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Driver & Bengsch AG (FRA:D8B1) Net Interest Margin (Bank Only) % : N/A% (As of Jun. 2012)


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What is Driver & Bengsch AG Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Driver & Bengsch AG's annualized Net Interest Income (for Banks) for the quarter that ended in Jun. 2012 was €0.00 Mil. Driver & Bengsch AG's average earning assets for the quarter that ended in Jun. 2012 was €0.00 Mil. Therefore, Driver & Bengsch AG's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Jun. 2012 was N/A%.


Driver & Bengsch AG Net Interest Margin (Bank Only) % Historical Data

The historical data trend for Driver & Bengsch AG's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Driver & Bengsch AG Net Interest Margin (Bank Only) % Chart

Driver & Bengsch AG Annual Data
Trend Dec07 Dec08 Dec09 Dec10 Dec11
Net Interest Margin (Bank Only) %
- 9.75 -0.70 - -

Driver & Bengsch AG Semi-Annual Data
Dec07 Dec08 Jun09 Dec09 Jun10 Dec10 Jun11 Dec11 Jun12
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only - - - - -

Competitive Comparison of Driver & Bengsch AG's Net Interest Margin (Bank Only) %

For the Insurance Brokers subindustry, Driver & Bengsch AG's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Driver & Bengsch AG's Net Interest Margin (Bank Only) % Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Driver & Bengsch AG's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Driver & Bengsch AG's Net Interest Margin (Bank Only) % falls into.



Driver & Bengsch AG Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Driver & Bengsch AG's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2011 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2011 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2010 ) + Earning Assets (A: Dec. 2011 ))/ count )
=0/( (0 + 0)/ 1 )
=0/0
=N/A %

where

Earning Assets(A: Dec. 2010 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Earning Assets(A: Dec. 2011 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Driver & Bengsch AG's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Jun. 2012 is calculated as

Net Interest Margin (Bank Only) %(Q: Jun. 2012 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Dec. 2011 ) + Earning Assets (Q: Jun. 2012 ))/ count )
=0/( (0 + 0)/ 1 )
=0/0
=N/A %

where

Earning Assets(Q: Dec. 2011 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Earning Assets(Q: Jun. 2012 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is two times the semi-annual (Jun. 2012) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.


Driver & Bengsch AG  (FRA:D8B1) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Driver & Bengsch AG Net Interest Margin (Bank Only) % Related Terms

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Driver & Bengsch AG (FRA:D8B1) Business Description

Industry
Traded in Other Exchanges
N/A
Address
Berliner Platz 6a, Itzehoe, DEU, 25524
Driver & Bengsch AG is a Germany-based holding company offering various financial services including insurance and real estate brokerage and financial advisory services.

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