GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Unico American Corp (OTCPK:UNAM) » Definitions » Expense Ratio %

Unico American (Unico American) Expense Ratio % : 540.00% (As of Sep. 2022)


View and export this data going back to 1990. Start your Free Trial

What is Unico American Expense Ratio %?

Expense Ratio % is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. It indicates the efficiency of the insurance company before considering its claims and investment gains or losses.

Unico American's Expense Ratio % for the quarter that ended in Sep. 2022 was 540.00% , which is higher than 30.00% for the pervious quarter ended in Jun. 2022.

Unico American's Expense Ratio % for the annual that ended in Dec. 2021 was 41.00% , which is higher than 38.00% for the pervious year ended in Dec. 2020.

The historical rank and industry rank for Unico American's Expense Ratio % or its related term are showing as below:

UNAM's Expense Ratio % is not ranked *
in the Insurance industry.
Industry Median:
* Ranked among companies with meaningful Expense Ratio % only.

Unico American Expense Ratio % Historical Data

The historical data trend for Unico American's Expense Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Unico American Expense Ratio % Chart

Unico American Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21
Expense Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Combined Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Claims Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only

Unico AmericanQuarterly Data
Trend Jun16 Sep16 Mar17 Jun17 Sep17 Mar18 Jun18 Sep18 Mar19 Jun19 Sep19 Mar20 Jun20 Sep20 Mar21 Jun21 Sep21 Mar22 Jun22 Sep22
Expense Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Combined Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Claims Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only

Competitive Comparison of Unico American's Expense Ratio %

For the Insurance - Property & Casualty subindustry, Unico American's Expense Ratio %, along with its competitors' market caps and Expense Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unico American  (OTCPK:UNAM) Expense Ratio % Calculation

Expense Ratio % is calculated as:

Expense Ratio %=Expenses of Acquiring, Underwriting and Servicing Premiums / Net Premium Earned * 100%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Unico American  (OTCPK:UNAM) Expense Ratio % Explanation

Expense Ratio % is the percentage of expenses associated with acquiring, underwriting, and servicing premiums to net premium earned. It can be used to make comparisons between insurance companies as well as measure their performance. An expense ratio below 100% suggests that the premiums an insurance company earned or wrote are more than the expenses it paid to support those premiums.

However, we should keep in mind that the ratio does not indicate an ending profitability. The overall profit is also influenced by the claims, investment gains or losses and other income. The ratio can be combined with Claims Ratio % and Combined Ratio % to get an overall performance of an insurance company.


Unico American Expense Ratio % Related Terms

Thank you for viewing the detailed overview of Unico American's Expense Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


Unico American (Unico American) Business Description

Traded in Other Exchanges
N/A
Address
5230 Las Virgenes Road, Calabasas, CA, USA, 91302
Unico American Corp is an insurance holding company that underwrites property and casualty insurance; provides property, casualty, and health insurance; and provides insurance premium financing and membership association services. Its operations are categorized into two segments, the Insurance company operation and Other Insurance operations. The company receives its revenues primarily from premium derived from the insurance company operations, commission and fee income generated from the insurance agency operations, finance charges and fee income from the premium finance operations, and investment income from cash generated primarily from the insurance company operation.
Executives
Kathryn A. Johnson director 12023 BAYLIES CIRCLE, YUCAIPA CA 92399
Steven L Shea officer: President, CEO C/O BLONDER TONGUE LABORATORIES, INC., ONE JAKE BROWN ROAD, OLD BRIDGE NJ 08857
Jennifer Elaine Ziegler officer: CFO 26050 MUREAU RD, CALABASA CA 91302
Cary Cheldin director, officer: Executive Vice Presidient 1129 MARICOPA HWY., A-203, OJAI CA 93023
Ambina Partners Llc 10 percent owner 309 GREENWICH AVENUE, SUITE 201, GREENWICH CT 06830
Joycelyn M Ray director 26050 MUREAU ROAD, CALABASAS CA 91302
Donny Jay Esparza officer: SENIOR VICE PRESIDENT 26050 MUREAU ROAD, CALABASAS CA 91302
Gregory M Share 10 percent owner THREE FIRST NATIONAL PLZ, SUITE 3800, CHICAGO IL 60602
Ambina Unico Holdings Llc 10 percent owner 309 GREENWICH AVENUE, SUITE 201, GREENWICH CT 06830
John Buckley Keefe director 26050 MUREAU ROAD, CALABASAS CA 91302
Gerard J Altonji director 26050 MUREAU ROAD, CALABASAS CA 91302
Jeffrey Tuder director 6 GREENHOUSE DRIVE, PRINCETON NJ 08540
Rhonda L Gillenwaters director 26050 MUREAU ROAD, CALABASAS CA 91302
Ronald A Closser director 26050 MUREAU ROAD, CALABASAS CA 91302
Erwin Cheldin director, 10 percent owner, officer: President 26050 MUREAU ROAD, CALABASAS CA 91302