China Citic BankFRA:D7C -0.69%58 EV-to-FCF is 1.49 as of Jul. 05, 2026, which is 12% below its 10-year median of 1.70. GuruFocus rates FRA:D7C with a GF Score™ of 58/100 and a GF Value™ of €0.72 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,196 Banks companies, China Citic Bank ranks better than 74% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, China Citic Bank's Enterprise Value is €100,962 Mil.
China Citic Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €67,630 Mil. Therefore, China Citic Bank's EV-to-FCF for today is 1.49.
The historical rank and industry rank for China Citic Bank's EV-to-FCF or its related term are showing as below:
FRA:D7C'
s EV-to-FCF Range Over the Past 10 Years
Min: -52.9 Med: 1.7 Max: 261.53
Current: 1.41
During the past 13 years, the highest EV-to-FCF of China Citic Bank was 261.53. The lowest was -52.90. And the median was 1.70.
FRA:D7C's EV-to-FCF is ranked better than 74% of 1196
companies
in the Banks industry
Industry Median: 6.565
vs FRA:D7C: 1.41
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
China Citic Bank's PE Ratio (TTM) for today is calculated as:
China Citic Bank's share price for today is €0.7202.
China Citic Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.145.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
China Citic Bank EV-to-FCF Related Terms
China Citic Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for China Citic Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, China Citic Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Citic Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, China Citic Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where China Citic Bank's EV-to-FCF falls into.
China Citic Bank's current Enterprise Value is €100,962 Mil.
China Citic Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €67,630 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Citic Bank (FRA:D7C) has a EV-to-FCF of 1.49 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on China Citic Bank and its competitors. This is 12% below median its historical median of 1.70. According to the industry distribution chart, China Citic Bank ranks #311 out of 1196 companies in the Banks industry, placing it in the top 26%.
Is China Citic Bank's EV-to-FCF too high?
China Citic Bank's current EV-to-FCF of 1.49 is 12% below median its 10-year median of 1.70. The Banks industry median EV-to-FCF is 6.57. China Citic Bank's value of 1.49 is 77.3% below this industry median. Based on the distribution chart, China Citic Bank ranks #311 out of 1196 companies in the Banks industry, which is above the industry midpoint. Overall, China Citic Bank has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does China Citic Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, China Citic Bank ranks #311 out of 1196 companies for EV-to-FCF. This puts China Citic Bank in the upper half of its industry. The industry median EV-to-FCF is 6.57. China Citic Bank's value of 1.49 is 77.3% below this benchmark. While the company's 10-year median is 1.70 vs. the industry median of 6.57, China Citic Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Citic Bank's current EV-to-FCF of 1.49 is 77.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on China Citic Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Citic Bank's current EV-to-FCF is 1.49, which is 12% below median its own 10-year median of 1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Citic Bank stock overvalued right now?
Based on GuruFocus' analysis, China Citic Bank (FRA:D7C) is currently considered Fairly Valued. The stock's GF Value™ is €0.72, compared to a current price of €0.72 — trading 0% above its estimated fair value. The current EV-to-FCF is 1.49, which is 12% below median its 10-year median of 1.70 and 77.3% below the Banks industry median of 6.57. China Citic Bank's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For China Citic Bank (FRA:D7C), the current EV-to-FCF is 1.49 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Citic Bank (FRA:D7C) Overvalued in 2026?
Based on GuruFocus' analysis, China Citic Bank stock appears to be overvalued.
The current stock price of €0.72 is trading 0% above its estimated GF Value™ of €0.72.
GuruFocus considers China Citic Bank to be Fairly Valued.
Key valuation signals for FRA:D7C:
EV-to-FCF: 1.49 (12% below median its 10-year median of 1.70)
GF Value™: €0.72 vs. price of €0.72 (0% above fair value)
Industry Position: 77.3% below the Banks median (#311 of 1196)
No single metric tells the full story. See the FRA:D7C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Citic Bank, headquartered in Beijing, ranks as China's ninth-largest commercial lender. The bank operates a nationwide network of 1,459 branches across 153 cities, supplemented by offshore presence in Hong Kong, Macao, New York, Los Angeles, and Singapore as of mid-2024. Founded in 1987, it serves as a core subsidiary of Citic Group, a premier state-owned conglomerate.
58GF Score
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