KB Financial Group (MEX:KB N) Margin of Safety % (DCF Earnings Based): 51.45% (As of Jun. 29, 2026)


MEX:KB N KB Financial Group Inc MEX:KB N
59 GF Score
Price MXN1,852.83
GF Value MXN1,169.98
Valuation Significantly Overvalued
! 2 Warning Signs
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What is KB Financial Group Margin of Safety % (DCF Earnings Based)?

KB Financial Group MEX:KB N 59 Margin of Safety % (DCF Earnings Based) is 51.45% as of Jun. 29, 2026. GuruFocus rates MEX:KB N with a GF Score™ of 59/100 and a GF Value™ of MXN1,169.98 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-29), KB Financial Group's Predictability Rank is 5-Stars. KB Financial Group's intrinsic value calculated from the Discounted Earnings model is MXN3816.19 and current share price is MXN1852.83. Consequently,

KB Financial Group's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 51.45%.

KB Financial Group Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, KB Financial Group's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

KB Financial Group Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, KB Financial Group's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where KB Financial Group's Margin of Safety % (DCF Earnings Based) falls into.


MEX:KB N
59GF Score
KB Financial Group Inc MEX:KB N
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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KB Financial Group Margin of Safety % (DCF Earnings Based) Calculation

KB Financial Group's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(3816.19-1852.83)/3816.19
=51.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 51.45% mean?
KB Financial Group (MEX:KB N) has a Margin of Safety % (DCF Earnings Based) of 51.45% as of Jun. 29, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on KB Financial Group.
Is KB Financial Group's Margin of Safety % (DCF Earnings Based) too high?
KB Financial Group's current Margin of Safety % (DCF Earnings Based) is 51.45%. Overall, KB Financial Group has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does KB Financial Group's Margin of Safety % (DCF Earnings Based) compare to competitors?
KB Financial Group's Margin of Safety % (DCF Earnings Based) of 51.45% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on KB Financial Group. KB Financial Group's current Margin of Safety % (DCF Earnings Based) is 51.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, KB Financial Group (MEX:KB N) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN1,169.98, compared to a current price of MXN1,852.83 — trading 58.4% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 51.45%. KB Financial Group's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For KB Financial Group (MEX:KB N), the current Margin of Safety % (DCF Earnings Based) is 51.45% as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KB Financial Group (MEX:KB N) Overvalued in 2026?

Based on GuruFocus' analysis, KB Financial Group stock appears to be overvalued. The current stock price of MXN1,852.83 is trading 58.4% above its estimated GF Value™ of MXN1,169.98. GuruFocus considers KB Financial Group to be Significantly Overvalued.

Key valuation signals for MEX:KB N:

  • Margin of Safety % (DCF Earnings Based): 51.45%
  • GF Value™: MXN1,169.98 vs. price of MXN1,852.83 (58.4% above fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the MEX:KB N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

KB Financial Group Business Description

Address 26, Gukjegeumyung-ro 8-gil, Yeongdeungpo-gu, Seoul, KOR, 07331
KB Financial Group Inc. is a financial holding company in Korea. The company operations include Kookmin Bank, one of the commercial banks in Korea. The company's subsidiaries collectively engage in a broad range of businesses, including commercial banking, credit cards, asset management, non-life and life insurance, capital markets activities, and international banking and finance. The company's segments include the Banking business, Securities business, Non-life Insurance business, Credit card business, and Life Insurance business. The Group generates the majority of its revenue from the Banking business.
59GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,852.83
Price
MXN1,169.98
GF Value