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Expense Ratio % is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. It indicates the efficiency of the insurance company before considering its claims and investment gains or losses.
Everest Group's Expense Ratio % for the quarter that ended in Jun. 2026 was 29.70%
, which is higher than
29.10% for the pervious quarter ended in Mar. 2026.
Everest Group's Expense Ratio % for the annual that ended in Dec. 2025 was 28.80%
, which is higher than
27.90% for the pervious year ended in Dec. 2024.
The historical rank and industry rank for Everest Group's Expense Ratio % or its related term are showing as below:
EG's Expense Ratio % is not ranked *
in the Insurance industry.
Industry Median: * Ranked among companies with meaningful Expense Ratio % only.
Everest Group (NYSE:EG) Expense Ratio % Explanation
Expense Ratio % is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. It can be used to make comparisons between insurance companies as well as measure their performance. An expense ratio below 100% suggests that the premiums an insurance company earned or wrote are more than the expenses it paid to support those premiums.
However, we should keep in mind that the ratio does not indicate an ending profitability. The overall profit is also influenced by the claims, investment gains or losses and other income. The ratio can be combined with Claims Ratio % and Combined Ratio % to get an overall performance of an insurance company.
Everest Group Expense Ratio % Related Terms
Everest Group Expense Ratio % Historical Data
* Premium members only.
The historical data trend for Everest Group's Expense Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Everest Group's Expense Ratio %, along with its competitors' market caps and Expense Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Everest Group (NYSE:EG) Expense Ratio % Calculation
Expense Ratio % is calculated as:
Expense Ratio %
=
Expenses of Acquiring, Underwriting and Servicing Premiums
/
Net Premium Earned
*
100%
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Frequently Asked Questions
What does a Expense Ratio % of 29.70% mean?
Everest Group (EG) has a Expense Ratio % of 29.70% as of Jun. 2026. Expense Ratio is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. View historical data on Everest Group and its competitors.
Is Everest Group's Expense Ratio % too high?
Everest Group's current Expense Ratio % is 29.70%. Overall, Everest Group has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Everest Group's Expense Ratio % compare to RGA and RNR?
Everest Group's Expense Ratio % of 29.70% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Expense Ratio % for an Insurance company?
A good Expense Ratio % depends on the Insurance industry context. However, Expense Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Expense Ratio % mean?
A high Expense Ratio % can signal that a stock is expensive relative to its fundamentals. Expense Ratio is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. View historical data on Everest Group and its competitors. Everest Group's current Expense Ratio % is 29.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everest Group stock overvalued right now?
Based on GuruFocus' analysis, Everest Group (EG) is currently considered Fairly Valued. The stock's GF Value™ is $366.71, compared to a current price of $377.61 — trading 3% above its estimated fair value. The current Expense Ratio % is 29.70%. Everest Group's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Expense Ratio % calculated?
Expense Ratio % is calculated from a company's financial statements. For Everest Group (EG), the current Expense Ratio % is 29.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Everest Group (EG) Overvalued in 2026?
Based on GuruFocus' analysis, Everest Group stock appears to be overvalued.
The current stock price of $377.61 is trading 3% above its estimated GF Value™ of $366.71.
GuruFocus considers Everest Group to be Fairly Valued.
Key valuation signals for EG:
Expense Ratio %: 29.70%
GF Value™: $366.71 vs. price of $377.61 (3% above fair value)
No single metric tells the full story. See the EG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Everest Group Ltd is a Bermuda-based reinsurance and insurance organization. It operates in the Reinsurance and Insurance business. It is a financial services institution focused on diversifying its portfolio and geographic presence. Through direct and indirect subsidiaries operating in the U.S. and internationally. The Insurance operation writes property and casualty insurance directly and through brokers, surplus lines brokers, and general agents within the U.S., Bermuda, Canada, Europe, and South America. The Company conducts business through two reportable segments, Reinsurance and Insurance.
75GF Score
Get the complete analysis for EG
Expense Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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