NAS:CINF (USA) Also trade in: Germany UK

Cincinnati Financial Corp

$ 105.04 0.02 (0.02%)
Volume: 362,488 Avg Vol (1m): 817,612
Market Cap $: 17.15 Bil Enterprise Value $: 17.22 Bil
P/E (TTM): 17.12 P/B: 2.00
Earnings Power Value -1.1
Net Current Asset Value 0
Tangible Book 52.43
Projected FCF 101.29
Median P/S Value 66.39
Graham Number 85.11
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 5/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.91
Cash-To-Debt ranked lower than
70.45% of 132 companies
in the Insurance - Property & Casualty industry.
Industry Max: 10000, Med: 2.82, Min: 0.01
CINF: 0.91
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.04, Med: 0.39, Max: 1.2
Current: 0.91
0.04
1.2
Equity-to-Asset 0.37
Equity-to-Asset ranked higher than
78.03% of 132 companies
in the Insurance - Property & Casualty industry.
Industry Max: 0.95, Med: 0.25, Min: 0.03
CINF: 0.37
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.3, Med: 0.39, Max: 0.51
Current: 0.37
0.3
0.51
Debt-to-Equity 0.10
Debt-to-Equity ranked higher than
79.52% of 83 companies
in the Insurance - Property & Casualty industry.
Industry Max: 15.91, Med: 9999, Min: 0.01
CINF: 0.1
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.07, Med: 0.11, Max: 0.22
Current: 0.1
0.07
0.22
Debt-to-EBITDA 0.68
Debt-to-EBITDA ranked higher than
69.23% of 78 companies
in the Insurance - Property & Casualty industry.
Industry Max: 36.7, Med: 1.62, Min: 0.03
CINF: 0.68
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0.68, Med: 1.2, Max: 3.44
Current: 0.68
0.68
3.44
WACC vs ROIC %
ROIC 12.7%
WACC 5.44%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 15.97
Net Margin ranked higher than
89.47% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 94.29, Med: 6.25, Min: -370.67
CINF: 15.97
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 4.31, Med: 10.74, Max: 18.23
Current: 15.97
4.31
18.23
ROE % 12.46
ROE ranked higher than
75.94% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 55.81, Med: 8.75, Min: -77.05
CINF: 12.46
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 3.26, Med: 8.53, Max: 13.66
Current: 12.46
3.26
13.66
ROA % 4.56
ROA ranked higher than
86.47% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 17.69, Med: 2.09, Min: -17.18
CINF: 4.56
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 1.07, Med: 2.95, Max: 4.95
Current: 4.56
1.07
4.95
3-Year Total Revenue Growth Rate 1.70
3-Year Revenue Growth Rate ranked lower than
55.56% of 126 companies
in the Insurance - Property & Casualty industry.
Industry Max: 456.8, Med: 6.3, Min: -30.7
CINF: 1.9
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -2.6, Med: 7.3, Max: 13.3
Current: 1.9
-2.6
13.3
3-Year Total EBITDA Growth Rate -28.10
3-Year EBITDA Growth Rate ranked lower than
52.68% of 112 companies
in the Insurance - Property & Casualty industry.
Industry Max: 210.7, Med: 1.7, Min: -149.7
CINF: -27.9
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
3-Year EBITDA Growth Rate range over the past 10 years
Min: -27.9, Med: 7.1, Max: 188.9
Current: -27.9
-27.9
188.9
3-Year EPS w/o NRI Growth Rate -23.00
3-Year EPS w/o NRI Growth Rate ranked higher than
86.79% of 106 companies
in the Insurance - Property & Casualty industry.
Industry Max: 431.5, Med: 1.5, Min: -100
CINF: -23
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: -27.2, Med: 9, Max: 46.8
Current: -23
-27.2
46.8

» CINF's 30-Y Financials

Financials (Next Earnings Date: 2019-07-26)

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Business Description

Industry Insurance - Property & Casualty » Insurance - Property & Casualty    NAICS : 524126    SIC : 6331
Compare NYSE:L NYSE:XL NYSE:MKL TSX:FFH ASX:IAG ASX:SUN NYSE:CNA TSX:IFC ASX:QBE NYSE:WRB NYSE:Y BSP:SULA11 HKSE:02328 NYSE:AFG OHEL:SAMPO LSE:ADM BOM:540716 LSE:RSA LSE:HSX WAR:PZU
Traded in other countries CCJ.Germany 0HYE.UK
Address 6200 South Gilmore Road, Fairfield, OH, USA, 45014-5141
Cincinnati Financial is a property and casualty insurance company that generates income through written premiums. A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States. Cincinnati Financial also offers leasing and financing services. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.

