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TCF Financial (TCF Financial) PB Ratio : 1.28 (As of May. 05, 2024)


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What is TCF Financial PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-05), TCF Financial's share price is $45.18. TCF Financial's Book Value per Share for the quarter that ended in Mar. 2021 was $35.33. Hence, TCF Financial's PB Ratio of today is 1.28.

The historical rank and industry rank for TCF Financial's PB Ratio or its related term are showing as below:

TCF' s PB Ratio Range Over the Past 10 Years
Min: 0.58   Med: 1.3   Max: 1.97
Current: 1.28

During the past 13 years, TCF Financial's highest PB Ratio was 1.97. The lowest was 0.58. And the median was 1.30.

TCF's PB Ratio is not ranked
in the Banks industry.
Industry Median: 0.86 vs TCF: 1.28

During the past 12 months, TCF Financial's average Book Value Per Share Growth Rate was -0.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 9.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 12.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 8.20% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of TCF Financial was 33.60% per year. The lowest was -1.60% per year. And the median was 6.55% per year.

Back to Basics: PB Ratio


TCF Financial PB Ratio Historical Data

The historical data trend for TCF Financial's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

TCF Financial PB Ratio Chart

TCF Financial Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.55 1.47 0.69 1.29 1.03

TCF Financial Quarterly Data
Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.63 0.82 0.65 1.03 1.32

Competitive Comparison of TCF Financial's PB Ratio

For the Banks - Regional subindustry, TCF Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TCF Financial's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, TCF Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where TCF Financial's PB Ratio falls into.



TCF Financial PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

TCF Financial's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2021)
=45.18/35.329
=1.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


TCF Financial  (NAS:TCF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


TCF Financial PB Ratio Related Terms

Thank you for viewing the detailed overview of TCF Financial's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


TCF Financial (TCF Financial) Business Description

Traded in Other Exchanges
N/A
Address
333 West Fort Street, Suite 1800, Detroit, MI, USA, 48226
TCF Financial is a bank and financial services provider operating throughout the United States and Canada. The company operates in three segments: commercial banking, which provides industrial and commercial banking and leasing services; consumer banking, which provides personal loans and wealth management services through retail banks; and enterprise services, which includes the company's capital management and operational functions. The majority of branches are concentrated in the U.S. Midwest, Colorado, Arizona, and South Dakota.
Executives
Thomas C Shafer officer: Chief Operating Officer 235 EAST MAIN STREET, MIDLAND MI 48640
Ronald A Klein director 235 EAST MAIN STREET, MIDLAND MI 48640
Brian W Maass officer: EVP, Deputy CFO, Treasurer 200 LAKE STREET EAST WAYZATA MN 55391
Sandra D. Kuohn officer: EVP, Chief HCM Officer 235 E. MAIN STREET MIDLAND MI 48640
Andrew J Jackson officer: Chief Audit Executive 200 LAKE STREET EAST WAYZATA MN 55391-1693
Daniel W Terpsma other: Officer of Principal Bus. Unit 235 E. MAIN STREET MIDLAND MI 48640
Thomas John Butterfield officer: EVP, Chief Tech/Oper Offcr 200 LAKE STREET EAST WAYZATA MN 55391
Vance K Opperman director 200 LAKE STREET EAST WAYZATA MN 55391-1693
Barbara L. Mcquade director 235 E. MAIN STREET, MIDLAND MI 48640
Roger J Sit director 200 LAKE STREET EAST, WAYZATA MN 55391-1693
Richard H King director 200 LAKE STREET EAST, WAYZATA MN 55391
Barbara J Mahone director 235 EAST MAIN STREET MIDLAND MI 48640
Arthur A Weiss director 235 EAST MAIN STREET, MIDLAND MI 48640
Theresa Wise director 400 FAIRVIEW AVENUE NORTH, SUITE 1200, SEATTLE WA 98109
Jeffrey L. Tate director 2211 H.H. DOW WAY, MIDLAND MI 48674

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