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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
UMP Healthcare HoldingsHKSE:00722 56 Interest Coverage is 16.82 as of Dec. 2025, which is 60% below its 10-year median of 41.86. GuruFocus rates HKSE:00722 with a GF Score™ of 56/100 and a GF Value™ of HK$0.49 (Fairly Valued). The stock has 6 warning signs investors should review. Among 448 Healthcare Providers & Services companies, UMP Healthcare Holdings ranks better than 65.62% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. UMP Healthcare Holdings's
Operating Income
for the
six
months ended in Dec. 2025 was HK$55.1 Mil. UMP Healthcare Holdings's Interest Expense for the
six
months ended in Dec. 2025 was HK$-3.3 Mil.
UMP Healthcare Holdings's interest coverage for the quarter that ended in Dec. 2025 was 16.82.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for UMP Healthcare Holdings's Interest Coverage or its related term are showing as below:
HKSE:00722'
s Interest Coverage Range Over the Past 10 Years
Min: 13.74 Med: 41.86 Max: No Debt
Current: 16.32
HKSE:00722's Interest Coverage is ranked better than 65.62% of 448
companies
in the Healthcare Providers & Services industry
Industry Median: 7.82
vs HKSE:00722: 16.32
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
UMP Healthcare Holdings Interest Coverage Related Terms
UMP Healthcare Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for UMP Healthcare Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
HKSE:00722 vs HCA, THC, DVA: Interest Coverage Comparison
For the Medical Care Facilities subindustry, UMP Healthcare Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UMP Healthcare Holdings Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, UMP Healthcare Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where UMP Healthcare Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UMP Healthcare Holdings (HKSE:00722) has a Interest Coverage of 16.82 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UMP Healthcare Holdings and its competitors. This is 60% below median its historical median of 41.86. Over the past decade, UMP Healthcare Holdings' Interest Coverage has ranged from 13.74 to 10,000.00. According to the industry distribution chart, UMP Healthcare Holdings ranks #154 out of 448 companies in the Healthcare Providers & Services industry, placing it in the top 34.4%.
Is UMP Healthcare Holdings' Interest Coverage too high?
UMP Healthcare Holdings' current Interest Coverage of 16.82 is 60% below median its 10-year median of 41.86. Over the past 10 years, this metric has ranged from a low of 13.74 to a high of 10,000.00. The Healthcare Providers & Services industry median Interest Coverage is 7.82. UMP Healthcare Holdings' value of 16.82 is 115.1% above this industry median. Based on the distribution chart, UMP Healthcare Holdings ranks #154 out of 448 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, UMP Healthcare Holdings has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UMP Healthcare Holdings' Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, UMP Healthcare Holdings ranks #154 out of 448 companies for Interest Coverage. This puts UMP Healthcare Holdings in the upper half of its industry. The industry median Interest Coverage is 7.82. UMP Healthcare Holdings' value of 16.82 is 115.1% above this benchmark. Historically, UMP Healthcare Holdings' own Interest Coverage has ranged from 13.74 to 10,000.00 over the past decade. While the company's 10-year median is 41.86 vs. the industry median of 7.82, UMP Healthcare Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.82, based on 448 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UMP Healthcare Holdings's current Interest Coverage of 16.82 is 115.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UMP Healthcare Holdings and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UMP Healthcare Holdings's current Interest Coverage is 16.82, which is 60% below median its own 10-year median of 41.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UMP Healthcare Holdings stock overvalued right now?
Based on GuruFocus' analysis, UMP Healthcare Holdings (HKSE:00722) is currently considered Fairly Valued. The stock's GF Value™ is HK$0.49, compared to a current price of HK$0.45 — trading 9.2% below its estimated fair value. The current Interest Coverage is 16.82, which is 60% below median its 10-year median of 41.86 and 115.1% above the Healthcare Providers & Services industry median of 7.82. UMP Healthcare Holdings' overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For UMP Healthcare Holdings (HKSE:00722), the current Interest Coverage is 16.82 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UMP Healthcare Holdings (HKSE:00722) Overvalued in 2026?
Based on GuruFocus' analysis, UMP Healthcare Holdings stock appears to be undervalued.
The current stock price of HK$0.45 is trading 9.2% below its estimated GF Value™ of HK$0.49.
GuruFocus considers UMP Healthcare Holdings to be Fairly Valued.
Key valuation signals for HKSE:00722:
Interest Coverage: 16.82 (60% below median its 10-year median of 41.86)
GF Value™: HK$0.49 vs. price of HK$0.45 (9.2% below fair value)
Industry Position: 115.1% above the Healthcare Providers & Services median (#154 of 448)
No single metric tells the full story. See the HKSE:00722 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UMP Healthcare Holdings Ltd is an investment holding company. Along with its subsidiaries, it is engaged in the provision of healthcare services that include corporate healthcare solution services, medical and dental services, medical imaging and laboratory services, other auxiliary medical services, and healthcare management services. The reportable operating business segments are Hong Kong & Macau Clinical Healthcare Services, which derives maximum revenue; Hong Kong & Macau Corporate Healthcare Solution Services; and Mainland China Clinical Healthcare Services. Its geographical segments include Hong Kong, Mainland China, and Macau, of which the majority of its revenue comes from Hong Kong.
56GF Score
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