Truist FinancialLTS:0ACZ 64 EV-to-FCF is 17.75 as of Jun. 28, 2026, which is 10% above its 10-year median of 16.13. GuruFocus rates LTS:0ACZ with a GF Score™ of 64/100 and a GF Value™ of $45.66 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,196 Banks companies, Truist Financial ranks worse than 80.35% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Truist Financial's Enterprise Value is $100,686 Mil.
Truist Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $5,672 Mil. Therefore, Truist Financial's EV-to-FCF for today is 17.75.
The historical rank and industry rank for Truist Financial's EV-to-FCF or its related term are showing as below:
LTS:0ACZ'
s EV-to-FCF Range Over the Past 10 Years
Min: 7.17 Med: 16.13 Max: 73.73
Current: 17.75
During the past 13 years, the highest EV-to-FCF of Truist Financial was 73.73. The lowest was 7.17. And the median was 16.13.
LTS:0ACZ's EV-to-FCF is ranked worse than 80.35% of 1196
companies
in the Banks industry
Industry Median: 6.555
vs LTS:0ACZ: 17.75
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Truist Financial's PE Ratio (TTM) for today is calculated as:
Truist Financial's share price for today is $47.18.
Truist Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.030.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Truist Financial EV-to-FCF Related Terms
Truist Financial EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Truist Financial's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Truist Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Truist Financial EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Truist Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Truist Financial's EV-to-FCF falls into.
Truist Financial's current Enterprise Value is $100,686 Mil.
Truist Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5,672 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Truist Financial (LTS:0ACZ) has a EV-to-FCF of 17.75 as of Jun. 28, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Truist Financial and its competitors. This is 10% above median its historical median of 16.13. Over the past decade, Truist Financial's EV-to-FCF has ranged from 7.17 to 73.73. According to the industry distribution chart, Truist Financial ranks #961 out of 1196 companies in the Banks industry, placing it in the top 80.4%.
Is Truist Financial's EV-to-FCF too high?
Truist Financial's current EV-to-FCF of 17.75 is 10% above median its 10-year median of 16.13. Over the past 10 years, this metric has ranged from a low of 7.17 to a high of 73.73. The Banks industry median EV-to-FCF is 6.56. Truist Financial's value of 17.75 is 170.8% above this industry median. Based on the distribution chart, Truist Financial ranks #961 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Truist Financial has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Truist Financial's EV-to-FCF compare to NU and FITB?
According to the Banks industry distribution chart, Truist Financial ranks #961 out of 1196 companies for EV-to-FCF. This places Truist Financial in the lower half of its industry. The industry median EV-to-FCF is 6.56. Truist Financial's value of 17.75 is 170.8% above this benchmark. Historically, Truist Financial's own EV-to-FCF has ranged from 7.17 to 73.73 over the past decade. While the company's 10-year median is 16.13 vs. the industry median of 6.56, Truist Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Truist Financial's current EV-to-FCF of 17.75 is 170.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Truist Financial and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Truist Financial's current EV-to-FCF is 17.75, which is 10% above median its own 10-year median of 16.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Truist Financial stock overvalued right now?
Based on GuruFocus' analysis, Truist Financial (LTS:0ACZ) is currently considered Fairly Valued. The stock's GF Value™ is $45.66, compared to a current price of $47.18 — trading 3.3% above its estimated fair value. The current EV-to-FCF is 17.75, which is 10% above median its 10-year median of 16.13 and 170.8% above the Banks industry median of 6.56. Truist Financial's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Truist Financial (LTS:0ACZ), the current EV-to-FCF is 17.75 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Truist Financial (LTS:0ACZ) Overvalued in 2026?
Based on GuruFocus' analysis, Truist Financial stock appears to be overvalued.
The current stock price of $47.18 is trading 3.3% above its estimated GF Value™ of $45.66.
GuruFocus considers Truist Financial to be Fairly Valued.
Key valuation signals for LTS:0ACZ:
EV-to-FCF: 17.75 (10% above median its 10-year median of 16.13)
GF Value™: $45.66 vs. price of $47.18 (3.3% above fair value)
Industry Position: 170.8% above the Banks median (#961 of 1196)
No single metric tells the full story. See the LTS:0ACZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Truist Financial is one of the three super-regional banks in the US, with around $550 billion in assets as of the first quarter of 2026. Truist emerged from the combination of BB&T and SunTrust in 2019. Based in Charlotte, North Carolina, the bank's footprint is largely in the Mid-Atlantic and Southeast. Apart from retail and commercial banking operations, the bank also offers online and point-of-sale consumer lending, cards, wealth management, investment banking, and other banking services.
64GF Score
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