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Shawbrook GroupFRA:Z9W -2.50%42 PB Ratio is 0.96 as of Jul. 15, 2026, which is 2% above its 10-year median of 0.94. GuruFocus rates FRA:Z9W with a GF Score™ of 42/100. The stock has 2 warning signs investors should review. Among 1,517 Banks companies, Shawbrook Group ranks better than 59.2% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), Shawbrook Group's share price is €3.90. Shawbrook Group's Book Value per Share for the quarter that ended in Dec. 2025 was €4.05. Hence, Shawbrook Group's PB Ratio of today is 0.96.
The historical rank and industry rank for Shawbrook Group's PB Ratio or its related term are showing as below:
FRA:Z9W'
s PB Ratio Range Over the Past 10 Years
Min: 0.58 Med: 0.94 Max: 1.38
Current: 0.95
During the past 9 years, Shawbrook Group's highest PB Ratio was 1.38. The lowest was 0.58. And the median was 0.94.
FRA:Z9W's PB Ratio is ranked better than 59.2% of 1517
companies
in the Banks industry
Industry Median: 1.11
vs FRA:Z9W: 0.95
During the past 12 months, Shawbrook Group's average Book Value Per Share Growth Rate was -43.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 12.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 29.50% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Shawbrook Group was 53.90% per year. The lowest was 12.50% per year. And the median was 49.70% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Shawbrook Group PB Ratio Related Terms
Shawbrook Group PB Ratio Historical Data
* Premium members only.
The historical data trend for Shawbrook Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Shawbrook Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shawbrook Group PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Shawbrook Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Shawbrook Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Shawbrook Group's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Shawbrook Group (FRA:Z9W) has a PB Ratio of 0.96 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Shawbrook Group and its competitors. This is near median its historical median of 0.94. Over the past decade, Shawbrook Group's PB Ratio has ranged from 0.58 to 1.38. According to the industry distribution chart, Shawbrook Group ranks #619 out of 1517 companies in the Banks industry, placing it in the top 40.8%.
Is Shawbrook Group's PB Ratio too high?
Shawbrook Group's current PB Ratio of 0.96 is near median its 10-year median of 0.94. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 1.38. The Banks industry median PB Ratio is 1.11. Shawbrook Group's value of 0.96 is 13.5% below this industry median. Based on the distribution chart, Shawbrook Group ranks #619 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Shawbrook Group has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Shawbrook Group's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Shawbrook Group ranks #619 out of 1517 companies for PB Ratio. This puts Shawbrook Group in the upper half of its industry. The industry median PB Ratio is 1.11. Shawbrook Group's value of 0.96 is 13.5% below this benchmark. Historically, Shawbrook Group's own PB Ratio has ranged from 0.58 to 1.38 over the past decade. While the company's 10-year median is 0.94 vs. the industry median of 1.11, Shawbrook Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shawbrook Group's current PB Ratio of 0.96 is 13.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Shawbrook Group and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shawbrook Group's current PB Ratio is 0.96, which is near median its own 10-year median of 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shawbrook Group stock overvalued right now?
Shawbrook Group (FRA:Z9W) has a current PB Ratio of 0.96. The current PB Ratio is 0.96, which is near median its 10-year median of 0.94 and 13.5% below the Banks industry median of 1.11. Shawbrook Group's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Shawbrook Group (FRA:Z9W), the current PB Ratio is 0.96 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Shawbrook Group PLC is a specialist savings and lending bank operating in the United Kingdom. It focuses mostly on poorly served customer segments across the small to medium-size enterprise and retail market of the island nation. Shawbrook's primary markets include property, business, and consumer finance. The company has grown since its founding through mostly acquisitions. Net operating income mostly derives from asset finance, commercial mortgages, and secured lending. Shawbrook emphasizes customer service, and reputation. The company operates in four segments Real Estate, SME, Consumer Finance and Retail Mortgage Brands.
42GF Score
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