Crcam Ille Et Vilaine (LTS:0IN0) EV-to-FCF: -1.70 (As of Jul. 12, 2026)


LTS:0IN0 Crcam Ille Et Vilaine LTS:0IN0
49 GF Score
Price €113.00
GF Value €62.88
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Crcam Ille Et Vilaine EV-to-FCF?

Crcam Ille Et Vilaine LTS:0IN0 49 EV-to-FCF is -1.70 as of Jul. 12, 2026. GuruFocus rates LTS:0IN0 with a GF Score™ of 49/100 and a GF Value™ of €62.88 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,199 Banks companies, Crcam Ille Et Vilaine ranks worse than 83402.75% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Crcam Ille Et Vilaine's Enterprise Value is €277.9 Mil. Crcam Ille Et Vilaine's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €-163.6 Mil. Therefore, Crcam Ille Et Vilaine's EV-to-FCF for today is -1.70.

The historical rank and industry rank for Crcam Ille Et Vilaine's EV-to-FCF or its related term are showing as below:

LTS:0IN0' s EV-to-FCF Range Over the Past 10 Years
Min: -46.61   Med: 0.3   Max: 28.55
Current: -1.7

During the past 13 years, the highest EV-to-FCF of Crcam Ille Et Vilaine was 28.55. The lowest was -46.61. And the median was 0.30.

LTS:0IN0's EV-to-FCF is ranked worse than
100% of 1199 companies
in the Banks industry
Industry Median: 6.56 vs LTS:0IN0: -1.70

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-12), Crcam Ille Et Vilaine's stock price is €113.00. Crcam Ille Et Vilaine's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €10.854. Therefore, Crcam Ille Et Vilaine's PE Ratio (TTM) for today is 10.41.


Crcam Ille Et Vilaine  (LTS:0IN0) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Crcam Ille Et Vilaine's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=113.00/10.854
=10.41

Crcam Ille Et Vilaine's share price for today is €113.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Crcam Ille Et Vilaine's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €10.854.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Crcam Ille Et Vilaine EV-to-FCF Related Terms


Crcam Ille Et Vilaine EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Crcam Ille Et Vilaine's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crcam Ille Et Vilaine EV-to-FCF Chart

Crcam Ille Et Vilaine Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.12 3.80 0.27 -11.48 -1.48

Crcam Ille Et Vilaine Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.27 0.00 -11.48 0.00 -1.48

Crcam Ille Et Vilaine EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Crcam Ille Et Vilaine's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crcam Ille Et Vilaine EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Crcam Ille Et Vilaine's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Crcam Ille Et Vilaine's EV-to-FCF falls into.


LTS:0IN0
49GF Score
Crcam Ille Et Vilaine LTS:0IN0
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Crcam Ille Et Vilaine EV-to-FCF Calculation

Crcam Ille Et Vilaine's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=277.920/-163.604
=-1.70

Crcam Ille Et Vilaine's current Enterprise Value is €277.9 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Crcam Ille Et Vilaine's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €-163.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -1.70 mean?
Crcam Ille Et Vilaine (LTS:0IN0) has a EV-to-FCF of -1.70 as of Jul. 12, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Crcam Ille Et Vilaine and its competitors. According to the industry distribution chart, Crcam Ille Et Vilaine ranks #999999 out of 1199 companies in the Banks industry.
Is Crcam Ille Et Vilaine's EV-to-FCF too high?
Crcam Ille Et Vilaine's current EV-to-FCF is -1.70. Based on the distribution chart, Crcam Ille Et Vilaine ranks #999999 out of 1199 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Crcam Ille Et Vilaine has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Crcam Ille Et Vilaine's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Crcam Ille Et Vilaine ranks #999999 out of 1199 companies for EV-to-FCF. This places Crcam Ille Et Vilaine in the lower half of its industry. The industry median EV-to-FCF is 6.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Crcam Ille Et Vilaine and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crcam Ille Et Vilaine's current EV-to-FCF is -1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crcam Ille Et Vilaine stock overvalued right now?
Based on GuruFocus' analysis, Crcam Ille Et Vilaine (LTS:0IN0) is currently considered Significantly Overvalued. The stock's GF Value™ is €62.88, compared to a current price of €113.00 — trading 79.7% above its estimated fair value. The current EV-to-FCF is -1.70. Crcam Ille Et Vilaine's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Crcam Ille Et Vilaine (LTS:0IN0), the current EV-to-FCF is -1.70 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crcam Ille Et Vilaine (LTS:0IN0) Overvalued in 2026?

Based on GuruFocus' analysis, Crcam Ille Et Vilaine stock appears to be overvalued. The current stock price of €113.00 is trading 79.7% above its estimated GF Value™ of €62.88. GuruFocus considers Crcam Ille Et Vilaine to be Significantly Overvalued.

Key valuation signals for LTS:0IN0:

  • EV-to-FCF: -1.70
  • GF Value™: €62.88 vs. price of €113.00 (79.7% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the LTS:0IN0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crcam Ille Et Vilaine Business Description

Other Exchanges CIV:France
Address 45 boulevard de la Liberte CS 64017, Rennes, FRA, 35000
Crcam Ille Et Vilaine Formerly Crédit Agricole d'Ille-et-Vilaine is involved in providing banking services in France. The company offers savings, mortgages, loans, and account management services, as well as insurance products. It serves individuals, professionals, farmers, companies, and associations.
49GF Score

Get the complete analysis for LTS:0IN0

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€113.00
Price
€62.88
GF Value