KB Financial GroupMEX:KB N 59 FCF Margin % is 25.39% as of Mar. 2026, which is 111% above its 10-year median of 12.03. GuruFocus rates MEX:KB N with a GF Score™ of 59/100 and a GF Value™ of MXN1,169.98 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,509 Banks companies, KB Financial Group ranks worse than 66.73% on this metric.
The historical rank and industry rank for KB Financial Group's FCF Margin % or its related term are showing as below:
MEX:KB N'
s FCF Margin % Range Over the Past 10 Years
Min: -76.31 Med: 12.03 Max: 64.02
Current: 7.96
During the past 13 years, the highest FCF Margin % of KB Financial Group was 64.02%. The lowest was -76.31%. And the median was 12.03%.
MEX:KB N's FCF Margin % is ranked worse than 66.73% of 1509
companies
in the Banks industry
Industry Median: 26.55
vs MEX:KB N: 7.96
KB Financial Group FCF Margin % Related Terms
KB Financial Group FCF Margin % Historical Data
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The historical data trend for KB Financial Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KB Financial Group FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, KB Financial Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KB Financial Group FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, KB Financial Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where KB Financial Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KB Financial Group (MEX:KB N) has a FCF Margin % of 25.39% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on KB Financial Group and its competitors. This is 111% above median its historical median of 12.03. According to the industry distribution chart, KB Financial Group ranks #1007 out of 1509 companies in the Banks industry, placing it in the top 66.7%.
Is KB Financial Group's FCF Margin % too high?
KB Financial Group's current FCF Margin % of 25.39% is 111% above median its 10-year median of 12.03. The Banks industry median FCF Margin % is 26.55. KB Financial Group's value of 25.39% is 4.4% below this industry median. Based on the distribution chart, KB Financial Group ranks #1007 out of 1509 companies in the Banks industry, which is below the industry midpoint. Overall, KB Financial Group has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KB Financial Group's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, KB Financial Group ranks #1007 out of 1509 companies for FCF Margin %. This places KB Financial Group in the lower half of its industry. The industry median FCF Margin % is 26.55. KB Financial Group's value of 25.39% is 4.4% below this benchmark. While the company's 10-year median is 12.03 vs. the industry median of 26.55, KB Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KB Financial Group's current FCF Margin % of 25.39% is 4.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on KB Financial Group and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KB Financial Group's current FCF Margin % is 25.39%, which is 111% above median its own 10-year median of 12.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, KB Financial Group (MEX:KB N) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN1,169.98, compared to a current price of MXN1,852.83 — trading 58.4% above its estimated fair value. The current FCF Margin % is 25.39%, which is 111% above median its 10-year median of 12.03 and 4.4% below the Banks industry median of 26.55. KB Financial Group's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For KB Financial Group (MEX:KB N), the current FCF Margin % is 25.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KB Financial Group (MEX:KB N) Overvalued in 2026?
Based on GuruFocus' analysis, KB Financial Group stock appears to be overvalued.
The current stock price of MXN1,852.83 is trading 58.4% above its estimated GF Value™ of MXN1,169.98.
GuruFocus considers KB Financial Group to be Significantly Overvalued.
Key valuation signals for MEX:KB N:
FCF Margin %: 25.39% (111% above median its 10-year median of 12.03)
GF Value™: MXN1,169.98 vs. price of MXN1,852.83 (58.4% above fair value)
Industry Position: 4.4% below the Banks median (#1007 of 1509)
No single metric tells the full story. See the MEX:KB N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KB Financial Group Inc. is a financial holding company in Korea. The company operations include Kookmin Bank, one of the commercial banks in Korea. The company's subsidiaries collectively engage in a broad range of businesses, including commercial banking, credit cards, asset management, non-life and life insurance, capital markets activities, and international banking and finance. The company's segments include the Banking business, Securities business, Non-life Insurance business, Credit card business, and Life Insurance business. The Group generates the majority of its revenue from the Banking business.
59GF Score
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