ANZ Group HoldingsFRA:X5Z 64 EV-to-FCF is 30.00 as of Jul. 01, 2026, which is 328% above its 10-year median of 7.01. GuruFocus rates FRA:X5Z with a GF Score™ of 64/100 and a GF Value™ of €19.59 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,194 Banks companies, ANZ Group Holdings ranks worse than 92.96% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, ANZ Group Holdings's Enterprise Value is €81,988 Mil.
ANZ Group Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €2,733 Mil. Therefore, ANZ Group Holdings's EV-to-FCF for today is 30.00.
The historical rank and industry rank for ANZ Group Holdings's EV-to-FCF or its related term are showing as below:
FRA:X5Z'
s EV-to-FCF Range Over the Past 10 Years
Min: -36.54 Med: 7.01 Max: 47.3
Current: 47.3
During the past 13 years, the highest EV-to-FCF of ANZ Group Holdings was 47.30. The lowest was -36.54. And the median was 7.01.
FRA:X5Z's EV-to-FCF is ranked worse than 92.96% of 1194
companies
in the Banks industry
Industry Median: 6.565
vs FRA:X5Z: 47.30
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
ANZ Group Holdings (FRA:X5Z) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
ANZ Group Holdings's PE Ratio (TTM) for today is calculated as:
ANZ Group Holdings's share price for today is €21.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. ANZ Group Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €1.154.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
ANZ Group Holdings EV-to-FCF Related Terms
ANZ Group Holdings EV-to-FCF Historical Data
* Premium members only.
The historical data trend for ANZ Group Holdings's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, ANZ Group Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ANZ Group Holdings EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, ANZ Group Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where ANZ Group Holdings's EV-to-FCF falls into.
ANZ Group Holdings's current Enterprise Value is €81,988 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. ANZ Group Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €2,733 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ANZ Group Holdings (FRA:X5Z) has a EV-to-FCF of 30.00 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on ANZ Group Holdings and its competitors. This is 328% above median its historical median of 7.01. According to the industry distribution chart, ANZ Group Holdings ranks #1110 out of 1194 companies in the Banks industry, placing it in the top 93%.
Is ANZ Group Holdings' EV-to-FCF too high?
ANZ Group Holdings' current EV-to-FCF of 30.00 is 328% above median its 10-year median of 7.01. The Banks industry median EV-to-FCF is 6.57. ANZ Group Holdings' value of 30.00 is 357% above this industry median. Based on the distribution chart, ANZ Group Holdings ranks #1110 out of 1194 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ANZ Group Holdings has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ANZ Group Holdings' EV-to-FCF compare to JPM and BAC?
According to the Banks industry distribution chart, ANZ Group Holdings ranks #1110 out of 1194 companies for EV-to-FCF. This places ANZ Group Holdings in the lower half of its industry. The industry median EV-to-FCF is 6.57. ANZ Group Holdings' value of 30.00 is 357% above this benchmark. While the company's 10-year median is 7.01 vs. the industry median of 6.57, ANZ Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ANZ Group Holdings's current EV-to-FCF of 30.00 is 357% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on ANZ Group Holdings and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ANZ Group Holdings's current EV-to-FCF is 30.00, which is 328% above median its own 10-year median of 7.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ANZ Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, ANZ Group Holdings (FRA:X5Z) is currently considered Fairly Valued. The stock's GF Value™ is €19.59, compared to a current price of €21.00 — trading 7.2% above its estimated fair value. The current EV-to-FCF is 30.00, which is 328% above median its 10-year median of 7.01 and 357% above the Banks industry median of 6.57. ANZ Group Holdings' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For ANZ Group Holdings (FRA:X5Z), the current EV-to-FCF is 30.00 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ANZ Group Holdings (FRA:X5Z) Overvalued in 2026?
Based on GuruFocus' analysis, ANZ Group Holdings stock appears to be overvalued.
The current stock price of €21.00 is trading 7.2% above its estimated GF Value™ of €19.59.
GuruFocus considers ANZ Group Holdings to be Fairly Valued.
Key valuation signals for FRA:X5Z:
EV-to-FCF: 30.00 (328% above median its 10-year median of 7.01)
GF Value™: €19.59 vs. price of €21.00 (7.2% above fair value)
Industry Position: 357% above the Banks median (#1110 of 1194)
No single metric tells the full story. See the FRA:X5Z stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ANZ Group is the owner of one of Australia's four major banks and provides retail, business, and institutional banking services to customers in Australia, New Zealand, and Asia-Pacific. The super-regional Asian strategy was de-emphasized, with management focusing on the higher-returning businesses in Australia and New Zealand. ANZ Bank still retains a tilt to its Asia-centric strategy, but is now more balanced, better capitalized and a simpler bank.
64GF Score
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