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The historical rank and industry rank for American International Group's EV-to-FCF or its related term are showing as below:
LTS:0OAL'
s EV-to-FCF Range Over the Past 10 Years
Min: -190 Med: 14.31 Max: 93.81
Current: 14.21
During the past 13 years, the highest EV-to-FCF of American International Group was 93.81. The lowest was -190.00. And the median was 14.31.
LTS:0OAL's EV-to-FCF is ranked worse than 65.82% of 395
companies
in the Insurance industry
Industry Median: 9.97
vs LTS:0OAL: 14.21
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
American International Group (LTS:0OAL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
American International Group's PE Ratio (TTM) for today is calculated as:
American International Group's share price for today is $79.87.
American International Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.670.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
American International Group EV-to-FCF Related Terms
American International Group EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, American International Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American International Group EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, American International Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where American International Group's EV-to-FCF falls into.
American International Group's current Enterprise Value is $50,089 Mil.
American International Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3,525 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American International Group (LTS:0OAL) has a EV-to-FCF of 14.21 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on American International Group and its competitors. This is near median its historical median of 14.31. According to the industry distribution chart, American International Group ranks #260 out of 395 companies in the Insurance industry, placing it in the top 65.8%.
Is American International Group's EV-to-FCF too high?
American International Group's current EV-to-FCF of 14.21 is near median its 10-year median of 14.31. The Insurance industry median EV-to-FCF is 9.97. American International Group's value of 14.21 is 42.5% above this industry median. Based on the distribution chart, American International Group ranks #260 out of 395 companies in the Insurance industry, which is below the industry midpoint. Overall, American International Group has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does American International Group's EV-to-FCF compare to HIG and ACGL?
According to the Insurance industry distribution chart, American International Group ranks #260 out of 395 companies for EV-to-FCF. This places American International Group in the lower half of its industry. The industry median EV-to-FCF is 9.97. American International Group's value of 14.21 is 42.5% above this benchmark. While the company's 10-year median is 14.31 vs. the industry median of 9.97, American International Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.97, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American International Group's current EV-to-FCF of 14.21 is 42.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on American International Group and its competitors. For the Insurance industry, the median EV-to-FCF is 9.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American International Group's current EV-to-FCF is 14.21, which is near median its own 10-year median of 14.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American International Group stock overvalued right now?
Based on GuruFocus' analysis, American International Group (LTS:0OAL) is currently considered Modestly Undervalued. The stock's GF Value™ is $94.20, compared to a current price of $79.87 — trading 15.2% below its estimated fair value. The current EV-to-FCF is 14.21, which is near median its 10-year median of 14.31 and 42.5% above the Insurance industry median of 9.97. American International Group's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For American International Group (LTS:0OAL), the current EV-to-FCF is 14.21 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American International Group (LTS:0OAL) Overvalued in 2026?
Based on GuruFocus' analysis, American International Group stock appears to be undervalued.
The current stock price of $79.87 is trading 15.2% below its estimated GF Value™ of $94.20.
GuruFocus considers American International Group to be Modestly Undervalued.
Key valuation signals for LTS:0OAL:
EV-to-FCF: 14.21 (near median its 10-year median of 14.31)
GF Value™: $94.20 vs. price of $79.87 (15.2% below fair value)
Industry Position: 42.5% above the Insurance median (#260 of 395)
No single metric tells the full story. See the LTS:0OAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American International Group is one of the largest insurance and financial services firms in the world and has a global footprint. It operates through a wide range of subsidiaries that provide property, casualty, and life insurance. The company recently spun off its life insurance operations (Corebridge), but still retains a minority stake.
68GF Score
Get the complete analysis for LTS:0OAL
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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