CAB Payments HoldingsFRA:2SY +1.74%39 PB Ratio is 1.21 as of Jun. 26, 2026, which is 9% below its 10-year median of 1.33. GuruFocus rates FRA:2SY with a GF Score™ of 39/100 and a GF Value™ of €0.57 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,515 Banks companies, CAB Payments Holdings ranks worse than 63.37% on this metric.
The historical rank and industry rank for CAB Payments Holdings's PB Ratio or its related term are showing as below:
FRA:2SY'
s PB Ratio Range Over the Past 10 Years
Min: 0.7 Med: 1.33 Max: 7.28
Current: 1.22
During the past 6 years, CAB Payments Holdings's highest PB Ratio was 7.28. The lowest was 0.70. And the median was 1.33.
FRA:2SY's PB Ratio is ranked worse than 63.37% of 1515
companies
in the Banks industry
Industry Median: 1.08
vs FRA:2SY: 1.22
During the past 12 months, CAB Payments Holdings's average Book Value Per Share Growth Rate was 9.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 14.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 20.90% per year.
During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of CAB Payments Holdings was 25.50% per year. The lowest was 14.10% per year. And the median was 25.30% per year.
Back to Basics: PB Ratio
CAB Payments Holdings (FRA:2SY) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, CAB Payments Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CAB Payments Holdings PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, CAB Payments Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where CAB Payments Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
CAB Payments Holdings (FRA:2SY) has a PB Ratio of 1.21 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on CAB Payments Holdings and its competitors. This is near median its historical median of 1.33. Over the past decade, CAB Payments Holdings' PB Ratio has ranged from 0.70 to 7.28. According to the industry distribution chart, CAB Payments Holdings ranks #960 out of 1515 companies in the Banks industry, placing it in the top 63.4%.
Is CAB Payments Holdings' PB Ratio too high?
CAB Payments Holdings' current PB Ratio of 1.21 is near median its 10-year median of 1.33. Over the past 10 years, this metric has ranged from a low of 0.70 to a high of 7.28. The Banks industry median PB Ratio is 1.08. CAB Payments Holdings' value of 1.21 is 12% above this industry median. Based on the distribution chart, CAB Payments Holdings ranks #960 out of 1515 companies in the Banks industry, which is below the industry midpoint. Overall, CAB Payments Holdings has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CAB Payments Holdings' PB Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, CAB Payments Holdings ranks #960 out of 1515 companies for PB Ratio. This places CAB Payments Holdings in the lower half of its industry. The industry median PB Ratio is 1.08. CAB Payments Holdings' value of 1.21 is 12% above this benchmark. Historically, CAB Payments Holdings' own PB Ratio has ranged from 0.70 to 7.28 over the past decade. While the company's 10-year median is 1.33 vs. the industry median of 1.08, CAB Payments Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CAB Payments Holdings's current PB Ratio of 1.21 is 12% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on CAB Payments Holdings and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CAB Payments Holdings's current PB Ratio is 1.21, which is near median its own 10-year median of 1.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CAB Payments Holdings stock overvalued right now?
Based on GuruFocus' analysis, CAB Payments Holdings (FRA:2SY) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.57, compared to a current price of €0.88 — trading 53.5% above its estimated fair value. The current PB Ratio is 1.21, which is near median its 10-year median of 1.33 and 12% above the Banks industry median of 1.08. CAB Payments Holdings' overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For CAB Payments Holdings (FRA:2SY), the current PB Ratio is 1.21 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CAB Payments Holdings (FRA:2SY) Overvalued in 2026?
Based on GuruFocus' analysis, CAB Payments Holdings stock appears to be overvalued.
The current stock price of €0.88 is trading 53.5% above its estimated GF Value™ of €0.57.
GuruFocus considers CAB Payments Holdings to be Significantly Overvalued.
Key valuation signals for FRA:2SY:
PB Ratio: 1.21 (near median its 10-year median of 1.33)
GF Value™: €0.57 vs. price of €0.88 (53.5% above fair value)
Industry Position: 12% above the Banks median (#960 of 1515)
No single metric tells the full story. See the FRA:2SY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CAB Payments Holdings PLC offers cross-border payments and banking services for hard-to-reach markets around the world. Along with its subsidiaries, the company operates in three principal business lines, addressing various combinations of client groups, distribution networks, and services: Foreign Exchange (FX), which derives maximum revenue, Payments, and Banking Services. Foreign Exchange (FX) business provides access to clients to various markets and currencies, and enables them to trade in a way that suits their business needs, via web app, GUI, or FIX API; Payments business provides international payment solutions; and Banking Services engages in wholesale banking, providing transaction and deposit accounts, in addition to trade finance solutions.
39GF Score
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