Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ReadyTech HoldingsASX:RDY 74 PB Ratio is 1.42 as of Jul. 23, 2026, which is 57% below its 10-year median of 3.33. GuruFocus rates ASX:RDY with a GF Score™ of 74/100 and a GF Value™ of A$3.37 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 2,634 Software companies, ReadyTech Holdings ranks better than 71.15% on this metric.
The historical rank and industry rank for ReadyTech Holdings's PB Ratio or its related term are showing as below:
ASX:RDY'
s PB Ratio Range Over the Past 10 Years
Min: 1.02 Med: 3.33 Max: 6.16
Current: 1.42
During the past 7 years, ReadyTech Holdings's highest PB Ratio was 6.16. The lowest was 1.02. And the median was 3.33.
ASX:RDY's PB Ratio is ranked better than 71.15% of 2634
companies
in the Software industry
Industry Median: 2.36
vs ASX:RDY: 1.42
During the past 12 months, ReadyTech Holdings's average Book Value Per Share Growth Rate was -0.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 21.90% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of ReadyTech Holdings was 39.50% per year. The lowest was 7.60% per year. And the median was 27.85% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
ReadyTech Holdings PB Ratio Related Terms
ReadyTech Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for ReadyTech Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, ReadyTech Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ReadyTech Holdings PB Ratio vs Software Industry
For the Software industry and Technology sector, ReadyTech Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where ReadyTech Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
ReadyTech Holdings (ASX:RDY) has a PB Ratio of 1.42 as of Jul. 23, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ReadyTech Holdings and its competitors. This is 57% below median its historical median of 3.33. Over the past decade, ReadyTech Holdings' PB Ratio has ranged from 1.02 to 6.16. According to the industry distribution chart, ReadyTech Holdings ranks #760 out of 2634 companies in the Software industry, placing it in the top 28.9%.
Is ReadyTech Holdings' PB Ratio too high?
ReadyTech Holdings' current PB Ratio of 1.42 is 57% below median its 10-year median of 3.33. Over the past 10 years, this metric has ranged from a low of 1.02 to a high of 6.16. The Software industry median PB Ratio is 2.36. ReadyTech Holdings' value of 1.42 is 39.8% below this industry median. Based on the distribution chart, ReadyTech Holdings ranks #760 out of 2634 companies in the Software industry, which is above the industry midpoint. Overall, ReadyTech Holdings has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does ReadyTech Holdings' PB Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, ReadyTech Holdings ranks #760 out of 2634 companies for PB Ratio. This puts ReadyTech Holdings in the upper half of its industry. The industry median PB Ratio is 2.36. ReadyTech Holdings' value of 1.42 is 39.8% below this benchmark. Historically, ReadyTech Holdings' own PB Ratio has ranged from 1.02 to 6.16 over the past decade. While the company's 10-year median is 3.33 vs. the industry median of 2.36, ReadyTech Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.36, based on 2,634 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ReadyTech Holdings's current PB Ratio of 1.42 is 39.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on ReadyTech Holdings and its competitors. For the Software industry, the median PB Ratio is 2.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ReadyTech Holdings's current PB Ratio is 1.42, which is 57% below median its own 10-year median of 3.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ReadyTech Holdings stock overvalued right now?
Based on GuruFocus' analysis, ReadyTech Holdings (ASX:RDY) is currently considered Possible Value Trap. The stock's GF Value™ is A$3.37, compared to a current price of A$1.60 — trading 52.5% below its estimated fair value. The current PB Ratio is 1.42, which is 57% below median its 10-year median of 3.33 and 39.8% below the Software industry median of 2.36. ReadyTech Holdings' overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For ReadyTech Holdings (ASX:RDY), the current PB Ratio is 1.42 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ReadyTech Holdings (ASX:RDY) Overvalued in 2026?
Based on GuruFocus' analysis, ReadyTech Holdings stock appears to be undervalued.
The current stock price of A$1.60 is trading 52.5% below its estimated GF Value™ of A$3.37.
GuruFocus considers ReadyTech Holdings to be Possible Value Trap.
Key valuation signals for ASX:RDY:
PB Ratio: 1.42 (57% below median its 10-year median of 3.33)
GF Value™: A$3.37 vs. price of A$1.60 (52.5% below fair value)
Industry Position: 39.8% below the Software median (#760 of 2634)
No single metric tells the full story. See the ASX:RDY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ReadyTech Holdings Ltd is a provider of people management software for educators, employers, and facilitators of career transitions. Its products are JR Plus, A2E, HR3, ePayroll, JR Gov, Aussiepay, and others. The company's operating segments include Education and Work pathways, Workforce Solutions, and Government and Justice. It generates maximum revenue from the Government and Justice. The education segment mainly provides products and services to tertiary education providers. Its Workforce segment provides products and services to a mid-sized company across various industries. The Government division provides government and justice case management software as a service solution to local governments, state governments, and justice departments.
74GF Score
Get the complete analysis for ASX:RDY
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:RDY has been successfully added to your 
