Home Capital Group (Home Capital Group) PB Ratio : 1.00 (As of Apr. 25, 2024)

View and export this data going back to 2009. Start your Free Trial

What is Home Capital Group PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-25), Home Capital Group's share price is $32.52. Home Capital Group's Book Value per Share for the quarter that ended in Jun. 2023 was $32.67. Hence, Home Capital Group's PB Ratio of today is 1.00.

The historical rank and industry rank for Home Capital Group's PB Ratio or its related term are showing as below:

HMCBF' s PB Ratio Range Over the Past 10 Years
Min: 0.24 Med: 1.03 Max: 2.97
Current: 0.99

During the past 13 years, Home Capital Group's highest PB Ratio was 2.97. The lowest was 0.24. And the median was 1.03.

HMCBF's PB Ratio is not ranked
in the Banks industry.
Industry Median: 0.85 vs HMCBF: 0.99

During the past 12 months, Home Capital Group's average Book Value Per Share Growth Rate was 5.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 12.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 13.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 9.00% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Home Capital Group was 42.70% per year. The lowest was 1.00% per year. And the median was 19.60% per year.

Back to Basics: PB Ratio

Home Capital Group PB Ratio Historical Data

The historical data trend for Home Capital Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Home Capital Group PB Ratio Chart

Home Capital Group Annual Data

Trend

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

PB Ratio

Get a 7-Day Free Trial

0.54

1.15

0.92

1.09

1.04

Home Capital Group Quarterly Data
	Sep18	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23
PB Ratio	Get a 7-Day Free Trial															0.63	0.66	1.04	0.99	1.00

Competitive Comparison of Home Capital Group's PB Ratio

For the Mortgage Finance subindustry, Home Capital Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Home Capital Group's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Home Capital Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where Home Capital Group's PB Ratio falls into.

Home Capital Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Home Capital Group's PB Ratio for today is calculated as follows:

PB Ratio	=	Share Price	/	Book Value per Share (Q: Jun. 2023)
	=	32.52	/	32.672
	=	1.00

It can also be calculated from the numbers for the whole company:

PB Ratio

Market Cap

(Total Stockholders Equity

Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Home Capital Group (OTCPK:HMCBF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Home Capital Group PB Ratio Related Terms

Thank you for viewing the detailed overview of Home Capital Group's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.

Home Capital Group (Home Capital Group) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Home Capital Group Inc (OTCPK:HMCBF) » Definitions » PB Ratio

Comparable Companies

Traded in Other Exchanges

N/A

Address

145 King Street West, Suite 2300, Toronto, ON, CAN, M5H 1J8

Website

https://www.homecapital.com

Home Capital Group Inc is a specialty finance company that offers residential and commercial mortgage lending, securitization of insured mortgage products, consumer lending, and credit card services. The company also offers deposits via brokers and financial planners, and through its direct-to-consumer deposit brand, Oaken Financial. Home Capital's mortgage lending focuses on homeowners who typically do not meet all the lending criteria of traditional financial institutions.