TBBA (TEB Bancorp) Net Income: $-0.23 Mil (TTM As of Sep. 2023)

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TBBA TEB Bancorp Inc TBBA
12 GF Score
Price $9.15
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What is TEB Bancorp Net Income?

TEB Bancorp TBBA -0.54% 12 Net Income is $-0.23 Mil as of Sep. 2023. GuruFocus rates TBBA with a GF Score™ of 12/100.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. TEB Bancorp's Net Income for the three months ended in Sep. 2023 was $-0.23 Mil. Its Net Income for the trailing twelve months (TTM) ended in Sep. 2023 was $-0.23 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. TEB Bancorp's Earnings per Share (Diluted) for the three months ended in Sep. 2023 was $-0.09.


TEB Bancorp  (OTCPK:TBBA) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

TEB Bancorp's Earnings per Share (Diluted) (EPS) for the quarter that ended in Sep. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


TEB Bancorp Net Income Related Terms


TEB Bancorp Net Income Historical Data

* Premium members only.

The historical data trend for TEB Bancorp's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TEB Bancorp Net Income Chart

TEB Bancorp Annual Data
Trend Jun18 Jun19 Jun20 Jun21
Net Income
0.00 -0.40 1.09 6.39

TEB Bancorp Quarterly Data
Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Sep22 Sep23
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 0.62 0.54 0.06 -0.23
TBBA
12GF Score
TEB Bancorp Inc TBBA
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
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TEB Bancorp Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

TEB Bancorp's Net Income for the fiscal year that ended in Jun. 2021 is calculated as

Net Income(A: Jun. 2021 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=6.386+0+0+0
=6.39

TEB Bancorp's Net Income for the quarter that ended in Sep. 2023 is calculated as

Net Income(Q: Sep. 2023 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=-0.23+0+0+0
=-0.23

Net Income for the trailing twelve months (TTM) ended in Sep. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.23 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of $-0.23 Mil mean?
TEB Bancorp (TBBA) has a Net Income of $-0.23 Mil as of Sep. 2023. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on TEB Bancorp and its competitors.
Is TEB Bancorp's Net Income too high?
TEB Bancorp's current Net Income is $-0.23 Mil. Overall, TEB Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does TEB Bancorp's Net Income compare to OPHC and CYSM?
TEB Bancorp's Net Income of $-0.23 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on TEB Bancorp and its competitors. TEB Bancorp's current Net Income is $-0.23 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TEB Bancorp stock overvalued right now?
TEB Bancorp (TBBA) has a current Net Income of $-0.23 Mil. The current Net Income is $-0.23 Mil. TEB Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For TEB Bancorp (TBBA), the current Net Income is $-0.23 Mil as of Sep. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

TEB Bancorp Business Description

Address 2290 North Mayfair Road, Wauwatosa, WI, USA, 53226
TEB Bancorp Inc engages in various lending activities, including commercial, nonresidential real estate, residential real estate, and consumer transactions, focusing on individuals, professionals, and small to medium-sized businesses. The Company's one reportable segment is mainly in community banking operations. Lending portfolios are segmented based on similar risk characteristics, including residential first and junior lien loans, home equity lines, multifamily properties, construction loans, commercial real estate, industrial loans, and consumer loans such as credit cards and auto loans.
12GF Score

Get the complete analysis for TBBA

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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