LMFA (LM Funding America) Long-Term Debt: $1.94 Mil (As of Mar. 2026)


LMFA LM Funding America Inc LMFA
26 GF Score
Price $0.15
GF Value $0.50
Valuation Possible Value Trap
! 5 Warning Signs
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What is LM Funding America Long-Term Debt?

LM Funding America LMFA +2.89% 26 Long-Term Debt is $1.94 Mil as of Mar. 2026. GuruFocus rates LMFA with a GF Score™ of 26/100 and a GF Value™ of $0.50 (Possible Value Trap). The stock has 5 warning signs investors should review.

LM Funding America's Long-Term Debt for the quarter that ended in Mar. 2026 was $1.94 Mil.

LM Funding America's quarterly Long-Term Debt increased from Sep. 2025 ($1.24 Mil) to Dec. 2025 ($1.93 Mil) and increased from Dec. 2025 ($1.93 Mil) to Mar. 2026 ($1.94 Mil).

LM Funding America's annual Long-Term Debt increased from Dec. 2023 ($0.00 Mil) to Dec. 2024 ($6.37 Mil) but then declined from Dec. 2024 ($6.37 Mil) to Dec. 2025 ($1.93 Mil).

LM Funding America  (NAS:LMFA) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

LM Funding America Long-Term Debt Related Terms

LM Funding America Long-Term Debt Historical Data

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The historical data trend for LM Funding America's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LM Funding America Long-Term Debt Chart

LM Funding America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 6.37 1.93

LM Funding America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.39 4.91 1.24 1.93 1.94
LMFA
26GF Score
LM Funding America Inc LMFA
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $1.94 Mil mean?
LM Funding America (LMFA) has a Long-Term Debt of $1.94 Mil as of Mar. 2026.
Is LM Funding America's Long-Term Debt too high?
LM Funding America's current Long-Term Debt is $1.94 Mil. Overall, LM Funding America has a GF Score™ of 26/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LM Funding America's Long-Term Debt compare to IPST and MWAI?
LM Funding America's Long-Term Debt of $1.94 Mil can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Capital Markets company?
A good Long-Term Debt depends on the Capital Markets industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. LM Funding America's current Long-Term Debt is $1.94 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LM Funding America stock overvalued right now?
Based on GuruFocus' analysis, LM Funding America (LMFA) is currently considered Possible Value Trap. The stock's GF Value™ is $0.50, compared to a current price of $0.15 — trading 70.1% below its estimated fair value. The current Long-Term Debt is $1.94 Mil. LM Funding America's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For LM Funding America (LMFA), the current Long-Term Debt is $1.94 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LM Funding America (LMFA) Overvalued in 2026?

Based on GuruFocus' analysis, LM Funding America stock appears to be undervalued. The current stock price of $0.15 is trading 70.1% below its estimated GF Value™ of $0.50. GuruFocus considers LM Funding America to be Possible Value Trap.

Key valuation signals for LMFA:

  • Long-Term Debt: $1.94 Mil
  • GF Value™: $0.50 vs. price of $0.15 (70.1% below fair value)
  • GF Score™: 26/100 with 5 warning signs

No single metric tells the full story. See the LMFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LM Funding America Business Description

Address 1200 Platt Street, Suite 1000, Tampa, FL, USA, 33602
LM Funding America Inc is a financial services company. The company provides funding to nonprofit community associations located in the state of Florida and to nonprofit community associations in the states of Washington and Colorado. Its products include Original Product and New Neighbor Guaranty. Its original product offering consists of providing funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It currently has two lines of business recently commenced cryptocurrency mining business and historical specialty finance business. The Company has two operating segments: Specialty Finance and Mining and Treasury Operations.
26GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.15
Price
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GF Value