Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Luzhou Bank Co's Enterprise Value is HK$11,117 Mil.
Luzhou Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was HK$-9,269 Mil. Therefore, Luzhou Bank Co's EV-to-FCF for today is -1.20.
The historical rank and industry rank for Luzhou Bank Co's EV-to-FCF or its related term are showing as below:
HKSE:01983'
s EV-to-FCF Range Over the Past 10 Years
Min: -3.02 Med: 5.27 Max: 68.16
Current: -1.2
During the past 11 years, the highest EV-to-FCF of Luzhou Bank Co was 68.16. The lowest was -3.02. And the median was 5.27.
HKSE:01983's EV-to-FCF is ranked worse than 100% of 1179
companies
in the Banks industry
Industry Median: 7.02
vs HKSE:01983: -1.20
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Luzhou Bank Co's PE Ratio (TTM) for today is calculated as:
Luzhou Bank Co's share price for today is HK$2.215.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Luzhou Bank Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was HK$0.582.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Luzhou Bank Co EV-to-FCF Related Terms
Luzhou Bank Co EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Luzhou Bank Co's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Luzhou Bank Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Luzhou Bank Co EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Luzhou Bank Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Luzhou Bank Co's EV-to-FCF falls into.
Luzhou Bank Co's current Enterprise Value is HK$11,117 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Luzhou Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was HK$-9,269 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Luzhou Bank Co (HKSE:01983) has a EV-to-FCF of -1.20 as of Aug. 22, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Luzhou Bank Co and its competitors. According to the industry distribution chart, Luzhou Bank Co ranks #999999 out of 1179 companies in the Banks industry.
Is Luzhou Bank Co's EV-to-FCF too high?
Luzhou Bank Co's current EV-to-FCF is -1.20. Based on the distribution chart, Luzhou Bank Co ranks #999999 out of 1179 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Luzhou Bank Co has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Luzhou Bank Co's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Luzhou Bank Co ranks #999999 out of 1179 companies for EV-to-FCF. This places Luzhou Bank Co in the lower half of its industry. The industry median EV-to-FCF is 7.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.02, based on 1,179 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Luzhou Bank Co and its competitors. For the Banks industry, the median EV-to-FCF is 7.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Luzhou Bank Co's current EV-to-FCF is -1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luzhou Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Luzhou Bank Co (HKSE:01983) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$2.58, compared to a current price of HK$2.22 — trading 14.1% below its estimated fair value. The current EV-to-FCF is -1.20. Luzhou Bank Co's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Luzhou Bank Co (HKSE:01983), the current EV-to-FCF is -1.20 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Luzhou Bank Co (HKSE:01983) Overvalued in 2026?
Based on GuruFocus' analysis, Luzhou Bank Co stock appears to be undervalued.
The current stock price of HK$2.22 is trading 14.1% below its estimated GF Value™ of HK$2.58.
GuruFocus considers Luzhou Bank Co to be Modestly Undervalued.
Key valuation signals for HKSE:01983:
EV-to-FCF: -1.20
GF Value™: HK$2.58 vs. price of HK$2.22 (14.1% below fair value)
No single metric tells the full story. See the HKSE:01983 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Luzhou Bank Co Ltd is a commercial bank in Luzhou, providing financial services to its customers. The company's services include deposits, loans, e-banking, interbank finance, investment and financial management, deposit business, convenience finance, phone banking, personal online banking, and mobile banking. The operating business segments are Corporate Banking, Retail Banking, Financial Markets, and Others. The majority of revenue is derived from the Corporate banking segment.
82GF Score
Get the complete analysis for HKSE:01983
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HKSE:01983 has been successfully added to your 
