SpareBank 1 Sor Norge ASA (LTS:0Q57) EV-to-FCF: 28.76 (As of Jul. 13, 2026)


LTS:0Q57 SpareBank 1 Sor Norge ASA LTS:0Q57
74 GF Score
Price kr203.55
GF Value kr161.13
Valuation Modestly Overvalued
! 8 Warning Signs
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What is SpareBank 1 Sor Norge ASA EV-to-FCF?

SpareBank 1 Sor Norge ASA LTS:0Q57 +0.54% 74 EV-to-FCF is 28.76 as of Jul. 13, 2026. GuruFocus rates LTS:0Q57 with a GF Score™ of 74/100 and a GF Value™ of kr161.13 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,198 Banks companies, SpareBank 1 Sor Norge ASA ranks worse than 88.23% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, SpareBank 1 Sor Norge ASA's Enterprise Value is kr283,877 Mil. SpareBank 1 Sor Norge ASA's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was kr9,872 Mil. Therefore, SpareBank 1 Sor Norge ASA's EV-to-FCF for today is 28.76.

The historical rank and industry rank for SpareBank 1 Sor Norge ASA's EV-to-FCF or its related term are showing as below:

LTS:0Q57' s EV-to-FCF Range Over the Past 10 Years
Min: -130.77   Med: -13.18   Max: 96.62
Current: 28.76

During the past 13 years, the highest EV-to-FCF of SpareBank 1 Sor Norge ASA was 96.62. The lowest was -130.77. And the median was -13.18.

LTS:0Q57's EV-to-FCF is ranked worse than
88.23% of 1198 companies
in the Banks industry
Industry Median: 6.565 vs LTS:0Q57: 28.76

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-13), SpareBank 1 Sor Norge ASA's stock price is kr203.55. SpareBank 1 Sor Norge ASA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was kr16.670. Therefore, SpareBank 1 Sor Norge ASA's PE Ratio (TTM) for today is 12.21.


SpareBank 1 Sor Norge ASA  (LTS:0Q57) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

SpareBank 1 Sor Norge ASA's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=203.55/16.670
=12.21

SpareBank 1 Sor Norge ASA's share price for today is kr203.55.
SpareBank 1 Sor Norge ASA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr16.670.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


SpareBank 1 Sor Norge ASA EV-to-FCF Related Terms


SpareBank 1 Sor Norge ASA EV-to-FCF Historical Data

* Premium members only.

The historical data trend for SpareBank 1 Sor Norge ASA's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Sor Norge ASA EV-to-FCF Chart

SpareBank 1 Sor Norge ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -22.18 -11.52 22.92 -33.57 29.50

SpareBank 1 Sor Norge ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -55.44 96.52 50.86 29.50 28.96

SpareBank 1 Sor Norge ASA EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, SpareBank 1 Sor Norge ASA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SpareBank 1 Sor Norge ASA EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, SpareBank 1 Sor Norge ASA's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where SpareBank 1 Sor Norge ASA's EV-to-FCF falls into.


LTS:0Q57
74GF Score
SpareBank 1 Sor Norge ASA LTS:0Q57
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SpareBank 1 Sor Norge ASA EV-to-FCF Calculation

SpareBank 1 Sor Norge ASA's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=283877.253/9872
=28.76

SpareBank 1 Sor Norge ASA's current Enterprise Value is kr283,877 Mil.
SpareBank 1 Sor Norge ASA's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr9,872 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 28.76 mean?
SpareBank 1 Sor Norge ASA (LTS:0Q57) has a EV-to-FCF of 28.76 as of Jul. 13, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SpareBank 1 Sor Norge ASA and its competitors. According to the industry distribution chart, SpareBank 1 Sor Norge ASA ranks #1057 out of 1198 companies in the Banks industry, placing it in the top 88.2%.
Is SpareBank 1 Sor Norge ASA's EV-to-FCF too high?
SpareBank 1 Sor Norge ASA's current EV-to-FCF is 28.76. The Banks industry median EV-to-FCF is 6.57. SpareBank 1 Sor Norge ASA's value of 28.76 is 338.1% above this industry median. Based on the distribution chart, SpareBank 1 Sor Norge ASA ranks #1057 out of 1198 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SpareBank 1 Sor Norge ASA has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Sor Norge ASA's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Sor Norge ASA ranks #1057 out of 1198 companies for EV-to-FCF. This places SpareBank 1 Sor Norge ASA in the lower half of its industry. The industry median EV-to-FCF is 6.57. SpareBank 1 Sor Norge ASA's value of 28.76 is 338.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,198 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Sor Norge ASA's current EV-to-FCF of 28.76 is 338.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SpareBank 1 Sor Norge ASA and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Sor Norge ASA's current EV-to-FCF is 28.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Sor Norge ASA stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Sor Norge ASA (LTS:0Q57) is currently considered Modestly Overvalued. The stock's GF Value™ is kr161.13, compared to a current price of kr203.55 — trading 26.3% above its estimated fair value. The current EV-to-FCF is 28.76 and 338.1% above the Banks industry median of 6.57. SpareBank 1 Sor Norge ASA's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For SpareBank 1 Sor Norge ASA (LTS:0Q57), the current EV-to-FCF is 28.76 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Sor Norge ASA (LTS:0Q57) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Sor Norge ASA stock appears to be overvalued. The current stock price of kr203.55 is trading 26.3% above its estimated GF Value™ of kr161.13. GuruFocus considers SpareBank 1 Sor Norge ASA to be Modestly Overvalued.

Key valuation signals for LTS:0Q57:

  • EV-to-FCF: 28.76
  • GF Value™: kr161.13 vs. price of kr203.55 (26.3% above fair value)
  • GF Score™: 74/100 with 8 warning signs
  • Industry Position: 338.1% above the Banks median (#1057 of 1198)

No single metric tells the full story. See the LTS:0Q57 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Sor Norge ASA Business Description

Address Christen Tranes Gate 35, Stavanger, NOR, 4007
SpareBank 1 Sor Norge ASA is a regional bank engaged in selling and procuring a wide range of financial products and services, including investment services, leasing, estate agency, and accounting services. The company's reportable segments are Retail market, which generates maximum revenue, Corporate market, SME and agriculture, and Other.
74GF Score

Get the complete analysis for LTS:0Q57

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr203.55
Price
kr161.13
GF Value