Tribal GroupFRA:T3G -1.53%55 PB Ratio is 2.02 as of Jul. 09, 2026, which is 49% below its 10-year median of 3.93. GuruFocus rates FRA:T3G with a GF Score™ of 55/100 and a GF Value™ of €0.54 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 2,626 Software companies, Tribal Group ranks better than 56.25% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-09), Tribal Group's share price is €0.645. Tribal Group's Book Value per Share for the quarter that ended in Dec. 2025 was €0.32. Hence, Tribal Group's PB Ratio of today is 2.02.
The historical rank and industry rank for Tribal Group's PB Ratio or its related term are showing as below:
FRA:T3G'
s PB Ratio Range Over the Past 10 Years
Min: 1.53 Med: 3.93 Max: 12.34
Current: 2.18
During the past 13 years, Tribal Group's highest PB Ratio was 12.34. The lowest was 1.53. And the median was 3.93.
FRA:T3G's PB Ratio is ranked better than 56.25% of 2626
companies
in the Software industry
Industry Median: 2.385
vs FRA:T3G: 2.18
During the past 12 months, Tribal Group's average Book Value Per Share Growth Rate was 15.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 9.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 12.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Tribal Group was 302.90% per year. The lowest was -52.20% per year. And the median was 3.10% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Tribal Group PB Ratio Related Terms
Tribal Group PB Ratio Historical Data
* Premium members only.
The historical data trend for Tribal Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Tribal Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tribal Group PB Ratio vs Software Industry
For the Software industry and Technology sector, Tribal Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Tribal Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Tribal Group's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Tribal Group (FRA:T3G) has a PB Ratio of 2.02 as of Jul. 09, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Tribal Group and its competitors. This is 49% below median its historical median of 3.93. Over the past decade, Tribal Group's PB Ratio has ranged from 1.53 to 12.34. According to the industry distribution chart, Tribal Group ranks #1149 out of 2626 companies in the Software industry, placing it in the top 43.8%.
Is Tribal Group's PB Ratio too high?
Tribal Group's current PB Ratio of 2.02 is 49% below median its 10-year median of 3.93. Over the past 10 years, this metric has ranged from a low of 1.53 to a high of 12.34. The Software industry median PB Ratio is 2.39. Tribal Group's value of 2.02 is 15.3% below this industry median. Based on the distribution chart, Tribal Group ranks #1149 out of 2626 companies in the Software industry, which is above the industry midpoint. Overall, Tribal Group has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tribal Group's PB Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, Tribal Group ranks #1149 out of 2626 companies for PB Ratio. This puts Tribal Group in the upper half of its industry. The industry median PB Ratio is 2.39. Tribal Group's value of 2.02 is 15.3% below this benchmark. Historically, Tribal Group's own PB Ratio has ranged from 1.53 to 12.34 over the past decade. While the company's 10-year median is 3.93 vs. the industry median of 2.39, Tribal Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.39, based on 2,626 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tribal Group's current PB Ratio of 2.02 is 15.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Tribal Group and its competitors. For the Software industry, the median PB Ratio is 2.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tribal Group's current PB Ratio is 2.02, which is 49% below median its own 10-year median of 3.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tribal Group stock overvalued right now?
Based on GuruFocus' analysis, Tribal Group (FRA:T3G) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.54, compared to a current price of €0.65 — trading 19.4% above its estimated fair value. The current PB Ratio is 2.02, which is 49% below median its 10-year median of 3.93 and 15.3% below the Software industry median of 2.39. Tribal Group's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Tribal Group (FRA:T3G), the current PB Ratio is 2.02 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tribal Group (FRA:T3G) Overvalued in 2026?
Based on GuruFocus' analysis, Tribal Group stock appears to be overvalued.
The current stock price of €0.65 is trading 19.4% above its estimated GF Value™ of €0.54.
GuruFocus considers Tribal Group to be Modestly Overvalued.
Key valuation signals for FRA:T3G:
PB Ratio: 2.02 (49% below median its 10-year median of 3.93)
GF Value™: €0.54 vs. price of €0.65 (19.4% above fair value)
Industry Position: 15.3% below the Software median (#1149 of 2626)
No single metric tells the full story. See the FRA:T3G stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tribal Group PLC is a provider of education software and services for international education, learning, and training markets. It has two business segments. The Student Information Systems (SIS) segment represents the delivery of software and subsequent maintenance and support services and the activities through which it deploys and configures software for its customers; and the Etio segment represents inspection and review services that support the assessment of educational delivery, and a portfolio of performance improvement tools and services, including analytics, software solutions, and asset management. The company generates maximum revenue from the SIS segment. Geographically, it operates in the UK, Australia, other APAC, North America, and the rest of the world.
55GF Score
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