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Guaranty Bancorp (Guaranty Bancorp) Intrinsic Value: Projected FCF : $0.00 (As of May. 12, 2024)


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What is Guaranty Bancorp Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-12), Guaranty Bancorp's Intrinsic Value: Projected FCF is $0.00. The stock price of Guaranty Bancorp is $20.75. Therefore, Guaranty Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Guaranty Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:

GBNK's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.45
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Guaranty Bancorp Intrinsic Value: Projected FCF Historical Data

The historical data trend for Guaranty Bancorp's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Guaranty Bancorp Intrinsic Value: Projected FCF Chart

Guaranty Bancorp Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.43 18.57 19.35 17.98 21.32

Guaranty Bancorp Quarterly Data
Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.23 21.32 23.57 23.22 24.27

Competitive Comparison of Guaranty Bancorp's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Guaranty Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guaranty Bancorp's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Guaranty Bancorp's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Guaranty Bancorp's Price-to-Projected-FCF falls into.



Guaranty Bancorp Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Guaranty Bancorp's Free Cash Flow(6 year avg) = $32.86.

Guaranty Bancorp's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Sep18)*0.8)/Shares Outstanding (Diluted Average)
=(12.608723088515*32.86096+428.239*0.8)/29.068
=26.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Guaranty Bancorp  (NAS:GBNK) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Guaranty Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=20.75/26.039835732172
=0.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Guaranty Bancorp Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Guaranty Bancorp's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Guaranty Bancorp (Guaranty Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
Guaranty Bancorp is a bank holding company providing banking and other financial services throughout Colorado market to consumers and to small and medium-sized businesses, including the owners and employees of those businesses.
Executives
Suzanne R Brennan director PACWEST BANCORP, 9701 WILSHIRE BOULEVARD, SUITE 700, BEVERLY HILLS CA 90212
W Kirk Wycoff director PATRIOT FINANCIAL PARTNERS, LP, 2929 ARCH STREET, 27TH FLOOR, PHILADELPHIA PA 19104
Eggemeyer John M Iii director PO BOX 1329, RANCHO SANTA FE CA 92067
Christopher G Treece officer: EVP, CFO & Secretary 1331 17TH STREET, SUITE 200, DENVER CO 80202
Paul W Taylor director, officer: President & CEO 1331 SEVENTEENTH STREET,, SUITE 200, DENVER CO 80202
Michael B Hobbs officer: President, Guaranty Bank 1331 17TH STREET, SUITE 200, DENVER CO 80202
Albert C Yates director C/O COLORADO STATE UNIVERSITY, LAUREL HALL, ROOM 12, FORT COLLINS CO 80523
Ralph V Whitworth 10 percent owner RELATIONAL INVESTORS LLC, 12400 HIGH BLUFF DRIVE, SUITE 600, SAN DIEGO CA 92130
Relational Investors Llc 10 percent owner 12400 HIGH BLUFF DRIVE, SUITE 600, SAN DIEGO CA 92130
William J Ruh 10 percent owner PO BOX 1329, RANCHO SANTA FE CA 92067
James K Simons officer: EVP & CCO 1331 SEVENTEENTH STREET, STE. 300, DENVER CO 80202
Kathleen Smythe director 1331 17TH STREET, STE. 300, DENVER CO 80202
Patriot Financial Partners Gp, Lp 10 percent owner FOUR RADNOR CORPORATE CENTER, SUITE 210, 100 MATSONFORD ROAD, RADNOR PA 19087
Patriot Financial Partners Gp, Llc 10 percent owner 2929 ARCH STREET, 27TH FLOOR, PHILADELPHIA PA 19104
Patriot Financial Partners Parallel, L.p. 10 percent owner 2929 ARCH STREET, 27TH FLOOR, PHILADELPHIA PA 19104

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