Kraft Bank ASA (OSL:KRAB) EV-to-FCF: 2.74 (As of Jul. 14, 2026) — 49% Below Median

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OSL:KRAB Kraft Bank ASA OSL:KRAB
67 GF Score
Price kr13.65
GF Value kr14.80
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Kraft Bank ASA EV-to-FCF?

Kraft Bank ASA OSL:KRAB +0.37% 67 EV-to-FCF is 2.74 as of Jul. 14, 2026, which is 49% below its 10-year median of 5.37. GuruFocus rates OSL:KRAB with a GF Score™ of 67/100 and a GF Value™ of kr14.80 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,199 Banks companies, Kraft Bank ASA ranks better than 67.56% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Kraft Bank ASA's Enterprise Value is kr605.7 Mil. Kraft Bank ASA's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was kr221.2 Mil. Therefore, Kraft Bank ASA's EV-to-FCF for today is 2.74.

The historical rank and industry rank for Kraft Bank ASA's EV-to-FCF or its related term are showing as below:

OSL:KRAB' s EV-to-FCF Range Over the Past 10 Years
Min: 2.39   Med: 5.37   Max: 17
Current: 2.74

During the past 8 years, the highest EV-to-FCF of Kraft Bank ASA was 17.00. The lowest was 2.39. And the median was 5.37.

OSL:KRAB's EV-to-FCF is ranked better than
67.56% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs OSL:KRAB: 2.74

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Kraft Bank ASA's stock price is kr13.65. Kraft Bank ASA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was kr1.690. Therefore, Kraft Bank ASA's PE Ratio (TTM) for today is 8.08.


Kraft Bank ASA  (OSL:KRAB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Kraft Bank ASA's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=13.65/1.690
=8.08

Kraft Bank ASA's share price for today is kr13.65.
Kraft Bank ASA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr1.690.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Kraft Bank ASA EV-to-FCF Related Terms


Kraft Bank ASA EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Kraft Bank ASA's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kraft Bank ASA EV-to-FCF Chart

Kraft Bank ASA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial 8.58 5.89 3.51 2.93 2.34

Kraft Bank ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.61 7.50 3.17 2.34 2.80

Kraft Bank ASA EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Kraft Bank ASA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kraft Bank ASA EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Kraft Bank ASA's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Kraft Bank ASA's EV-to-FCF falls into.


OSL:KRAB
67GF Score
Kraft Bank ASA OSL:KRAB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kraft Bank ASA EV-to-FCF Calculation

Kraft Bank ASA's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=605.660/221.209
=2.74

Kraft Bank ASA's current Enterprise Value is kr605.7 Mil.
Kraft Bank ASA's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr221.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 2.74 mean?
Kraft Bank ASA (OSL:KRAB) has a EV-to-FCF of 2.74 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Kraft Bank ASA and its competitors. This is 49% below median its historical median of 5.37. Over the past decade, Kraft Bank ASA's EV-to-FCF has ranged from 2.39 to 17.00. According to the industry distribution chart, Kraft Bank ASA ranks #389 out of 1199 companies in the Banks industry, placing it in the top 32.4%.
Is Kraft Bank ASA's EV-to-FCF too high?
Kraft Bank ASA's current EV-to-FCF of 2.74 is 49% below median its 10-year median of 5.37. Over the past 10 years, this metric has ranged from a low of 2.39 to a high of 17.00. The Banks industry median EV-to-FCF is 6.57. Kraft Bank ASA's value of 2.74 is 58.3% below this industry median. Based on the distribution chart, Kraft Bank ASA ranks #389 out of 1199 companies in the Banks industry, which is above the industry midpoint. Overall, Kraft Bank ASA has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kraft Bank ASA's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Kraft Bank ASA ranks #389 out of 1199 companies for EV-to-FCF. This puts Kraft Bank ASA in the upper half of its industry. The industry median EV-to-FCF is 6.57. Kraft Bank ASA's value of 2.74 is 58.3% below this benchmark. Historically, Kraft Bank ASA's own EV-to-FCF has ranged from 2.39 to 17.00 over the past decade. While the company's 10-year median is 5.37 vs. the industry median of 6.57, Kraft Bank ASA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kraft Bank ASA's current EV-to-FCF of 2.74 is 58.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Kraft Bank ASA and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kraft Bank ASA's current EV-to-FCF is 2.74, which is 49% below median its own 10-year median of 5.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kraft Bank ASA stock overvalued right now?
Based on GuruFocus' analysis, Kraft Bank ASA (OSL:KRAB) is currently considered Fairly Valued. The stock's GF Value™ is kr14.80, compared to a current price of kr13.65 — trading 7.8% below its estimated fair value. The current EV-to-FCF is 2.74, which is 49% below median its 10-year median of 5.37 and 58.3% below the Banks industry median of 6.57. Kraft Bank ASA's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Kraft Bank ASA (OSL:KRAB), the current EV-to-FCF is 2.74 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kraft Bank ASA (OSL:KRAB) Overvalued in 2026?

Based on GuruFocus' analysis, Kraft Bank ASA stock appears to be undervalued. The current stock price of kr13.65 is trading 7.8% below its estimated GF Value™ of kr14.80. GuruFocus considers Kraft Bank ASA to be Fairly Valued.

Key valuation signals for OSL:KRAB:

  • EV-to-FCF: 2.74 (49% below median its 10-year median of 5.37)
  • GF Value™: kr14.80 vs. price of kr13.65 (7.8% below fair value)
  • GF Score™: 67/100 with 2 warning signs
  • Industry Position: 58.3% below the Banks median (#389 of 1199)

No single metric tells the full story. See the OSL:KRAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kraft Bank ASA Business Description

Other Exchanges 709:Germany
Address Fourth floor, Trim Towers, Larsamyra 18, Sandnes, NOR, 4313
Kraft Bank ASA is a provider of banking services to its customers. The bank offers refinancing, savings products, loans, loans against mortgages in housing and other assets.
67GF Score

Get the complete analysis for OSL:KRAB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr13.65
Price
kr14.80
GF Value