Ratios

Current vs industry vs history
PE Ratio (TTM) 17.12
PE Ratio ranked higher than
66.07% of 112 companies
in the Insurance - Property & Casualty industry.
Industry Max: 1755, Med: 17.27, Min: 2.89
CINF: 17.12
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 6.03, Med: 15.48, Max: 49.78
Current: 17.12
6.03
49.78
Forward PE Ratio 28.01
Forward P/E ranked lower than
86.67% of 45 companies
in the Insurance - Property & Casualty industry.
Industry Max: 123.46, Med: 14.79, Min: 7.05
CINF: 28.01
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 17.12
PE without NRI ranked higher than
66.96% of 112 companies
in the Insurance - Property & Casualty industry.
Industry Max: 1755, Med: 17.6, Min: 2.89
CINF: 17.12
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 6.03, Med: 15.48, Max: 49.78
Current: 17.12
6.03
49.78
Price-to-Owner-Earnings 10.93
Price-to-Owner-Earnings ranked higher than
51.19% of 84 companies
in the Insurance - Property & Casualty industry.
Industry Max: 3633.33, Med: 11.52, Min: 2.34
CINF: 10.93
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 4.81, Med: 9.85, Max: 25.89
Current: 10.93
4.81
25.89
PB Ratio 2.00
PB Ratio ranked lower than
57.14% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 11.38, Med: 1.43, Min: 0.08
CINF: 2
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.67, Med: 1.29, Max: 2
Current: 2
0.67
2
PS Ratio 2.74
PS Ratio ranked lower than
78.95% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 38.05, Med: 1.22, Min: 0.09
CINF: 2.74
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.76, Med: 1.72, Max: 2.74
Current: 2.74
0.76
2.74
Price-to-Free-Cash-Flow 14.33
Price-to-Free-Cash-Flow ranked lower than
51.14% of 88 companies
in the Insurance - Property & Casualty industry.
Industry Max: 621.88, Med: 12.17, Min: 0.47
CINF: 14.33
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 5.18, Med: 11.2, Max: 24.29
Current: 14.33
5.18
24.29
Price-to-Operating-Cash-Flow 14.08
Price-to-Operating-Cash-Flow ranked lower than
56.12% of 98 companies
in the Insurance - Property & Casualty industry.
Industry Max: 1058.33, Med: 10.59, Min: 0.46
CINF: 14.08
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 4.81, Med: 10.94, Max: 23.62
Current: 14.08
4.81
23.62
EV-to-EBIT 14.12
EV-to-EBIT ranked lower than
67.26% of 113 companies
in the Insurance - Property & Casualty industry.
Industry Max: 322.99, Med: 12.73, Min: 0.38
CINF: 14.12
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: 4.6, Med: 11.7, Max: 46.7
Current: 14.12
4.6
46.7
EV-to-EBITDA 13.41
EV-to-EBITDA ranked lower than
66.38% of 116 companies
in the Insurance - Property & Casualty industry.
Industry Max: 182.88, Med: 11.2, Min: 0.33
CINF: 13.41
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: 4.4, Med: 11, Max: 38.7
Current: 13.41
4.4
38.7
EV-to-Revenue 2.73
EV-to-Revenue ranked lower than
78.13% of 128 companies
in the Insurance - Property & Casualty industry.
Industry Max: 27.81, Med: 1.19, Min: 0.01
CINF: 2.73
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 0.8, Med: 1.8, Max: 2.7
Current: 2.73
0.8
2.7
Shiller PE Ratio 28.55
Shiller PE Ratio ranked lower than
65.22% of 69 companies
in the Insurance - Property & Casualty industry.
Industry Max: 433.84, Med: 20.4, Min: 7.01
CINF: 28.55
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 6.59, Med: 13.94, Max: 28.66
Current: 28.55
6.59
28.66

