Senmiao TechnologyAIHS +6.72%33 Net Debt Paydown Yield % is 1.60% as of Jul. 07, 2026, which is 65% below its 10-year median of 4.52. GuruFocus rates AIHS with a GF Score™ of 33/100 and a GF Value™ of $0.56 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 990 Business Services companies, Senmiao Technology ranks better than 82.53% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Senmiao Technology's Net Debt Paydown Yield % was 1.60%.
Senmiao Technology (NAS:AIHS) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
Senmiao Technology Net Debt Paydown Yield % Related Terms
Senmiao Technology Net Debt Paydown Yield % Historical Data
* Premium members only.
The historical data trend for Senmiao Technology's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIHS vs MWG, AITX, BDST: Net Debt Paydown Yield % Comparison
For the Rental & Leasing Services subindustry, Senmiao Technology's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Senmiao Technology Net Debt Paydown Yield % vs Business Services Industry
For the Business Services industry and Industrials sector, Senmiao Technology's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Senmiao Technology's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 1.60% mean?
Senmiao Technology (AIHS) has a Net Debt Paydown Yield % of 1.60% as of Jul. 07, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Senmiao Technology and its competitors. This is 65% below median its historical median of 4.52. According to the industry distribution chart, Senmiao Technology ranks #173 out of 990 companies in the Business Services industry, placing it in the top 17.5%.
Is Senmiao Technology's Net Debt Paydown Yield % too high?
Senmiao Technology's current Net Debt Paydown Yield % of 1.60% is 65% below median its 10-year median of 4.52. Based on the distribution chart, Senmiao Technology ranks #173 out of 990 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Senmiao Technology has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Senmiao Technology's Net Debt Paydown Yield % compare to MWG and AITX?
According to the Business Services industry distribution chart, Senmiao Technology ranks #173 out of 990 companies for Net Debt Paydown Yield %. This places Senmiao Technology in the top 18% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Business Services company?
A good Net Debt Paydown Yield % depends on the Business Services industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Senmiao Technology and its competitors. Senmiao Technology's current Net Debt Paydown Yield % is 1.60%, which is 65% below median its own 10-year median of 4.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Senmiao Technology stock overvalued right now?
Based on GuruFocus' analysis, Senmiao Technology (AIHS) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.56, compared to a current price of $1.43 — trading 155.4% above its estimated fair value. The current Net Debt Paydown Yield % is 1.60%, which is 65% below median its 10-year median of 4.52. Senmiao Technology's overall GF Score™ is 33/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Senmiao Technology (AIHS), the current Net Debt Paydown Yield % is 1.60% as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Senmiao Technology (AIHS) Overvalued in 2026?
Based on GuruFocus' analysis, Senmiao Technology stock appears to be overvalued.
The current stock price of $1.43 is trading 155.4% above its estimated GF Value™ of $0.56.
GuruFocus considers Senmiao Technology to be Significantly Overvalued.
Key valuation signals for AIHS:
Net Debt Paydown Yield %: 1.60% (65% below median its 10-year median of 4.52)
GF Value™: $0.56 vs. price of $1.43 (155.4% above fair value)
No single metric tells the full story. See the AIHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Senmiao Technology Ltd is a holding company. Along with its subsidiaries, it is engaged in facilitating automobile transactions and offering related services. The group's business activities include providing car rental services to individual customers with lease term no more than twelve months; leasing and servicing of new energy vehicles; offering services to automobile purchasers throughout the purchase process; providing management and related services to Partner Platforms and other companies; automobile financing; and providing other related supporting services to customers. The majority of the group's revenue is generated from its automobile rental business.
33GF Score
Get the complete analysis for AIHS
Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AIHS has been successfully added to your 
