Sampo Oyj (OSTO:SAMPO SDB) FFO

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSTO:SAMPO SDB Sampo Oyj OSTO:SAMPO SDB
85 GF Score
Price kr96.20
GF Value kr95.69
! 1 Warning Sign
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What is Sampo Oyj FFO?

FFO (Funds from operations) only applies to REITs.

OSTO:SAMPO SDB
85GF Score
Sampo Oyj OSTO:SAMPO SDB
FFO is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Sampo Oyj (OSTO:SAMPO SDB) Overvalued in 2026?

Based on GuruFocus' analysis, Sampo Oyj stock appears to be overvalued. The current stock price of kr96.20 is trading 0.5% above its estimated GF Value™ of kr95.69.

Key valuation signals for OSTO:SAMPO SDB:

  • FFO:
  • GF Value™: kr95.69 vs. price of kr96.20 (0.5% above fair value)
  • GF Score™: 85/100 with 1 warning sign

No single metric tells the full story. See the OSTO:SAMPO SDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sampo Oyj Business Description

Address Fabianinkatu 21, Helsinki, FIN, 00130
Sampo Oyj is a Nordic property and casualty insurer headquartered in Helsinki, Finland, and listed on the Nasdaq Helsinki exchange. Its main operating subsidiary is If P&C Insurance, the largest P&C insurer in the Nordic region, serving retail and corporate customers in Sweden, Norway, Denmark, and Finland. Sampo also owns Topdanmark, a Danish P&C insurer focused on personal lines, agriculture, and small and medium-sized enterprises. The group previously held a major stake in Nordea Bank and owned Hastings, a UK digital insurer, but has since divested these holdings to concentrate on P&C insurance. Sampo generates revenue primarily through insurance premiums, with earnings driven by underwriting results and investment returns on its portfolio. Its customer base spans private individuals, small businesses, and larger corporate clients across the Nordic countries.
85GF Score

Get the complete analysis for OSTO:SAMPO SDB

FFO is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr96.20
Price
kr95.69
GF Value