FSBW (FS Bancorp) ROC %: % (As of Mar. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FSBW FS Bancorp Inc FSBW
63 GF Score
Price $43.57
GF Value $42.27
Valuation Fairly Valued
! 5 Warning Signs
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What is FS Bancorp ROC %?

FS Bancorp FSBW +0.53% 63 ROC % is % as of Mar. 2026. GuruFocus rates FSBW with a GF Score™ of 63/100 and a GF Value™ of $42.27 (Fairly Valued). The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

FSBW
63GF Score
FS Bancorp Inc FSBW
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
FS Bancorp (FSBW) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on FS Bancorp and its competitors.
Is FS Bancorp's ROC % too high?
FS Bancorp's current ROC % is %. Overall, FS Bancorp has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FS Bancorp's ROC % compare to FVCB and MFGI?
FS Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on FS Bancorp and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FS Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FS Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FS Bancorp (FSBW) is currently considered Fairly Valued. The stock's GF Value™ is $42.27, compared to a current price of $43.57 — trading 3.1% above its estimated fair value. The current ROC % is %. FS Bancorp's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For FS Bancorp (FSBW), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FS Bancorp (FSBW) Overvalued in 2026?

Based on GuruFocus' analysis, FS Bancorp stock appears to be overvalued. The current stock price of $43.57 is trading 3.1% above its estimated GF Value™ of $42.27. GuruFocus considers FS Bancorp to be Fairly Valued.

Key valuation signals for FSBW:

  • ROC %: %
  • GF Value™: $42.27 vs. price of $43.57 (3.1% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the FSBW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FS Bancorp Business Description

Address 6920 220th Street South West, Mountlake Terrace, WA, USA, 98043
FS Bancorp Inc is the holding company of First Security Bank, a diversified lender with a focus on the origination of commercial real estate, one-to-four-family, and home equity loans, consumer loans, including a variety of indirect home improvement (fixture secured loans), and marine loans, and commercial business loans. The company has two operating segments; The commercial and consumer banking segment provides diversified financial products and services to its commercial and consumer customers through Bank branches, automated teller machines, online banking platforms, mobile banking apps, and telephone banking; and The home lending segment originates one-to-four-family residential mortgage loans for sale in the secondary markets as well as loans held for investment.
63GF Score

Get the complete analysis for FSBW

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.57
Price
$42.27
GF Value