NAS:HAFC (USA) Also trade in: Germany

Hanmi Financial Corp

$ 21.45 0.18 (0.85%)
Volume: 42,772 Avg Vol (1m): 140,298
Market Cap $: 664.03 Mil Enterprise Value $: -9,320,000.00
P/E (TTM): 11.71 P/B: 1.16
Earnings Power Value 21.94
Net Current Asset Value 0
Tangible Book 17.97
Projected FCF 35.55
Median P/S Value 23.83
Graham Number 27.2
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 1.44
Cash-To-Debt ranked lower than
58.19% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
HAFC: 1.44
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.12, Med: 0.93, Max: 10000
Current: 1.44
0.12
10000
Equity-to-Asset 0.10
Equity-to-Asset ranked lower than
53.41% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
HAFC: 0.1
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.03, Med: 0.11, Max: 0.14
Current: 0.1
0.03
0.14
Debt-to-Equity 0.21
Debt-to-Equity ranked higher than
59.87% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
HAFC: 0.21
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.01, Med: 0.46, Max: 3.27
Current: 0.21
0.01
3.27
Debt-to-EBITDA 0.57
Debt-to-EBITDA ranked higher than
71.47% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
HAFC: 0.57
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 0.57
Current: 0.57
0
0.57
Beneish M-Score -2.33
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 12.49%

Profitability & Growth : 3/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 28.04
Net Margin ranked higher than
59.55% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
HAFC: 28.04
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -91.7, Med: 27.83, Max: 75.3
Current: 28.04
-91.7
75.3
ROE % 10.16
ROE ranked higher than
54.64% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
HAFC: 10.16
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -59.12, Med: 10.63, Max: 27.21
Current: 10.16
-59.12
27.21
ROA % 1.06
ROA ranked higher than
54.41% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
HAFC: 1.06
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -3.47, Med: 1.18, Max: 3.21
Current: 1.06
-3.47
3.21
3-Year Total Revenue Growth Rate 1.60
3-Year Revenue Growth Rate ranked higher than
68.08% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
HAFC: 1.5
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -44.6, Med: 1.5, Max: 42.2
Current: 1.5
-44.6
42.2
3-Year EPS w/o NRI Growth Rate 2.10
3-Year EPS w/o NRI Growth Rate ranked lower than
59.01% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
HAFC: 2.1
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 2.1, Max: 58.3
Current: 2.1
0
58.3

» HAFC's 30-Y Financials

Financials (Next Earnings Date: 2019-07-24)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6021
Compare NAS:CAC NYSE:BANC NAS:PEBO XPTY:GBGR NAS:PFBC NAS:BHBK NAS:TSC NYSE:CUBI NAS:CBTX NAS:GABC NAS:HBNC OTCPK:FMCB NYSE:BY NAS:MBIN NAS:CTBI NAS:UVSP NAS:ORIT NAS:MSBI NAS:FFWM NAS:AMTBB
Traded in other countries HF7N.Germany
Address 3660 Wilshire Boulevard, Penthouse Suite A, Los Angeles, CA, USA, 90010
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans. The bank mainly focuses on small businesses and commercial and real estate loans. Hanmi also offers trade-finance products. The bank has several lending offices outside California and plans to expand outside the state mainly through acquisitions.

Ratios

Current vs industry vs history
PE Ratio (TTM) 11.71
PE Ratio ranked lower than
54.34% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
HAFC: 11.71
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 3.83, Med: 13.61, Max: 34.09
Current: 11.71
3.83
34.09
Forward PE Ratio 9.94
Forward P/E ranked higher than
56.47% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
HAFC: 9.94
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 11.71
PE without NRI ranked lower than
53.52% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
HAFC: 11.71
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 3.83, Med: 13.53, Max: 34.09
Current: 11.71
3.83
34.09
Price-to-Owner-Earnings 9.26
Price-to-Owner-Earnings ranked higher than
64.00% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
HAFC: 9.26
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 4.07, Med: 11.7, Max: 38.91
Current: 9.26
4.07
38.91
PB Ratio 1.16
PB Ratio ranked lower than
64.99% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
HAFC: 1.16
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.15, Med: 1.31, Max: 2.12
Current: 1.16
0.15
2.12
PS Ratio 3.33
PS Ratio ranked lower than
63.19% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
HAFC: 3.33
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.24, Med: 3.67, Max: 5.8
Current: 3.33
0.24
5.8
Price-to-Free-Cash-Flow 8.97
Price-to-Free-Cash-Flow ranked higher than
54.99% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
HAFC: 8.97
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 0.26, Med: 9.05, Max: 62.24
Current: 8.97
0.26
62.24
Price-to-Operating-Cash-Flow 8.45
Price-to-Operating-Cash-Flow ranked higher than
51.79% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
HAFC: 8.45
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 0.26, Med: 8.69, Max: 54.72
Current: 8.45
0.26
54.72
EV-to-Revenue -0.03
EV-to-Revenue ranked lower than
56.38% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
HAFC: -0.03
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: -0.3, Med: 3.3, Max: 5.9
Current: -0.03
-0.3
5.9

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 4.47
Trailing Dividend Yield ranked higher than
69.39% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
HAFC: 4.47
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.34, Med: 2.28, Max: 7.63
Current: 4.47
0.34
7.63
Dividend Payout Ratio 0.53
Dividend Payout Ratio ranked lower than
78.73% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
HAFC: 0.53
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.11, Med: 0.33, Max: 0.54
Current: 0.53
0.11
0.54
3-Year Dividend Growth Rate (Per Share) 26.90
3-Year Dividend Growth Rate ranked higher than
93.18% of 880 companies
in the Banks - Regional - US industry.
Industry Max: 228.7, Med: 6, Min: -100
HAFC: 26.9
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: -100, Max: 67.7
Current: 26.9
0
67.7
Forward Dividend Yield % 4.51
Forward Dividend Yield ranked higher than
67.64% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
HAFC: 4.51
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 29.47
Yield-on-Cost (5y) ranked higher than
56.31% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
HAFC: 29.47
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 2.22, Med: 14.87, Max: 49.76
Current: 29.47
2.22
49.76
3-Year Share Buyback Rate 1.10
3-Year Share Buyback Rate ranked higher than
64.29% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
HAFC: 1.1
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -76.4, Med: -1.3, Max: 2.4
Current: 1.1
-76.4
2.4

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.19
Price-to-Tangible-Book ranked lower than
58.30% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
HAFC: 1.19
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.23, Med: 1.58, Max: 4.96
Current: 1.19
0.23
4.96
Price-to-Projected-FCF 0.60
Price-to-Intrinsic-Value-Projected-FCF ranked higher than
57.83% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
HAFC: 0.6
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.07, Med: 0.6, Max: 1.62
Current: 0.6
0.07
1.62
Price-to-Median-PS-Value 0.90
Price-to-Median-PS-Value ranked higher than
56.89% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
HAFC: 0.9
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.1, Med: 1.1, Max: 2.21
Current: 0.9
0.1
2.21
Price-to-Graham-Number 0.79
Price-to-Graham-Number ranked lower than
51.49% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
HAFC: 0.79
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.35, Med: 1.09, Max: 2.54
Current: 0.79
0.35
2.54

More Statistics

Revenue (TTM) (Mil) $ 205.69
EPS (TTM) $ 1.83
Beta 1.59
Volatility % 35.24
52-Week Range $ 17.56 - 29.85
Shares Outstanding (Mil) 30.93

Analyst Estimate

Piotroski F-Score Details