Instabank ASA (FRA:93V) EV-to-FCF: (As of Jul. 07, 2026)


FRA:93V Instabank ASA FRA:93V
56 GF Score
Price €0.36
GF Value €0.23
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Instabank ASA EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Instabank ASA's Enterprise Value is €202.48 Mil. Instabank ASA's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €0.00 Mil. Therefore, Instabank ASA's EV-to-FCF for today is .

The historical rank and industry rank for Instabank ASA's EV-to-FCF or its related term are showing as below:

FRA:93V' s EV-to-FCF Range Over the Past 10 Years
Min: -5.39   Med: 0   Max: 0
Current: -5.39

FRA:93V's EV-to-FCF is ranked worse than
100% of 1195 companies
in the Banks industry
Industry Median: 6.57 vs FRA:93V: -5.39

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-07), Instabank ASA's stock price is €0.358. Instabank ASA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.025. Therefore, Instabank ASA's PE Ratio (TTM) for today is 14.32.


Instabank ASA  (FRA:93V) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Instabank ASA's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.358/0.025
=14.32

Instabank ASA's share price for today is €0.358.
Instabank ASA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.025.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Instabank ASA EV-to-FCF Related Terms


Instabank ASA EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Instabank ASA's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Instabank ASA EV-to-FCF Chart

Instabank ASA Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only 8.59 -4.37 43.54 4.67 -4.31

Instabank ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 -4.31 0.00

Instabank ASA EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Instabank ASA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Instabank ASA EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Instabank ASA's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Instabank ASA's EV-to-FCF falls into.


FRA:93V
56GF Score
Instabank ASA FRA:93V
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Instabank ASA EV-to-FCF Calculation

Instabank ASA's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=202.480/0
=

Instabank ASA's current Enterprise Value is €202.48 Mil.
Instabank ASA's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Instabank ASA (FRA:93V) Overvalued in 2026?

Based on GuruFocus' analysis, Instabank ASA stock appears to be overvalued. The current stock price of €0.36 is trading 55.7% above its estimated GF Value™ of €0.23. GuruFocus considers Instabank ASA to be Significantly Overvalued.

Key valuation signals for FRA:93V:

  • EV-to-FCF:
  • GF Value™: €0.23 vs. price of €0.36 (55.7% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the FRA:93V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Instabank ASA Business Description

Other Exchanges INSTA:Norway
Address Drammensveien 175, Oslo, NOR, 0277
Instabank ASA offers banking services. The company operates as a digital bank offering loans, savings and insurance.
56GF Score

Get the complete analysis for FRA:93V

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.36
Price
€0.23
GF Value