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The historical rank and industry rank for Saraswati Commercial (India)'s PB Ratio or its related term are showing as below:
BOM:512020'
s PB Ratio Range Over the Past 10 Years
Min: 0.02 Med: 0.53 Max: 2.73
Current: 1.22
During the past 13 years, Saraswati Commercial (India)'s highest PB Ratio was 2.73. The lowest was 0.02. And the median was 0.53.
BOM:512020's PB Ratio is ranked worse than 74.83% of 1597
companies
in the Asset Management industry
Industry Median: 0.96
vs BOM:512020: 1.22
During the past 12 months, Saraswati Commercial (India)'s average Book Value Per Share Growth Rate was 13.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 33.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 29.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 26.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Saraswati Commercial (India) was 99.60% per year. The lowest was -4.80% per year. And the median was 33.20% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Saraswati Commercial (India) PB Ratio Related Terms
Saraswati Commercial (India) PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Saraswati Commercial (India)'s PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saraswati Commercial (India) PB Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Saraswati Commercial (India)'s PB Ratio distribution charts can be found below:
* The bar in red indicates where Saraswati Commercial (India)'s PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Saraswati Commercial (India) (BOM:512020) has a PB Ratio of 1.22 as of Aug. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Saraswati Commercial (India) and its competitors. This is 130% above median its historical median of 0.53. Over the past decade, Saraswati Commercial (India)'s PB Ratio has ranged from 0.02 to 2.73. According to the industry distribution chart, Saraswati Commercial (India) ranks #1195 out of 1597 companies in the Asset Management industry, placing it in the top 74.8%.
Is Saraswati Commercial (India)'s PB Ratio too high?
Saraswati Commercial (India)'s current PB Ratio of 1.22 is 130% above median its 10-year median of 0.53. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 2.73. The Asset Management industry median PB Ratio is 0.96. Saraswati Commercial (India)'s value of 1.22 is 27.1% above this industry median. Based on the distribution chart, Saraswati Commercial (India) ranks #1195 out of 1597 companies in the Asset Management industry, which is below the industry midpoint. Overall, Saraswati Commercial (India) has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saraswati Commercial (India)'s PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Saraswati Commercial (India) ranks #1195 out of 1597 companies for PB Ratio. This places Saraswati Commercial (India) in the lower half of its industry. The industry median PB Ratio is 0.96. Saraswati Commercial (India)'s value of 1.22 is 27.1% above this benchmark. Historically, Saraswati Commercial (India)'s own PB Ratio has ranged from 0.02 to 2.73 over the past decade. While the company's 10-year median is 0.53 vs. the industry median of 0.96, Saraswati Commercial (India) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.96, based on 1,597 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saraswati Commercial (India)'s current PB Ratio of 1.22 is 27.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Saraswati Commercial (India) and its competitors. For the Asset Management industry, the median PB Ratio is 0.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saraswati Commercial (India)'s current PB Ratio is 1.22, which is 130% above median its own 10-year median of 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saraswati Commercial (India) stock overvalued right now?
Based on GuruFocus' analysis, Saraswati Commercial (India) (BOM:512020) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹2,071.64, compared to a current price of ₹12,210.35 — trading 489.4% above its estimated fair value. The current PB Ratio is 1.22, which is 130% above median its 10-year median of 0.53 and 27.1% above the Asset Management industry median of 0.96. Saraswati Commercial (India)'s overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Saraswati Commercial (India) (BOM:512020), the current PB Ratio is 1.22 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saraswati Commercial (India) (BOM:512020) Overvalued in 2026?
Based on GuruFocus' analysis, Saraswati Commercial (India) stock appears to be overvalued.
The current stock price of ₹12,210.35 is trading 489.4% above its estimated GF Value™ of ₹2,071.64.
GuruFocus considers Saraswati Commercial (India) to be Significantly Overvalued.
Key valuation signals for BOM:512020:
PB Ratio: 1.22 (130% above median its 10-year median of 0.53)
GF Value™: ₹2,071.64 vs. price of ₹12,210.35 (489.4% above fair value)
Industry Position: 27.1% above the Asset Management median (#1195 of 1597)
No single metric tells the full story. See the BOM:512020 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saraswati Commercial (India) Ltd is an India-based non-banking financial company. it is engaged in the business of investments and trading in shares and securities and lending activities.
67GF Score
Get the complete analysis for BOM:512020
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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