LM Funding AmericaLMFA +2.89%26 Net Current Asset Value is $0.12 as of Mar. 2026, which is 94% below its 10-year median of 2.08. GuruFocus rates LMFA with a GF Score™ of 26/100 and a GF Value™ of $0.50 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 505 Capital Markets companies, LM Funding America ranks better than 76.63% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
LM Funding America's net current asset value per share for the quarter that ended in Mar. 2026 was $0.12.
The historical rank and industry rank for LM Funding America's Net Current Asset Value or its related term are showing as below:
LMFA'
s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 0.38 Med: 2.08 Max: 76.83
Current: 1.25
During the past 13 years, the highest Price-to-Net-Current-Asset-Value Ratio of LM Funding America was 76.83. The lowest was 0.38. And the median was 2.08.
LMFA's Price-to-Net-Current-Asset-Value is ranked better than 76.63% of 505
companies
in the Capital Markets industry
Industry Median: 2.83
vs LMFA: 1.25
LM Funding America (NAS:LMFA) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
LM Funding America Net Current Asset Value Related Terms
LM Funding America Net Current Asset Value Historical Data
* Premium members only.
The historical data trend for LM Funding America's Net Current Asset Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LMFA vs IPST, MWAI, LGHL: Net Current Asset Value Comparison
For the Capital Markets subindustry, LM Funding America's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LM Funding America Price-to-Net-Current-Asset-Value vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, LM Funding America's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where LM Funding America's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of $0.12 mean?
LM Funding America (LMFA) has a Net Current Asset Value of $0.12 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on LM Funding America and its competitors. This is 94% below median its historical median of 2.08. Over the past decade, LM Funding America's Net Current Asset Value has ranged from 0.38 to 76.83. According to the industry distribution chart, LM Funding America ranks #118 out of 505 companies in the Capital Markets industry, placing it in the top 23.4%.
Is LM Funding America's Net Current Asset Value too high?
LM Funding America's current Net Current Asset Value of $0.12 is 94% below median its 10-year median of 2.08. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 76.83. The Capital Markets industry median Net Current Asset Value is 2.83. LM Funding America's value of $0.12 is 95.8% below this industry median. Based on the distribution chart, LM Funding America ranks #118 out of 505 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, LM Funding America has a GF Score™ of 26/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LM Funding America's Net Current Asset Value compare to IPST and MWAI?
According to the Capital Markets industry distribution chart, LM Funding America ranks #118 out of 505 companies for Net Current Asset Value. This places LM Funding America in the top 23% of its industry — outperforming the majority of peers. The industry median Net Current Asset Value is 2.83. LM Funding America's value of $0.12 is 95.8% below this benchmark. Historically, LM Funding America's own Net Current Asset Value has ranged from 0.38 to 76.83 over the past decade. While the company's 10-year median is 2.08 vs. the industry median of 2.83, LM Funding America has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Capital Markets company?
The median Net Current Asset Value among Capital Markets companies is 2.83, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LM Funding America's current Net Current Asset Value of $0.12 is 95.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on LM Funding America and its competitors. For the Capital Markets industry, the median Net Current Asset Value is 2.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LM Funding America's current Net Current Asset Value is $0.12, which is 94% below median its own 10-year median of 2.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LM Funding America stock overvalued right now?
Based on GuruFocus' analysis, LM Funding America (LMFA) is currently considered Possible Value Trap. The stock's GF Value™ is $0.50, compared to a current price of $0.15 — trading 70.1% below its estimated fair value. The current Net Current Asset Value is $0.12, which is 94% below median its 10-year median of 2.08 and 95.8% below the Capital Markets industry median of 2.83. LM Funding America's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For LM Funding America (LMFA), the current Net Current Asset Value is $0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LM Funding America (LMFA) Overvalued in 2026?
Based on GuruFocus' analysis, LM Funding America stock appears to be undervalued.
The current stock price of $0.15 is trading 70.1% below its estimated GF Value™ of $0.50.
GuruFocus considers LM Funding America to be Possible Value Trap.
Key valuation signals for LMFA:
Net Current Asset Value: $0.12 (94% below median its 10-year median of 2.08)
GF Value™: $0.50 vs. price of $0.15 (70.1% below fair value)
Industry Position: 95.8% below the Capital Markets median (#118 of 505)
No single metric tells the full story. See the LMFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LM Funding America Inc is a financial services company. The company provides funding to nonprofit community associations located in the state of Florida and to nonprofit community associations in the states of Washington and Colorado. Its products include Original Product and New Neighbor Guaranty. Its original product offering consists of providing funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It currently has two lines of business recently commenced cryptocurrency mining business and historical specialty finance business. The Company has two operating segments: Specialty Finance and Mining and Treasury Operations.
26GF Score
Get the complete analysis for LMFA
Net Current Asset Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LMFA has been successfully added to your 
