Alfa Holdings (BSP:RPAD3) PB Ratio: 0.54 (As of Jul. 07, 2026) — 13% Above Median


BSP:RPAD3 Alfa Holdings SA BSP:RPAD3
22 GF Score
Price R$6.50
! 2 Warning Signs
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What is Alfa Holdings PB Ratio?

Alfa Holdings BSP:RPAD3 22 PB Ratio is 0.54 as of Jul. 07, 2026, which is 13% above its 10-year median of 0.48. GuruFocus rates BSP:RPAD3 with a GF Score™ of 22/100. The stock has 2 warning signs investors should review. Among 548 Conglomerates companies, Alfa Holdings ranks better than 74.45% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-07), Alfa Holdings's share price is R$6.50. Alfa Holdings's Book Value per Share for the quarter that ended in Mar. 2026 was R$12.08. Hence, Alfa Holdings's PB Ratio of today is 0.54.

Warning Sign:

Alfa Holdings SA stock PB Ratio (=0.54) is close to 1-year high of 0.59.

The historical rank and industry rank for Alfa Holdings's PB Ratio or its related term are showing as below:

BSP:RPAD3' s PB Ratio Range Over the Past 10 Years
Min: 0.19   Med: 0.48   Max: 0.76
Current: 0.54

During the past 13 years, Alfa Holdings's highest PB Ratio was 0.76. The lowest was 0.19. And the median was 0.48.

BSP:RPAD3's PB Ratio is ranked better than
74.45% of 548 companies
in the Conglomerates industry
Industry Median: 1.07 vs BSP:RPAD3: 0.54

During the past 12 months, Alfa Holdings's average Book Value Per Share Growth Rate was 7.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -1.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -0.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 1.80% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Alfa Holdings was 14.80% per year. The lowest was -3.00% per year. And the median was 4.90% per year.

Back to Basics: PB Ratio


Alfa Holdings  (BSP:RPAD3) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Alfa Holdings PB Ratio Related Terms


Alfa Holdings PB Ratio Historical Data

* Premium members only.

The historical data trend for Alfa Holdings's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alfa Holdings PB Ratio Chart

Alfa Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.50 0.57 0.62 0.54 0.44

Alfa Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.36 0.42 0.44 0.46

BSP:RPAD3 vs HON, MMM: PB Ratio Comparison

For the Conglomerates subindustry, Alfa Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alfa Holdings PB Ratio vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Alfa Holdings's PB Ratio distribution charts can be found below:

* The bar in red indicates where Alfa Holdings's PB Ratio falls into.


BSP:RPAD3
22GF Score
Alfa Holdings SA BSP:RPAD3
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alfa Holdings PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Alfa Holdings's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=6.50/12.081
=0.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.54 mean?
Alfa Holdings (BSP:RPAD3) has a PB Ratio of 0.54 as of Jul. 07, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Alfa Holdings and its competitors. This is 13% above median its historical median of 0.48. Over the past decade, Alfa Holdings' PB Ratio has ranged from 0.19 to 0.76. According to the industry distribution chart, Alfa Holdings ranks #140 out of 548 companies in the Conglomerates industry, placing it in the top 25.5%.
Is Alfa Holdings' PB Ratio too high?
Alfa Holdings' current PB Ratio of 0.54 is 13% above median its 10-year median of 0.48. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.76. The Conglomerates industry median PB Ratio is 1.07. Alfa Holdings' value of 0.54 is 49.5% below this industry median. Based on the distribution chart, Alfa Holdings ranks #140 out of 548 companies in the Conglomerates industry, which is above the industry midpoint. Overall, Alfa Holdings has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Alfa Holdings' PB Ratio compare to HON and MMM?
According to the Conglomerates industry distribution chart, Alfa Holdings ranks #140 out of 548 companies for PB Ratio. This puts Alfa Holdings in the upper half of its industry. The industry median PB Ratio is 1.07. Alfa Holdings' value of 0.54 is 49.5% below this benchmark. Historically, Alfa Holdings' own PB Ratio has ranged from 0.19 to 0.76 over the past decade. While the company's 10-year median is 0.48 vs. the industry median of 1.07, Alfa Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Conglomerates company?
The median PB Ratio among Conglomerates companies is 1.07, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alfa Holdings's current PB Ratio of 0.54 is 49.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Alfa Holdings and its competitors. For the Conglomerates industry, the median PB Ratio is 1.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alfa Holdings's current PB Ratio is 0.54, which is 13% above median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfa Holdings stock overvalued right now?
Alfa Holdings (BSP:RPAD3) has a current PB Ratio of 0.54. The current PB Ratio is 0.54, which is 13% above median its 10-year median of 0.48 and 49.5% below the Conglomerates industry median of 1.07. Alfa Holdings' overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Alfa Holdings (BSP:RPAD3), the current PB Ratio is 0.54 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Alfa Holdings Business Description

Other Exchanges RPAD6:BrazilRPAD5:Brazil
Address Alameda Santos, 466 Cerqueira Cesar, Sao Paulo, SP, BRA, 1418000
Alfa Holdings SA is a holding company. The company holds interests, directly or indirectly, in segments such as finance, insurance, and services.
22GF Score

Get the complete analysis for BSP:RPAD3

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$6.50
Price