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Pohjola Pankki Oyj (FRA:OKB) Net Margin % : 38.86% (As of Mar. 2016)


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What is Pohjola Pankki Oyj Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Pohjola Pankki Oyj's Net Income for the three months ended in Mar. 2016 was €89 Mil. Pohjola Pankki Oyj's Revenue for the three months ended in Mar. 2016 was €229 Mil. Therefore, Pohjola Pankki Oyj's net margin for the quarter that ended in Mar. 2016 was 38.86%.

The historical rank and industry rank for Pohjola Pankki Oyj's Net Margin % or its related term are showing as below:

FRA:OKB' s Net Margin % Range Over the Past 10 Years
Min: 14.59   Med: 29.08   Max: 47.78
Current: 46.06


FRA:OKB's Net Margin % is not ranked
in the Banks industry.
Industry Median: 25.075 vs FRA:OKB: 46.06

Pohjola Pankki Oyj Net Margin % Historical Data

The historical data trend for Pohjola Pankki Oyj's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pohjola Pankki Oyj Net Margin % Chart

Pohjola Pankki Oyj Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.46 30.29 40.27 41.31 47.78

Pohjola Pankki Oyj Quarterly Data
Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 46.89 52.92 49.63 39.66 38.86

Competitive Comparison of Pohjola Pankki Oyj's Net Margin %

For the Banks - Regional subindustry, Pohjola Pankki Oyj's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pohjola Pankki Oyj's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pohjola Pankki Oyj's Net Margin % distribution charts can be found below:

* The bar in red indicates where Pohjola Pankki Oyj's Net Margin % falls into.



Pohjola Pankki Oyj Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Pohjola Pankki Oyj's Net Margin for the fiscal year that ended in Dec. 2015 is calculated as

Net Margin=Net Income (A: Dec. 2015 )/Revenue (A: Dec. 2015 )
=517/1082
=47.78 %

Pohjola Pankki Oyj's Net Margin for the quarter that ended in Mar. 2016 is calculated as

Net Margin=Net Income (Q: Mar. 2016 )/Revenue (Q: Mar. 2016 )
=89/229
=38.86 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Pohjola Pankki Oyj  (FRA:OKB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Pohjola Pankki Oyj Net Margin % Related Terms

Thank you for viewing the detailed overview of Pohjola Pankki Oyj's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Pohjola Pankki Oyj (FRA:OKB) Business Description

Traded in Other Exchanges
N/A
Address
Pohjola Pankki Oyj, provides banking, non-life insurance and wealth management services. It serves businesses, institutions and private individuals and provides banking and insurance services to customers while supporting corporate customers' business.. The Company operates through the following three business segments: Banking, Asset Management, and Non-life Insurance. The banking segment provides corporate and institutional customers with solutions for their financing and financial management needs. Banking consists of the following divisions: Corporate Banking, Markets and Baltic Banking. Companies within Banking are the member banks, Helsinki OP Bank PLC, OP-Kotipankki Oyj, OP Mortgage Bank and OP Fund Management Company Ltd and certain smaller companies supporting banking services in its entirety. The Company's Banking and Asset Management segments are also included under OP-Pohjola Group's Banking. The operations of OP Bank Group Mutual Insurance Company's are also included under Banking as the company's business consists of credit insurance to OP-Pohjola Group's retail banks. The Wealth Management Segment comprises the following operations: OP Life Assurance Company Ltd and Aurum Investment Insurance Ltd engaged in the Company's life and pension insurance business, OP Fund Management Company Ltd engaged in mutual fund business, and Pohjola Group's Asset Management segment. The Non-life Insurance segment encompasses the operations of OP-Pohjola Group's non-life insurance companies, i.e. Pohjola Insurance Ltd, Eurooppalainen Insurance Company Ltd, A-Insurance Ltd, the Seesam companies operating in the Baltic countries, as well as the operations of service companies supporting non-life insurance. Non-life insurance products include non-life insurance policies sold to corporate and private customers.

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