1% above the Banks industry median of 6.57. Northeast Bank's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Northeast Bank (FRA:73K), the current EV-to-FCF is 431.85 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Northeast Bank (FRA:73K) Overvalued in 2026?
Based on GuruFocus' analysis, Northeast Bank stock appears to be overvalued.
The current stock price of €118.00 is trading 30.6% above its estimated GF Value™ of €90.32.
Key valuation signals for FRA:73K:
EV-to-FCF: 431.85 (7397% above median its 10-year median of 5.76)
GF Value™: €90.32 vs. price of €118.00 (30.6% above fair value)
Industry Position: 6478.1% above the Banks median (#1189 of 1196)
No single metric tells the full story. See the FRA:73K stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Northeast Bank provides banking and financial services to individual and corporate customers in the United States. The firm conducts its loan-related activities through two primary channels: the Community Banking Division, and the Small Business Administration (SBA) National Division. Its loan portfolio comprises residential mortgage loans; multi-family and other commercial real estate loans; commercial and industrial loans, consumer loans, and small business administration loans. The firm also provides telephone banking, online banking, mobile banking, and remote deposit capture services. The revenue of the company is derived principally from interest and dividends from the bank.
68GF Score
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