FS Bancorp (FS Bancorp) GF Value : $38.96 (As of Apr. 27, 2024)

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What is FS Bancorp GF Value?

The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
GuruFocus adjustment factor based on the company’s past returns and growth.
Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2024-04-27), FS Bancorp's share price is $31.47. FS Bancorp's GF Value is $38.96. Therefore, FS Bancorp's Price-to-GF-Value for today is 0.81.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes FS Bancorp is Modestly Undervalued.

FS Bancorp (NAS:FSBW) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

FS Bancorp's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	31.47	/	38.96
	=	0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FS Bancorp GF Value Related Terms

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FS Bancorp (FS Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » FS Bancorp Inc (NAS:FSBW) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

6920 220th Street South West, Mountlake Terrace, WA, USA, 98043

Website

https://www.fsbwa.com

FS Bancorp Inc is the holding company of 1st Security Bank, a diversified lender with a focus on the origination of commercial real estate, one-to-four-family, and home equity loans, consumer loans, including a variety of indirect home improvement (fixture secured loans), and marine loans, and commercial business loans. It has two operating segments; The commercial and consumer banking segment provides diversified financial products and services to its commercial and consumer customers through Bank branches, automated teller machines, online banking platforms, mobile banking apps, and telephone banking, and The home lending segment originates one-to-four-family residential mortgage loans for sale in the secondary markets as well as loans held for investment.

Executives

Robert B Fuller	officer: Chief Credit Officer	111 NORTH WALL STREET, SPOKANE WA 99201
Stephanie Nicklaus	officer: Chief Credit Officer	6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043
Pamela Marie Andrews	director	6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043
Fs Bancorp, Inc.	officer: Chief Credit Officer	6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043
Ben Crowl	officer: Chief Lending Officer	6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043
Shana Allen	officer: EVP, Chief Information Officer	6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043
Joseph P. Zavaglia	director	C/O FS BANCORP, INC., 6920 220TH STREET SW, SUITE 300, MOUNTLAKE TERRACE WA 98043
Mark Tueffers	director, other: Director of the Bank	6920 220TH STREET, SUITE 300, MOUNT LAKE TERRACE WA 98043
Margaret R. Piesik	director	C/O FS BANCORP, INC., 6920 220TH STREET SW, SUITE 300, MOUNTLAKE TERRACE WA 98043
Dennis V O'leary	officer: Chief Lending Officer	6920 220TH STREET, SW, MOUNT LAKE TERRACE WA 98043
Donn C Costa	officer: Executive VP Home Lending	6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043
Joseph C. Adams	director, officer: Chief Executive Officer	C/O FS BANCORP, INC., 6920 220TH STREET SW, SUITE 300, MOUNTLAKE TERRACE WA 98043
Lisa Cleary	officer: Chief Operating Officer	6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043
Marina Cofer-wildsmith	director	C/O FS BANCORP, INC., 6920 220TH STREET SW, SUITE 300, MOUNTLAKE TERRACE WA 98043
Erin Burr	officer: CRO, CRA Officer, EVP	6920 220TH STREET SW, MOUNTLAKE TERRACE WA 98043