Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Mediobanca SpA's Enterprise Value is €54,450 Mil.
Mediobanca SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €-1,219 Mil. Therefore, Mediobanca SpA's EV-to-FCF for today is -44.68.
The historical rank and industry rank for Mediobanca SpA's EV-to-FCF or its related term are showing as below:
LTS:0HBF'
s EV-to-FCF Range Over the Past 10 Years
Min: -40.38 Med: 0 Max: 0
Current: -40.38
LTS:0HBF's EV-to-FCF is ranked worse than 100% of 1178
companies
in the Banks industry
Industry Median: 7.335
vs LTS:0HBF: -40.38
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Mediobanca SpA's PE Ratio (TTM) for today is calculated as:
Mediobanca SpA's share price for today is €28.615.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Mediobanca SpA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €2.153.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Mediobanca SpA EV-to-FCF Related Terms
Mediobanca SpA EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Mediobanca SpA's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mediobanca SpA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mediobanca SpA EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Mediobanca SpA's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Mediobanca SpA's EV-to-FCF falls into.
Mediobanca SpA's current Enterprise Value is €54,450 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Mediobanca SpA's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €-1,219 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mediobanca SpA (LTS:0HBF) has a EV-to-FCF of -44.68 as of Sep. 18, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mediobanca SpA and its competitors. According to the industry distribution chart, Mediobanca SpA ranks #999999 out of 1178 companies in the Banks industry.
Is Mediobanca SpA's EV-to-FCF too high?
Mediobanca SpA's current EV-to-FCF is -44.68. Based on the distribution chart, Mediobanca SpA ranks #999999 out of 1178 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mediobanca SpA has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mediobanca SpA's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Mediobanca SpA ranks #999999 out of 1178 companies for EV-to-FCF. This places Mediobanca SpA in the lower half of its industry. The industry median EV-to-FCF is 7.34. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.34, based on 1,178 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mediobanca SpA and its competitors. For the Banks industry, the median EV-to-FCF is 7.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mediobanca SpA's current EV-to-FCF is -44.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mediobanca SpA stock overvalued right now?
Based on GuruFocus' analysis, Mediobanca SpA (LTS:0HBF) is currently considered Significantly Overvalued. The stock's GF Value™ is €11.51, compared to a current price of €28.62 — trading 148.6% above its estimated fair value. The current EV-to-FCF is -44.68. Mediobanca SpA's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Mediobanca SpA (LTS:0HBF), the current EV-to-FCF is -44.68 as of Sep. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mediobanca SpA (LTS:0HBF) Overvalued in 2026?
Based on GuruFocus' analysis, Mediobanca SpA stock appears to be overvalued.
The current stock price of €28.62 is trading 148.6% above its estimated GF Value™ of €11.51.
GuruFocus considers Mediobanca SpA to be Significantly Overvalued.
Key valuation signals for LTS:0HBF:
EV-to-FCF: -44.68
GF Value™: €11.51 vs. price of €28.62 (148.6% above fair value)
No single metric tells the full story. See the LTS:0HBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mediobanca SpA is a specialized financial group operating in Wealth Management, Corporate & Investment Banking, and Consumer Finance in the Italian market. It operates through four divisions: Wealth Management, which provides savings products and investment and wealth management services; Corporate & Investment Banking, which provides financial advisory services and capital markets transactions; Consumer Finance, which offers personal loans, credit cards, salary-backed loans, and HeyLight BNPL solutions; and Insurance & Principal Investing, which manages equity investments including Assicurazioni Generali. Holding Functions support Group operations. The majority of revenue comes from Consumer Finance.
62GF Score
Get the complete analysis for LTS:0HBF
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0HBF has been successfully added to your 