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.08
Trailing Dividend Yield ranked lower than
52.06% of 194 companies
in the Insurance - Property & Casualty industry.
Industry Max: 15.15, Med: 2.98, Min: 0.09
CINF: 2.08
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 2.05, Med: 3.5, Max: 8.4
Current: 2.08
2.05
8.4
Dividend Payout Ratio 0.35
Dividend Payout Ratio ranked higher than
52.99% of 134 companies
in the Insurance - Property & Casualty industry.
Industry Max: 4.8, Med: 0.32, Min: 0.02
CINF: 0.35
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.32, Med: 0.57, Max: 1.59
Current: 0.35
0.32
1.59
3-Year Dividend Growth Rate (Per Share) 4.80
3-Year Dividend Growth Rate ranked lower than
67.09% of 79 companies
in the Insurance - Property & Casualty industry.
Industry Max: 128.9, Med: 8.6, Min: -100
CINF: 4.8
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 1, Med: 9.7, Max: 14.3
Current: 4.8
1
14.3
Forward Dividend Yield % 2.13
Forward Dividend Yield ranked lower than
56.25% of 192 companies
in the Insurance - Property & Casualty industry.
Industry Max: 17.42, Med: 3.17, Min: 0.09
CINF: 2.13
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 2.64
Yield-on-Cost (5y) ranked lower than
71.50% of 193 companies
in the Insurance - Property & Casualty industry.
Industry Max: 112.5, Med: 4.91, Min: 0.09
CINF: 2.64
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 2.6, Med: 4.45, Max: 10.67
Current: 2.64
2.6
10.67
3-Year Share Buyback Rate 0.20
3-Year Share Buyback Rate ranked lower than
100.00% of 87 companies
in the Insurance - Property & Casualty industry.
Industry Max: 21.9, Med: -0.4, Min: -49.5
CINF: 0.2
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -2, Med: 0.1, Max: 2.3
Current: 0.2
-2
2.3

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 2.00
Price-to-Tangible-Book ranked higher than
57.36% of 129 companies
in the Insurance - Property & Casualty industry.
Industry Max: 32.5, Med: 1.7, Min: 0.08
CINF: 2
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.87, Med: 1.21, Max: 2.01
Current: 2
0.87
2.01
Price-to-Projected-FCF 1.04
Price-to-Intrinsic-Value-Projected-FCF ranked higher than
56.52% of 92 companies
in the Insurance - Property & Casualty industry.
Industry Max: 12.4, Med: 0.84, Min: 0.06
CINF: 1.04
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.39, Med: 0.66, Max: 1.11
Current: 1.04
0.39
1.11
Price-to-Median-PS-Value 1.58
Price-to-Median-PS-Value ranked lower than
66.39% of 119 companies
in the Insurance - Property & Casualty industry.
Industry Max: 7.15, Med: 1.18, Min: 0.35
CINF: 1.58
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.53, Med: 1.11, Max: 2.4
Current: 1.58
0.53
2.4
Price-to-Graham-Number 1.23
Price-to-Graham-Number ranked higher than
71.00% of 100 companies
in the Insurance - Property & Casualty industry.
Industry Max: 11.78, Med: 1.17, Min: 0.41
CINF: 1.23
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.56, Med: 0.92, Max: 1.89
Current: 1.23
0.56
1.89
Earnings Yield (Joel Greenblatt) % 7.11
Earnings Yield (Greenblatt) ranked lower than
57.58% of 132 companies
in the Insurance - Property & Casualty industry.
Industry Max: 263.16, Med: 6.78, Min: -238.1
CINF: 7.11
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: 2.1, Med: 8.6, Max: 21.9
Current: 7.11
2.1
21.9
Forward Rate of Return (Yacktman) % 3.79
Forward Rate of Return ranked lower than
52.87% of 87 companies
in the Insurance - Property & Casualty industry.
Industry Max: 333.79, Med: 12.52, Min: -44.7
CINF: 3.79
Ranked among companies with meaningful Forward Rate of Return only.
Forward Rate of Return range over the past 10 years
Min: -12.2, Med: 7.2, Max: 29.9
Current: 3.79
-12.2
29.9

More Statistics

Revenue (TTM) (Mil) $ 6,342
EPS (TTM) $ 6.14
Beta 0.55
Volatility % 18.51
52-Week Range $ 66.33 - 106.4
Shares Outstanding (Mil) 163.23

Analyst Estimate

Piotroski F-Score Details