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Guaranty Bancorp (Guaranty Bancorp) Net Margin % : 36.41% (As of Sep. 2018)


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What is Guaranty Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Guaranty Bancorp's Net Income for the three months ended in Sep. 2018 was $14.9 Mil. Guaranty Bancorp's Revenue for the three months ended in Sep. 2018 was $41.0 Mil. Therefore, Guaranty Bancorp's net margin for the quarter that ended in Sep. 2018 was 36.41%.

The historical rank and industry rank for Guaranty Bancorp's Net Margin % or its related term are showing as below:


GBNK's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.09
* Ranked among companies with meaningful Net Margin % only.

Guaranty Bancorp Net Margin % Historical Data

The historical data trend for Guaranty Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Guaranty Bancorp Net Margin % Chart

Guaranty Bancorp Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.86 15.87 23.87 22.56 26.44

Guaranty Bancorp Quarterly Data
Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.82 22.43 34.74 32.97 36.41

Competitive Comparison of Guaranty Bancorp's Net Margin %

For the Banks - Regional subindustry, Guaranty Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guaranty Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Guaranty Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where Guaranty Bancorp's Net Margin % falls into.



Guaranty Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Guaranty Bancorp's Net Margin for the fiscal year that ended in Dec. 2017 is calculated as

Net Margin=Net Income (A: Dec. 2017 )/Revenue (A: Dec. 2017 )
=38.624/146.069
=26.44 %

Guaranty Bancorp's Net Margin for the quarter that ended in Sep. 2018 is calculated as

Net Margin=Net Income (Q: Sep. 2018 )/Revenue (Q: Sep. 2018 )
=14.944/41.043
=36.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Guaranty Bancorp  (NAS:GBNK) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Guaranty Bancorp Net Margin % Related Terms

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Guaranty Bancorp (Guaranty Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
Guaranty Bancorp is a bank holding company providing banking and other financial services throughout Colorado market to consumers and to small and medium-sized businesses, including the owners and employees of those businesses.
Executives
Suzanne R Brennan director PACWEST BANCORP, 9701 WILSHIRE BOULEVARD, SUITE 700, BEVERLY HILLS CA 90212
W Kirk Wycoff director PATRIOT FINANCIAL PARTNERS, LP, 2929 ARCH STREET, 27TH FLOOR, PHILADELPHIA PA 19104
Eggemeyer John M Iii director PO BOX 1329, RANCHO SANTA FE CA 92067
Christopher G Treece officer: EVP, CFO & Secretary 1331 17TH STREET, SUITE 200, DENVER CO 80202
Paul W Taylor director, officer: President & CEO 1331 SEVENTEENTH STREET,, SUITE 200, DENVER CO 80202
Michael B Hobbs officer: President, Guaranty Bank 1331 17TH STREET, SUITE 200, DENVER CO 80202
Albert C Yates director C/O COLORADO STATE UNIVERSITY, LAUREL HALL, ROOM 12, FORT COLLINS CO 80523
Ralph V Whitworth 10 percent owner RELATIONAL INVESTORS LLC, 12400 HIGH BLUFF DRIVE, SUITE 600, SAN DIEGO CA 92130
Relational Investors Llc 10 percent owner 12400 HIGH BLUFF DRIVE, SUITE 600, SAN DIEGO CA 92130
William J Ruh 10 percent owner PO BOX 1329, RANCHO SANTA FE CA 92067
James K Simons officer: EVP & CCO 1331 SEVENTEENTH STREET, STE. 300, DENVER CO 80202
Kathleen Smythe director 1331 17TH STREET, STE. 300, DENVER CO 80202
Patriot Financial Partners Gp, Lp 10 percent owner FOUR RADNOR CORPORATE CENTER, SUITE 210, 100 MATSONFORD ROAD, RADNOR PA 19087
Patriot Financial Partners Gp, Llc 10 percent owner 2929 ARCH STREET, 27TH FLOOR, PHILADELPHIA PA 19104
Patriot Financial Partners Parallel, L.p. 10 percent owner 2929 ARCH STREET, 27TH FLOOR, PHILADELPHIA PA 19104