Conduit HoldingsFRA:CHO +0.59%75 PB Ratio is 0.84 as of Jun. 26, 2026, which is 13% below its 10-year median of 0.96. GuruFocus rates FRA:CHO with a GF Score™ of 75/100 and a GF Value™ of €7.78 (Significantly Undervalued). The stock has 8 warning signs investors should review. Among 497 Insurance companies, Conduit Holdings ranks better than 74.65% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Conduit Holdings's share price is €5.15. Conduit Holdings's Book Value per Share for the quarter that ended in Dec. 2025 was €6.10. Hence, Conduit Holdings's PB Ratio of today is 0.84.
Warning Sign:
Conduit Holdings Ltd stock PB Ratio (=0.87) is close to 1-year high of 0.89.
The historical rank and industry rank for Conduit Holdings's PB Ratio or its related term are showing as below:
FRA:CHO'
s PB Ratio Range Over the Past 10 Years
Min: 0.52 Med: 0.96 Max: 1.17
Current: 0.87
During the past 6 years, Conduit Holdings's highest PB Ratio was 1.17. The lowest was 0.52. And the median was 0.96.
FRA:CHO's PB Ratio is ranked better than 74.65% of 497
companies
in the Insurance industry
Industry Median: 1.38
vs FRA:CHO: 0.87
During the past 12 months, Conduit Holdings's average Book Value Per Share Growth Rate was 0.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.60% per year.
During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of Conduit Holdings was 7.20% per year. The lowest was 1.40% per year. And the median was 5.60% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Conduit Holdings PB Ratio Related Terms
Conduit Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for Conduit Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Conduit Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Conduit Holdings PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Conduit Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Conduit Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Conduit Holdings (FRA:CHO) has a PB Ratio of 0.84 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Conduit Holdings and its competitors. This is 13% below median its historical median of 0.96. Over the past decade, Conduit Holdings' PB Ratio has ranged from 0.52 to 1.17. According to the industry distribution chart, Conduit Holdings ranks #126 out of 497 companies in the Insurance industry, placing it in the top 25.4%.
Is Conduit Holdings' PB Ratio too high?
Conduit Holdings' current PB Ratio of 0.84 is 13% below median its 10-year median of 0.96. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 1.17. The Insurance industry median PB Ratio is 1.38. Conduit Holdings' value of 0.84 is 39.1% below this industry median. Based on the distribution chart, Conduit Holdings ranks #126 out of 497 companies in the Insurance industry, which is above the industry midpoint. Overall, Conduit Holdings has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Conduit Holdings' PB Ratio compare to RGA and EG?
According to the Insurance industry distribution chart, Conduit Holdings ranks #126 out of 497 companies for PB Ratio. This puts Conduit Holdings in the upper half of its industry. The industry median PB Ratio is 1.38. Conduit Holdings' value of 0.84 is 39.1% below this benchmark. Historically, Conduit Holdings' own PB Ratio has ranged from 0.52 to 1.17 over the past decade. While the company's 10-year median is 0.96 vs. the industry median of 1.38, Conduit Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Conduit Holdings's current PB Ratio of 0.84 is 39.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Conduit Holdings and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Conduit Holdings's current PB Ratio is 0.84, which is 13% below median its own 10-year median of 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Conduit Holdings stock overvalued right now?
Based on GuruFocus' analysis, Conduit Holdings (FRA:CHO) is currently considered Significantly Undervalued. The stock's GF Value™ is €7.78, compared to a current price of €5.15 — trading 33.8% below its estimated fair value. The current PB Ratio is 0.84, which is 13% below median its 10-year median of 0.96 and 39.1% below the Insurance industry median of 1.38. Conduit Holdings' overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Conduit Holdings (FRA:CHO), the current PB Ratio is 0.84 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Conduit Holdings (FRA:CHO) Overvalued in 2026?
Based on GuruFocus' analysis, Conduit Holdings stock appears to be undervalued.
The current stock price of €5.15 is trading 33.8% below its estimated GF Value™ of €7.78.
GuruFocus considers Conduit Holdings to be Significantly Undervalued.
Key valuation signals for FRA:CHO:
PB Ratio: 0.84 (13% below median its 10-year median of 0.96)
GF Value™: €7.78 vs. price of €5.15 (33.8% below fair value)
Industry Position: 39.1% below the Insurance median (#126 of 497)
No single metric tells the full story. See the FRA:CHO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Conduit Holdings Ltd operates in the insurance industry, engaged in providing reinsurance products and services to its clients around the world. It operates in three segments: property, casualty, and specialty. The majority is from the property division. Geographically, the majority is from the United States and also has its presence in Europe and other countries across the globe.
75GF Score
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