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GoldMoneyFRA:O5U +1.81%67 EV-to-FCF is 3.93 as of Jul. 18, 2026, which is 149% above its 10-year median of 1.58. GuruFocus rates FRA:O5U with a GF Score™ of 67/100 and a GF Value™ of €15.94 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 448 Capital Markets companies, GoldMoney ranks better than 65.85% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, GoldMoney's Enterprise Value is €119.4 Mil.
GoldMoney's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €30.4 Mil. Therefore, GoldMoney's EV-to-FCF for today is 3.93.
The historical rank and industry rank for GoldMoney's EV-to-FCF or its related term are showing as below:
FRA:O5U'
s EV-to-FCF Range Over the Past 10 Years
Min: -48.98 Med: 1.58 Max: 559.56
Current: 3.98
During the past 13 years, the highest EV-to-FCF of GoldMoney was 559.56. The lowest was -48.98. And the median was 1.58.
FRA:O5U's EV-to-FCF is ranked better than 65.85% of 448
companies
in the Capital Markets industry
Industry Median: 9.91
vs FRA:O5U: 3.98
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
GoldMoney's share price for today is €9.02.
GoldMoney's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.088.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
GoldMoney EV-to-FCF Related Terms
GoldMoney EV-to-FCF Historical Data
* Premium members only.
The historical data trend for GoldMoney's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, GoldMoney's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GoldMoney EV-to-FCF vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, GoldMoney's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where GoldMoney's EV-to-FCF falls into.
GoldMoney's current Enterprise Value is €119.4 Mil.
GoldMoney's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €30.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GoldMoney (FRA:O5U) has a EV-to-FCF of 3.93 as of Jul. 18, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on GoldMoney and its competitors. This is 149% above median its historical median of 1.58. According to the industry distribution chart, GoldMoney ranks #153 out of 448 companies in the Capital Markets industry, placing it in the top 34.2%.
Is GoldMoney's EV-to-FCF too high?
GoldMoney's current EV-to-FCF of 3.93 is 149% above median its 10-year median of 1.58. The Capital Markets industry median EV-to-FCF is 9.91. GoldMoney's value of 3.93 is 60.3% below this industry median. Based on the distribution chart, GoldMoney ranks #153 out of 448 companies in the Capital Markets industry, which is above the industry midpoint. Overall, GoldMoney has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does GoldMoney's EV-to-FCF compare to MS and GS?
According to the Capital Markets industry distribution chart, GoldMoney ranks #153 out of 448 companies for EV-to-FCF. This puts GoldMoney in the upper half of its industry. The industry median EV-to-FCF is 9.91. GoldMoney's value of 3.93 is 60.3% below this benchmark. While the company's 10-year median is 1.58 vs. the industry median of 9.91, GoldMoney has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Capital Markets company?
The median EV-to-FCF among Capital Markets companies is 9.91, based on 448 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GoldMoney's current EV-to-FCF of 3.93 is 60.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on GoldMoney and its competitors. For the Capital Markets industry, the median EV-to-FCF is 9.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GoldMoney's current EV-to-FCF is 3.93, which is 149% above median its own 10-year median of 1.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GoldMoney stock overvalued right now?
Based on GuruFocus' analysis, GoldMoney (FRA:O5U) is currently considered Possible Value Trap. The stock's GF Value™ is €15.94, compared to a current price of €9.02 — trading 43.4% below its estimated fair value. The current EV-to-FCF is 3.93, which is 149% above median its 10-year median of 1.58 and 60.3% below the Capital Markets industry median of 9.91. GoldMoney's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For GoldMoney (FRA:O5U), the current EV-to-FCF is 3.93 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GoldMoney (FRA:O5U) Overvalued in 2026?
Based on GuruFocus' analysis, GoldMoney stock appears to be undervalued.
The current stock price of €9.02 is trading 43.4% below its estimated GF Value™ of €15.94.
GuruFocus considers GoldMoney to be Possible Value Trap.
Key valuation signals for FRA:O5U:
EV-to-FCF: 3.93 (149% above median its 10-year median of 1.58)
GF Value™: €15.94 vs. price of €9.02 (43.4% below fair value)
Industry Position: 60.3% below the Capital Markets median (#153 of 448)
No single metric tells the full story. See the FRA:O5U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GoldMoney Inc is engaged in precious metal focused business. It operates through subsidiaries and is engaged in precious metal sales to its clients, including arranging delivery and storage of precious metals for its clients, coin retailing, and lending. Goldmoney has a client base in more than a hundred countries and holds precious metal assets. The company has three reportable segment Goldmoney.com, Goldmoney Properties and Corporate and Other.
67GF Score
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