Turkiye Is Bankasi AS (IST:ISATR) EV-to-FCF: 4.55 (As of Jul. 02, 2026) — 45% Above Median


IST:ISATR Turkiye Is Bankasi AS IST:ISATR
66 GF Score
Price ₺4,950,000.00
GF Value ₺6,659,328.36
! 2 Warning Signs
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What is Turkiye Is Bankasi AS EV-to-FCF?

Turkiye Is Bankasi AS IST:ISATR 66 EV-to-FCF is 4.55 as of Jul. 02, 2026, which is 45% above its 10-year median of 3.14. GuruFocus rates IST:ISATR with a GF Score™ of 66/100 and a GF Value™ of ₺6,659,328.36. The stock has 2 warning signs investors should review. Among 1,193 Banks companies, Turkiye Is Bankasi AS ranks better than 58.34% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Turkiye Is Bankasi AS's Enterprise Value is ₺562,266 Mil. Turkiye Is Bankasi AS's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₺123,442 Mil. Therefore, Turkiye Is Bankasi AS's EV-to-FCF for today is 4.55.

The historical rank and industry rank for Turkiye Is Bankasi AS's EV-to-FCF or its related term are showing as below:

IST:ISATR' s EV-to-FCF Range Over the Past 10 Years
Min: -115.51   Med: 3.14   Max: 224.79
Current: 4.62

During the past 13 years, the highest EV-to-FCF of Turkiye Is Bankasi AS was 224.79. The lowest was -115.51. And the median was 3.14.

IST:ISATR's EV-to-FCF is ranked better than
58.34% of 1193 companies
in the Banks industry
Industry Median: 6.65 vs IST:ISATR: 4.62

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-02), Turkiye Is Bankasi AS's stock price is ₺4950000.00. Turkiye Is Bankasi AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₺3.047. Therefore, Turkiye Is Bankasi AS's PE Ratio (TTM) for today is 1,624,548.74.


Turkiye Is Bankasi AS  (IST:ISATR) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Turkiye Is Bankasi AS's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=4950000.00/3.047
=1,624,548.74

Turkiye Is Bankasi AS's share price for today is ₺4950000.00.
Turkiye Is Bankasi AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺3.047.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Turkiye Is Bankasi AS EV-to-FCF Related Terms


Turkiye Is Bankasi AS EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Turkiye Is Bankasi AS's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Turkiye Is Bankasi AS EV-to-FCF Chart

Turkiye Is Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.90 2.34 0.41 3.00 2.71

Turkiye Is Bankasi AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.26 2.17 4.72 2.71 4.31

Turkiye Is Bankasi AS EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Turkiye Is Bankasi AS's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Turkiye Is Bankasi AS EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Turkiye Is Bankasi AS's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Turkiye Is Bankasi AS's EV-to-FCF falls into.


IST:ISATR
66GF Score
Turkiye Is Bankasi AS IST:ISATR
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Turkiye Is Bankasi AS EV-to-FCF Calculation

Turkiye Is Bankasi AS's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=562265.957/123441.939
=4.55

Turkiye Is Bankasi AS's current Enterprise Value is ₺562,266 Mil.
Turkiye Is Bankasi AS's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺123,442 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 4.55 mean?
Turkiye Is Bankasi AS (IST:ISATR) has a EV-to-FCF of 4.55 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Turkiye Is Bankasi AS and its competitors. This is 45% above median its historical median of 3.14. According to the industry distribution chart, Turkiye Is Bankasi AS ranks #497 out of 1193 companies in the Banks industry, placing it in the top 41.7%.
Is Turkiye Is Bankasi AS's EV-to-FCF too high?
Turkiye Is Bankasi AS's current EV-to-FCF of 4.55 is 45% above median its 10-year median of 3.14. The Banks industry median EV-to-FCF is 6.65. Turkiye Is Bankasi AS's value of 4.55 is 31.6% below this industry median. Based on the distribution chart, Turkiye Is Bankasi AS ranks #497 out of 1193 companies in the Banks industry, which is above the industry midpoint. Overall, Turkiye Is Bankasi AS has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Turkiye Is Bankasi AS's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Turkiye Is Bankasi AS ranks #497 out of 1193 companies for EV-to-FCF. This puts Turkiye Is Bankasi AS in the upper half of its industry. The industry median EV-to-FCF is 6.65. Turkiye Is Bankasi AS's value of 4.55 is 31.6% below this benchmark. While the company's 10-year median is 3.14 vs. the industry median of 6.65, Turkiye Is Bankasi AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Is Bankasi AS's current EV-to-FCF of 4.55 is 31.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Turkiye Is Bankasi AS and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Is Bankasi AS's current EV-to-FCF is 4.55, which is 45% above median its own 10-year median of 3.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Is Bankasi AS stock overvalued right now?
Turkiye Is Bankasi AS (IST:ISATR) has a current EV-to-FCF of 4.55. The stock's GF Value™ is ₺6,659,328.36, compared to a current price of ₺4,950,000.00 — trading 25.7% below its estimated fair value. The current EV-to-FCF is 4.55, which is 45% above median its 10-year median of 3.14 and 31.6% below the Banks industry median of 6.65. Turkiye Is Bankasi AS's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Turkiye Is Bankasi AS (IST:ISATR), the current EV-to-FCF is 4.55 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Turkiye Is Bankasi AS (IST:ISATR) Overvalued in 2026?

Based on GuruFocus' analysis, Turkiye Is Bankasi AS stock appears to be undervalued. The current stock price of ₺4,950,000.00 is trading 25.7% below its estimated GF Value™ of ₺6,659,328.36.

Key valuation signals for IST:ISATR:

  • EV-to-FCF: 4.55 (45% above median its 10-year median of 3.14)
  • GF Value™: ₺6,659,328.36 vs. price of ₺4,950,000.00 (25.7% below fair value)
  • GF Score™: 66/100 with 2 warning signs
  • Industry Position: 31.6% below the Banks median (#497 of 1193)

No single metric tells the full story. See the IST:ISATR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Turkiye Is Bankasi AS Business Description

Other Exchanges ISCTR:TurkeyISBTR:Turkey
Address Is Kuleleri, Levent, Istanbul, TUR, 34330
Turkiye Is Bankasi AS is a Turkish financial services group with operations in Europe, Asia, and the Middle East. The group provides banking services as well as insurance, pension, asset management, venture capital, investment banking, leasing and factoring, and brokerage and custody, among other services.
66GF Score

Get the complete analysis for IST:ISATR

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺4,950,000.00
Price
₺6,659,328.36
GF Value