Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (STU:9D80) EV-to-FCF: 15.49 (As of Jul. 14, 2026) — 1465% Above Median

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STU:9D80 Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France STU:9D80
37 GF Score
Price €126.80
GF Value €66.86
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France EV-to-FCF?

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France STU:9D80 -1.46% 37 EV-to-FCF is 15.49 as of Jul. 14, 2026, which is 1465% above its 10-year median of 0.99. GuruFocus rates STU:9D80 with a GF Score™ of 37/100 and a GF Value™ of €66.86 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,199 Banks companies, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks worse than 77.4% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Enterprise Value is €3,876.5 Mil. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €250.3 Mil. Therefore, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's EV-to-FCF for today is 15.49.

The historical rank and industry rank for Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's EV-to-FCF or its related term are showing as below:

STU:9D80' s EV-to-FCF Range Over the Past 10 Years
Min: -20.54   Med: 0.99   Max: 15.56
Current: 15.56

During the past 13 years, the highest EV-to-FCF of Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France was 15.56. The lowest was -20.54. And the median was 0.99.

STU:9D80's EV-to-FCF is ranked worse than
77.4% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs STU:9D80: 15.56

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's stock price is €126.80. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €8.493. Therefore, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's PE Ratio (TTM) for today is 14.93.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France  (STU:9D80) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=126.80/8.493
=14.93

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's share price for today is €126.80.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €8.493.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France EV-to-FCF Related Terms


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France EV-to-FCF Chart

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.12 -0.86 -1.93 -1.36 15.37

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.93 0.00 -1.36 0.00 15.37

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's EV-to-FCF falls into.


STU:9D80
37GF Score
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France STU:9D80
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France EV-to-FCF Calculation

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=3876.543/250.287
=15.49

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current Enterprise Value is €3,876.5 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €250.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 15.49 mean?
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (STU:9D80) has a EV-to-FCF of 15.49 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France and its competitors. This is 1465% above median its historical median of 0.99. According to the industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #928 out of 1199 companies in the Banks industry, placing it in the top 77.4%.
Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's EV-to-FCF too high?
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current EV-to-FCF of 15.49 is 1465% above median its 10-year median of 0.99. The Banks industry median EV-to-FCF is 6.57. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's value of 15.49 is 135.8% above this industry median. Based on the distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #928 out of 1199 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France ranks #928 out of 1199 companies for EV-to-FCF. This places Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France in the lower half of its industry. The industry median EV-to-FCF is 6.57. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's value of 15.49 is 135.8% above this benchmark. While the company's 10-year median is 0.99 vs. the industry median of 6.57, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current EV-to-FCF of 15.49 is 135.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's current EV-to-FCF is 15.49, which is 1465% above median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France stock overvalued right now?
Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (STU:9D80) is currently considered Significantly Overvalued. The stock's GF Value™ is €66.86, compared to a current price of €126.80 — trading 89.7% above its estimated fair value. The current EV-to-FCF is 15.49, which is 1465% above median its 10-year median of 0.99 and 135.8% above the Banks industry median of 6.57. Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France's overall GF Score™ is 37/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (STU:9D80), the current EV-to-FCF is 15.49 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France (STU:9D80) Overvalued in 2026?

Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France stock appears to be overvalued. The current stock price of €126.80 is trading 89.7% above its estimated GF Value™ of €66.86. GuruFocus considers Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France to be Significantly Overvalued.

Key valuation signals for STU:9D80:

  • EV-to-FCF: 15.49 (1465% above median its 10-year median of 0.99)
  • GF Value™: €66.86 vs. price of €126.80 (89.7% above fair value)
  • GF Score™: 37/100 with 6 warning signs
  • Industry Position: 135.8% above the Banks median (#928 of 1199)

No single metric tells the full story. See the STU:9D80 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Business Description

Other Exchanges 0O2R:UKCAF:France
Address 26 Quai de la Rapee, Paris, FRA, 75012
Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France is a co-operative bank. The company offers current and savings accounts, mortgage and financing products, bank cards, insurance, and distance banking services. It offers services in the regions of Essonne, Hauts de Seine, Paris, Seine-Saint-Denis, Val-de-Marne, Val-d'Oise, and Yvelines.
37GF Score

Get the complete analysis for STU:9D80

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€126.80
Price
€66.86
GF Value