The CatoCATO -0.19%65 PB Ratio is 0.38 as of Jun. 25, 2026, which is 60% below its 10-year median of 0.95. GuruFocus rates CATO with a GF Score™ of 65/100 and a GF Value™ of $4.19 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,077 Retail - Cyclical companies, The Cato ranks better than 91.36% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), The Cato's share price is $3.1939. The Cato's Book Value per Share for the quarter that ended in Apr. 2026 was $8.35. Hence, The Cato's PB Ratio of today is 0.38.
The historical rank and industry rank for The Cato's PB Ratio or its related term are showing as below:
CATO'
s PB Ratio Range Over the Past 10 Years
Min: 0.3 Med: 0.95 Max: 2.42
Current: 0.38
During the past 13 years, The Cato's highest PB Ratio was 2.42. The lowest was 0.30. And the median was 0.95.
CATO's PB Ratio is ranked better than 91.36% of 1077
companies
in the Retail - Cyclical industry
Industry Median: 1.44
vs CATO: 0.38
During the past 3 years, the average Book Value Per Share Growth Rate was -10.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -7.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -6.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of The Cato was 70.40% per year. The lowest was -22.40% per year. And the median was 4.80% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
The Cato PB Ratio Related Terms
The Cato PB Ratio Historical Data
* Premium members only.
The historical data trend for The Cato's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Apparel Retail subindustry, The Cato's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Cato PB Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, The Cato's PB Ratio distribution charts can be found below:
* The bar in red indicates where The Cato's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
The Cato's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
The Cato (CATO) has a PB Ratio of 0.38 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on The Cato and its competitors. This is 60% below median its historical median of 0.95. Over the past decade, The Cato's PB Ratio has ranged from 0.30 to 2.42. According to the industry distribution chart, The Cato ranks #93 out of 1077 companies in the Retail - Cyclical industry, placing it in the top 8.6%.
Is The Cato's PB Ratio too high?
The Cato's current PB Ratio of 0.38 is 60% below median its 10-year median of 0.95. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 2.42. The Retail - Cyclical industry median PB Ratio is 1.44. The Cato's value of 0.38 is 73.6% below this industry median. Based on the distribution chart, The Cato ranks #93 out of 1077 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, The Cato has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Cato's PB Ratio compare to DXLG and BRIA?
According to the Retail - Cyclical industry distribution chart, The Cato ranks #93 out of 1077 companies for PB Ratio. This places The Cato in the top 9% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.44. The Cato's value of 0.38 is 73.6% below this benchmark. Historically, The Cato's own PB Ratio has ranged from 0.30 to 2.42 over the past decade. While the company's 10-year median is 0.95 vs. the industry median of 1.44, The Cato has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Retail - Cyclical company?
The median PB Ratio among Retail - Cyclical companies is 1.44, based on 1,077 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Cato's current PB Ratio of 0.38 is 73.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on The Cato and its competitors. For the Retail - Cyclical industry, the median PB Ratio is 1.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Cato's current PB Ratio is 0.38, which is 60% below median its own 10-year median of 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Cato stock overvalued right now?
Based on GuruFocus' analysis, The Cato (CATO) is currently considered Modestly Undervalued. The stock's GF Value™ is $4.19, compared to a current price of $3.19 — trading 23.8% below its estimated fair value. The current PB Ratio is 0.38, which is 60% below median its 10-year median of 0.95 and 73.6% below the Retail - Cyclical industry median of 1.44. The Cato's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For The Cato (CATO), the current PB Ratio is 0.38 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Cato (CATO) Overvalued in 2026?
Based on GuruFocus' analysis, The Cato stock appears to be undervalued.
The current stock price of $3.19 is trading 23.8% below its estimated GF Value™ of $4.19.
GuruFocus considers The Cato to be Modestly Undervalued.
Key valuation signals for CATO:
PB Ratio: 0.38 (60% below median its 10-year median of 0.95)
GF Value™: $4.19 vs. price of $3.19 (23.8% below fair value)
Industry Position: 73.6% below the Retail - Cyclical median (#93 of 1077)
No single metric tells the full story. See the CATO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Cato Corp seeks to offer quality fashion apparel and accessories at low prices every day, in junior/missy and plus sizes. The Cato concept's stores and e-commerce website feature a broad assortment of apparel and accessories, including dressy, career, and casual sportswear, dresses, coats, shoes, lingerie, costume jewelry, and handbags. Management believes the Company's success is dependent upon its ability to differentiate its stores from department stores, mass merchandise discount stores, and competing specialty stores. The key elements of the Company's business are: Merchandise Assortment, Value Pricing, Strip Shopping Center Location, Customer Service, Credit and Layaway Programs.
65GF Score
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