EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Pareto Bank ASA's Enterprise Value is €1,203.0 Mil.
Pareto Bank ASA's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €57.5 Mil. Therefore, Pareto Bank ASA's EV-to-FCF for today is 20.94.
The historical rank and industry rank for Pareto Bank ASA's EV-to-FCF or its related term are showing as below:
STU:8PB'
s EV-to-FCF Range Over the Past 10 Years
Min: -186.35 Med: -8.06 Max: 103.45
Current: 20.55
During the past 13 years, the highest EV-to-FCF of Pareto Bank ASA was 103.45. The lowest was -186.35. And the median was -8.06.
STU:8PB's EV-to-FCF is ranked worse than 83.28% of 1196
companies
in the Banks industry
Industry Median: 6.565
vs STU:8PB: 20.55
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Pareto Bank ASA's PE Ratio (TTM) for today is calculated as:
Pareto Bank ASA's share price for today is €6.17.
Pareto Bank ASA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.585.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Pareto Bank ASA EV-to-FCF Related Terms
Pareto Bank ASA EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Pareto Bank ASA's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pareto Bank ASA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pareto Bank ASA EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Pareto Bank ASA's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Pareto Bank ASA's EV-to-FCF falls into.
Pareto Bank ASA's current Enterprise Value is €1,203.0 Mil.
Pareto Bank ASA's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €57.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pareto Bank ASA (STU:8PB) has a EV-to-FCF of 20.94 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Pareto Bank ASA and its competitors. According to the industry distribution chart, Pareto Bank ASA ranks #996 out of 1196 companies in the Banks industry, placing it in the top 83.3%.
Is Pareto Bank ASA's EV-to-FCF too high?
Pareto Bank ASA's current EV-to-FCF is 20.94. The Banks industry median EV-to-FCF is 6.57. Pareto Bank ASA's value of 20.94 is 219% above this industry median. Based on the distribution chart, Pareto Bank ASA ranks #996 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Pareto Bank ASA has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pareto Bank ASA's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Pareto Bank ASA ranks #996 out of 1196 companies for EV-to-FCF. This places Pareto Bank ASA in the lower half of its industry. The industry median EV-to-FCF is 6.57. Pareto Bank ASA's value of 20.94 is 219% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pareto Bank ASA's current EV-to-FCF of 20.94 is 219% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Pareto Bank ASA and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pareto Bank ASA's current EV-to-FCF is 20.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pareto Bank ASA stock overvalued right now?
Based on GuruFocus' analysis, Pareto Bank ASA (STU:8PB) is currently considered Fairly Valued. The stock's GF Value™ is €6.11, compared to a current price of €6.17 — trading 1% above its estimated fair value. The current EV-to-FCF is 20.94 and 219% above the Banks industry median of 6.57. Pareto Bank ASA's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Pareto Bank ASA (STU:8PB), the current EV-to-FCF is 20.94 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pareto Bank ASA (STU:8PB) Overvalued in 2026?
Based on GuruFocus' analysis, Pareto Bank ASA stock appears to be overvalued.
The current stock price of €6.17 is trading 1% above its estimated GF Value™ of €6.11.
GuruFocus considers Pareto Bank ASA to be Fairly Valued.
Key valuation signals for STU:8PB:
EV-to-FCF: 20.94
GF Value™: €6.11 vs. price of €6.17 (1% above fair value)
Industry Position: 219% above the Banks median (#996 of 1196)
No single metric tells the full story. See the STU:8PB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pareto Bank ASA operates as a commercial bank in Norway. It offers diversified financial services including accepting deposits, financing of construction and rehabilitation of housing, financing solutions for companies, owners and investors, financing of shipping and offshore projects, banking. The bank also offers credit cards and online banking.
66GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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