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RFA FinancialTSX:RFA +0.50%57 EV-to-FCF is 50.58 as of Aug. 23, 2026, which is 121% above its 10-year median of 22.93. GuruFocus rates TSX:RFA with a GF Score™ of 57/100 and a GF Value™ of C$17.59 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 734 REITs companies, RFA Financial ranks worse than 82.02% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, RFA Financial's Enterprise Value is C$2,031.7 Mil.
RFA Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was C$40.2 Mil. Therefore, RFA Financial's EV-to-FCF for today is 50.58.
The historical rank and industry rank for RFA Financial's EV-to-FCF or its related term are showing as below:
TSX:RFA'
s EV-to-FCF Range Over the Past 10 Years
Min: 17.62 Med: 22.93 Max: 53.35
Current: 50.58
During the past 13 years, the highest EV-to-FCF of RFA Financial was 53.35. The lowest was 17.62. And the median was 22.93.
TSX:RFA's EV-to-FCF is ranked worse than 82.02% of 734
companies
in the REITs industry
Industry Median: 22.11
vs TSX:RFA: 50.58
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
RFA Financial's PE Ratio (TTM) for today is calculated as:
RFA Financial's share price for today is C$26.15.
RFA Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$-5.870.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
RFA Financial EV-to-FCF Related Terms
RFA Financial EV-to-FCF Historical Data
* Premium members only.
The historical data trend for RFA Financial's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Diversified subindustry, RFA Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RFA Financial EV-to-FCF vs REITs Industry
For the REITs industry and Real Estate sector, RFA Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where RFA Financial's EV-to-FCF falls into.
RFA Financial's current Enterprise Value is C$2,031.7 Mil.
RFA Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$40.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RFA Financial (TSX:RFA) has a EV-to-FCF of 50.58 as of Aug. 23, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on RFA Financial and its competitors. This is 121% above median its historical median of 22.93. Over the past decade, RFA Financial's EV-to-FCF has ranged from 17.62 to 53.35. According to the industry distribution chart, RFA Financial ranks #602 out of 734 companies in the REITs industry, placing it in the top 82%.
Is RFA Financial's EV-to-FCF too high?
RFA Financial's current EV-to-FCF of 50.58 is 121% above median its 10-year median of 22.93. Over the past 10 years, this metric has ranged from a low of 17.62 to a high of 53.35. The REITs industry median EV-to-FCF is 22.11. RFA Financial's value of 50.58 is 128.8% above this industry median. Based on the distribution chart, RFA Financial ranks #602 out of 734 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, RFA Financial has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RFA Financial's EV-to-FCF compare to VICI and WPC?
According to the REITs industry distribution chart, RFA Financial ranks #602 out of 734 companies for EV-to-FCF. This places RFA Financial in the lower half of its industry. The industry median EV-to-FCF is 22.11. RFA Financial's value of 50.58 is 128.8% above this benchmark. Historically, RFA Financial's own EV-to-FCF has ranged from 17.62 to 53.35 over the past decade. While the company's 10-year median is 22.93 vs. the industry median of 22.11, RFA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a REITs company?
The median EV-to-FCF among REITs companies is 22.11, based on 734 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RFA Financial's current EV-to-FCF of 50.58 is 128.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on RFA Financial and its competitors. For the REITs industry, the median EV-to-FCF is 22.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RFA Financial's current EV-to-FCF is 50.58, which is 121% above median its own 10-year median of 22.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RFA Financial stock overvalued right now?
Based on GuruFocus' analysis, RFA Financial (TSX:RFA) is currently considered Significantly Overvalued. The stock's GF Value™ is C$17.59, compared to a current price of C$26.15 — trading 48.7% above its estimated fair value. The current EV-to-FCF is 50.58, which is 121% above median its 10-year median of 22.93 and 128.8% above the REITs industry median of 22.11. RFA Financial's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For RFA Financial (TSX:RFA), the current EV-to-FCF is 50.58 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RFA Financial (TSX:RFA) Overvalued in 2026?
Based on GuruFocus' analysis, RFA Financial stock appears to be overvalued.
The current stock price of C$26.15 is trading 48.7% above its estimated GF Value™ of C$17.59.
GuruFocus considers RFA Financial to be Significantly Overvalued.
Key valuation signals for TSX:RFA:
EV-to-FCF: 50.58 (121% above median its 10-year median of 22.93)
GF Value™: C$17.59 vs. price of C$26.15 (48.7% above fair value)
Industry Position: 128.8% above the REITs median (#602 of 734)
No single metric tells the full story. See the TSX:RFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RFA Financial Inc is a scaled and dynamic financial service platform positioned as an intersection of banking, mortgage, origination, and real estate. It aims to deliver long-term value through an integrated approach to banking and mortgage lending, with a focus on competitive, consumer-focused financial products.
57GF Score
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