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Standard AVB Financial (Standard AVB Financial) Intrinsic Value: Projected FCF : $0.00 (As of Apr. 26, 2024)


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What is Standard AVB Financial Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-04-26), Standard AVB Financial's Intrinsic Value: Projected FCF is $0.00. The stock price of Standard AVB Financial is $33.00. Therefore, Standard AVB Financial's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Standard AVB Financial's Intrinsic Value: Projected FCF or its related term are showing as below:

STND's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.435
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Standard AVB Financial Intrinsic Value: Projected FCF Historical Data

The historical data trend for Standard AVB Financial's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Standard AVB Financial Intrinsic Value: Projected FCF Chart

Standard AVB Financial Annual Data
Trend Sep11 Sep12 Sep13 Sep14 Sep15 Sep16 Dec17 Dec18 Dec19 Dec20
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 41.67 30.75 34.56 38.58 39.48

Standard AVB Financial Quarterly Data
Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.34 38.74 39.72 39.48 40.94

Competitive Comparison of Standard AVB Financial's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Standard AVB Financial's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard AVB Financial's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Standard AVB Financial's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Standard AVB Financial's Price-to-Projected-FCF falls into.



Standard AVB Financial Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Standard AVB Financial's Free Cash Flow(6 year avg) = $7.82.

Standard AVB Financial's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar21)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*7.82224+145.057*0.8)/4.654
=40.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Standard AVB Financial  (NAS:STND) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Standard AVB Financial's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=33.00/40.935985188659
=0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Standard AVB Financial Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Standard AVB Financial's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Standard AVB Financial (Standard AVB Financial) Business Description

Traded in Other Exchanges
N/A
Address
2640 Monroeville Boulevard, Monroeville, PA, USA, 15146
Standard AVB Financial Corp operates as a holding company that provides various banking products and services. The company's business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in commercial real estate loans, one- to four-family residential mortgage loans, home equity loans and lines of credit commercial business loans and investment securities. It also originates construction loans and consumer loans. The company offers a variety of deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and regular checking accounts, and individual retirement accounts.
Executives
John M. Lally director 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Timothy K Zimmerman director, officer: Chief Operating Officer C/O STANDARD BANK 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Susan A Parente officer: EVP and CFO C/O STANDARD BANK 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Andrew W Hasley director, officer: President 5004 MCKNIGHT ROAD PITTSBURGH PA 15237
Terence L Graft director C/O STANDARD BANK 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
David C Mathews director C/O STANDARD BANK 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
William T Ferri director C/O STANDARD BANK 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Christian M. Chelli officer: Sr, VP-Chief Credit Officer 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Susan M. Deluca officer: SVP-Chief Risk Officer 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
John P Kline officer: EVP-Chief Lending Officer 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Jennifer H Lunden director 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Dale A Walker director C/O STANDARD BANK 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Thomas J Rennie director C/O STANDARD BANK 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Paul A. Iurlano director 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Ronald J. Mock director 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146