Mountain Commerce Bancorp (Mountain Commerce Bancorp) PB Ratio : 0.90 (As of May. 11, 2024)

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What is Mountain Commerce Bancorp PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-11), Mountain Commerce Bancorp's share price is $17.50. Mountain Commerce Bancorp's Book Value per Share for the quarter that ended in Mar. 2024 was $19.46. Hence, Mountain Commerce Bancorp's PB Ratio of today is 0.90.

Good Sign:

Mountain Commerce Bancorp Inc stock PB Ratio (=0.9) is close to 10-year low of 0.84

The historical rank and industry rank for Mountain Commerce Bancorp's PB Ratio or its related term are showing as below:

MCBI' s PB Ratio Range Over the Past 10 Years
Min: 0.84 Med: 1.46 Max: 1.86
Current: 0.9

During the past 9 years, Mountain Commerce Bancorp's highest PB Ratio was 1.86. The lowest was 0.84. And the median was 1.46.

MCBI's PB Ratio is ranked worse than
53.19% of 1457 companies
in the Banks industry
Industry Median: 0.86 vs MCBI: 0.90

During the past 12 months, Mountain Commerce Bancorp's average Book Value Per Share Growth Rate was 5.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 5.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 9.10% per year.

During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Mountain Commerce Bancorp was 29.40% per year. The lowest was 5.40% per year. And the median was 14.35% per year.

Back to Basics: PB Ratio

Mountain Commerce Bancorp PB Ratio Historical Data

The historical data trend for Mountain Commerce Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Mountain Commerce Bancorp PB Ratio Chart

Mountain Commerce Bancorp Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

PB Ratio

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1.52

1.24

1.60

1.51

0.96

Mountain Commerce Bancorp Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Dec23	Mar24
PB Ratio	Get a 7-Day Free Trial															1.51	1.24	0.87	0.96	0.94

Competitive Comparison of Mountain Commerce Bancorp's PB Ratio

For the Banks - Regional subindustry, Mountain Commerce Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mountain Commerce Bancorp's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Mountain Commerce Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Mountain Commerce Bancorp's PB Ratio falls into.

Mountain Commerce Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Mountain Commerce Bancorp's PB Ratio for today is calculated as follows:

PB Ratio	=	Share Price	/	Book Value per Share (Q: Mar. 2024)
	=	17.50	/	19.459
	=	0.90

It can also be calculated from the numbers for the whole company:

PB Ratio

Market Cap

(Total Stockholders Equity

Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Mountain Commerce Bancorp (OTCPK:MCBI) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Mountain Commerce Bancorp PB Ratio Related Terms

Thank you for viewing the detailed overview of Mountain Commerce Bancorp's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.

Mountain Commerce Bancorp (Mountain Commerce Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Mountain Commerce Bancorp Inc (OTCPK:MCBI) » Definitions » PB Ratio

Comparable Companies

Traded in Other Exchanges

N/A

Address

6101 Kingston Pike, P.O. Box 52942, Knoxville, TN, USA, 37919

Website

https://www.mcb.com

Mountain Commerce Bancorp Inc operates as a bank holding company. It offers personal and business banking services. The bank offers checking and savings accounts; certificates of deposit; and loans and lines of credit, such as mortgage loans, personal loans and lines of credit, commercial real estate lending, small business administration loans, equipment lending, operating lines of credit, and credit cards. Its primary lending products are one-to-four family residential, commercial real estate, commercial and industrial, and consumer lending.